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Registered on:6/9/2023
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re: Spec Play - HGRAF

Posted by masoncj on 12/15/25 at 9:42 am to
Looks like shorters are back if he is saying his shares were leant out.

With no material updates to the manufacturing facility, contracts with customers, stock listing to Nasdaq or epa approval, the shorters are going to keep driving it down

re: Help me allocate my rollover 401(k)

Posted by masoncj on 12/11/25 at 7:21 am to
Impossible to know for sure but a few things are working in small caps favor. The lower interest rates should help and deregulation as well.

Will be interesting to see how the current case at scotus is ruled related to a President being able to hire and fire at all of these “independent” agencies like the EPA

If regulation is cleared on a lot of innovation that we see in the small cap space it might usher in a new era of growth.

Regardless the bottle neck that had been placed on small caps via regulation hopefully Cant get worse at this point.
If interest rates continue drop you should put some in a Russell 2k like small cap index.

Agree, I think $250k tax free for the rest of there natural lives or the next direct kin if they are deceased is a more befitting but anything besides an insulting low $15k is a good start.

re: Verizon Layoffs

Posted by masoncj on 11/20/25 at 10:27 pm to
Thanks y’all. It will work out. It always does

re: Verizon Layoffs

Posted by masoncj on 11/20/25 at 1:36 pm to
I Didn’t make it. Entire sales division (cyber security) was let go. 100 folks

Like ATT …Verizon is getting out of cyber security sales and back to core focus on mobility

re: Verizon Layoffs

Posted by masoncj on 11/20/25 at 7:27 am to
(No Message)

re: Verizon Layoffs

Posted by masoncj on 11/20/25 at 7:24 am to
Email from CEO went out this morning…13k confirmed in the layoff

I’m still waiting my fate

re: Verizon Layoffs

Posted by masoncj on 11/19/25 at 12:38 pm to
Agree and VZ has taken a costly approach to B2B sales amd chickens are coming home to roost

For instance they have two separate sales teams Wireless and Wireline for most enterprise customers.

Raising Canes for instances has Wireless rep and wireline …insane

re: Verizon Layoffs

Posted by masoncj on 11/19/25 at 12:35 pm to
Correct….lot if not all of the corporate stores will eventually turn to franchise

Silver lining is that some of the rif store employees will get rehired by the franchise store owners

re: Verizon Layoffs

Posted by masoncj on 11/17/25 at 9:50 am to
Billy Bob is on T-Mo commercials

TMo is doing the country western bit because the big knock on them has been that their coverage area is not good in sparsely populated areas.

re: Verizon Layoffs

Posted by masoncj on 11/17/25 at 9:45 am to
Have worked for VZ in a Wireline (good bit of difference between wireline vs wireless) B2B sales role for 11 years

All of group amd colleagues are very nervous

Supposedly biggest RIF in company history

Will see

re: Government opening today?

Posted by masoncj on 11/9/25 at 7:03 pm to
Guess markets are gonna react favorable to this??
Oh I didn’t realize that…I guess I thought you could do both a trad and Roth

I am able to do a back door Roth amd the normal 401k

But to y’all’s point it’s through work
Right but I still would just do a traditional ira (tax deferred) in addition to her Roth IRA if there is no match

Is your wife’s 401k matched? If not I wouldn’t bother with it. Work 401ks are usually pretty limited in investment options

Start or continue to contribute to her own personal IRA instead which has practically anything/mutual funds available to invest in.

re: Spec Play - HGRAF

Posted by masoncj on 11/7/25 at 1:52 pm to
And now back to even on the day.

It Kind of tracked with the overall markets

Crazy down and up day
The biggest complaint as noted by others is what if junior gets a full ride some where.

I don’t know how many kids get full rides to college but odds aren’t in juniors favor

529 is still a pretty good bet.

You can make another child the beneficiary , use it for graduate school, study aboard, roll it to a Roth , school supplies like laptops and tech which most schlorships don’t cover

Also you could keep the unused funds in 529 and set it up for a future grandchild…what a gift and legacy that would be!

re: Spec Play - HGRAF

Posted by masoncj on 11/3/25 at 9:05 am to
Thanks for sharing this video

Can’t believe he actually asked her about the instagram pics but she handled it with dignity

I am very impressed by her the more I listen to her

re: Retirement advice

Posted by masoncj on 10/28/25 at 4:20 pm to
My only advice would be find a CFP that is also a CPA and combine all of those dealings under one individual.

Otherwise I wouldn’t hire a CFP.