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Started By
Message
How much of your non essentials spending is influenced by the Joneses?
Posted on 6/18/25 at 8:40 am
Posted on 6/18/25 at 8:40 am
A. None
B. Some
C. A lot
JONESES INFLUENCE:
Your friend buys a boat.
Your neighbor takes a nice trip.
Your relative lives in that big, nice house.
Your drinking buddy steps up their bourbon of choice.
NO JONESES
You may or may not be able to afford all the above JONESES, yet you do what you do.
For example:
Income - savings/investments = expenses
(You put your financial health as high priority)
You take non essential purchase decisions by this or similar way of thinking.
B. Some
C. A lot
JONESES INFLUENCE:
Your friend buys a boat.
Your neighbor takes a nice trip.
Your relative lives in that big, nice house.
Your drinking buddy steps up their bourbon of choice.
NO JONESES
You may or may not be able to afford all the above JONESES, yet you do what you do.
For example:
Income - savings/investments = expenses
(You put your financial health as high priority)
You take non essential purchase decisions by this or similar way of thinking.
36
Posted on 6/18/25 at 8:51 am to Artificial Ignorance
0%
My life does not resemble any of my friends or family in any form or fashion. But looking from the outside in, I would say at least 50% of my friends are influenced by those around them and 25% of my family.
My life does not resemble any of my friends or family in any form or fashion. But looking from the outside in, I would say at least 50% of my friends are influenced by those around them and 25% of my family.
Posted on 6/18/25 at 8:51 am to Artificial Ignorance
A.
My household nonessential spending comes from wife having the amazon app on her phone and too much free time.
My household nonessential spending comes from wife having the amazon app on her phone and too much free time.
Posted on 6/18/25 at 8:52 am to Artificial Ignorance
This is the money board. The overwhelming majority here don’t give a shite about that if I had to guess.
Posted on 6/18/25 at 9:00 am to Artificial Ignorance
A. None
Although, it's actually just close to and approaching zero. I like to think none but realize we are all to some degree susceptible to social and commercial influences.
My math is more like
Income - investments - expenses - discretionary spending (frugal/reasonable)= additional investing
When my checking balance exceeds approx an additional month or so of expenses I invest it.
At this point, we need to work on spending more but only things that would really move the needle enjoyment wise at this point are large expenditures like home improvements and finding it hard to get motivated to research, find contractor and disrupt our routine.
Although, it's actually just close to and approaching zero. I like to think none but realize we are all to some degree susceptible to social and commercial influences.
My math is more like
Income - investments - expenses - discretionary spending (frugal/reasonable)= additional investing
When my checking balance exceeds approx an additional month or so of expenses I invest it.
At this point, we need to work on spending more but only things that would really move the needle enjoyment wise at this point are large expenditures like home improvements and finding it hard to get motivated to research, find contractor and disrupt our routine.
This post was edited on 6/18/25 at 9:04 am
Posted on 6/18/25 at 9:02 am to Artificial Ignorance
ZERO
always been that way
always been that way
Posted on 6/18/25 at 9:11 am to Artificial Ignorance
None. We can afford whatever we want but choose to be disciplined for longer term goals. At the same time, we don’t worry about money if we spend more in a month because we need something.
Posted on 6/18/25 at 9:13 am to Artificial Ignorance
quote:
A. None
We live within our means and weigh purchases of big things (boats, trips, new home, etc) on how much actual utility we would get from it versus how much it costs (including maintaining, insurance, etc. like with a pool or RV).
Whether our neighbors, friends, etc. have or are doing something is irrelevant to us (beyond being happy for them if they can afford it or shaking our heads if they can't).
Posted on 6/18/25 at 9:22 am to Artificial Ignorance
0% mine
One of my good fiends spent the last 20 years showing out, buying boats, Range Rovers, sending their kids to private school.
He had an unexpected job interruption and within 3 months the whole house of cards fell to pieces.
They are now divorced and he lives in a trailer.
One of my good fiends spent the last 20 years showing out, buying boats, Range Rovers, sending their kids to private school.
He had an unexpected job interruption and within 3 months the whole house of cards fell to pieces.
They are now divorced and he lives in a trailer.
Posted on 6/18/25 at 9:36 am to Artificial Ignorance
I don't care what other people do. I avoid depreciating assets. Its that simple.
Posted on 6/18/25 at 9:47 am to Artificial Ignorance
Zero.
I drive a nearly 15 year old vehicle that most people would have replaced long ago. And I’ll drive it another few years if it holds up.
Don’t get me wrong. I do splurge on some things I enjoy, but how it looks to other people never crosses my mind.
I drive a nearly 15 year old vehicle that most people would have replaced long ago. And I’ll drive it another few years if it holds up.
Don’t get me wrong. I do splurge on some things I enjoy, but how it looks to other people never crosses my mind.
Posted on 6/18/25 at 9:49 am to Artificial Ignorance
What a dumb thread lol
Posted on 6/18/25 at 10:37 am to I Love Bama
quote:im sure you are in their thoughts and prayers during pride month, even though they don’t celebrate it
My life does not resemble any of my friends or family in any form or fashion.
Posted on 6/18/25 at 10:53 am to Artificial Ignorance
A. None because i am the Jones 
Not really, there is a little truth in that, but there are just some areas that i like to spend money in and when i do buy nice things i tend to by a REALLY nice version, but i also love to look for a deal when i do buy something. The Home is the easiest thing you overcook to put yourself in a bad spot and luckily we live in a relatively low cost of living place and got in early.
Disclaimer: My wife keeps our spending in check as she is thrifty, i would be significantly poorer without her
Not really, there is a little truth in that, but there are just some areas that i like to spend money in and when i do buy nice things i tend to by a REALLY nice version, but i also love to look for a deal when i do buy something. The Home is the easiest thing you overcook to put yourself in a bad spot and luckily we live in a relatively low cost of living place and got in early.
Disclaimer: My wife keeps our spending in check as she is thrifty, i would be significantly poorer without her
Posted on 6/18/25 at 11:13 am to Artificial Ignorance
A. Sometimes I feel like maybe there's something wrong with me because I don't want to spend $ on cars, toys, gadgets but the Joneses of the world can't get enough of em... I just get 0 satisfaction, enjoyment, dopamine, or whatever you want to call it from things.
Posted on 6/18/25 at 11:16 am to Artificial Ignorance
0%
IDGAF what my peer circle or relatives spend on stuff, rather that their happy.
Somebody will ALWAYS have more or newer stuff or experiences, bad rabbit hole to be concerned with.
IDGAF what my peer circle or relatives spend on stuff, rather that their happy.
Somebody will ALWAYS have more or newer stuff or experiences, bad rabbit hole to be concerned with.
Posted on 6/18/25 at 11:27 am to Artificial Ignorance
None. We make great money, but live below our means. The only splurging I do is for the kids.
Posted on 6/18/25 at 11:28 am to Artificial Ignorance
I guess B, if you consider 0% of my money is spent that way, but 90% of the child support I send is being spent with the Joneses in mind. And sometimes the Joneses just live in people's heads, not on the same block.
Posted on 6/18/25 at 11:32 am to JohnnyKilroy
quote:
What a dumb thread lol
The first Joneses lemming has arrived.
Posted on 6/18/25 at 11:53 am to Artificial Ignorance
Your thread is dumb because everyone is going to respond the exact same way.
Who is going to respond and say they buy shite to impress their neighbors?
Who is going to respond and say they buy shite to impress their neighbors?
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