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Started By
Message
40 year mortgage gets the green light
Posted on 4/5/23 at 11:56 pm
Posted on 4/5/23 at 11:56 pm
20
Posted on 4/5/23 at 11:59 pm to I Love Bama
quote:
Bankrate.com recently compared 30- and 40-year mortgages and found on a $312,000 loan at 6.85% interest, the monthly payments were $2,044 for 30 years and $1,904 for 40 years.
Yea, totally worth it.
Posted on 4/6/23 at 12:00 am to I Love Bama
quote:
The extra 10 years also added more interest, close to $170,000 more
no thanksPosted on 4/6/23 at 12:02 am to I Love Bama
Its a 40yr for a loan modification
Posted on 4/6/23 at 12:23 am to I Love Bama
Can I get a 10 year loan on the new 2023 F250?
Posted on 4/6/23 at 6:58 am to I Love Bama
Yet another abuse of millennials and Gen Z by the greedy boomers
Posted on 4/6/23 at 7:09 am to I Love Bama
They're slowly moving towards people becoming permanent renters. 99% of people will never ever pay off a loan that long and they'll also begin to reduce down-payments as well.
I hate our "elites", they need to go.
I hate our "elites", they need to go.
Posted on 4/6/23 at 7:27 am to I Love Bama
If you’re still a rentoid at this point you don’t deserve to ever live in a house
Posted on 4/6/23 at 7:42 am to I Love Bama
Hmm wonder if the investment math adds up to be better or not.
This post was edited on 4/6/23 at 7:43 am
Posted on 4/6/23 at 9:04 am to I Love Bama
somewhere over in the Nordic countries, they do 100+ year mortgages. It is insane.
Posted on 4/6/23 at 9:14 am to I Love Bama
I understand that this is new for FHA. But these have been around for at least 20 years.
I’d still call it a non-story
I’d still call it a non-story
Posted on 4/6/23 at 11:46 am to I Love Bama
And people are called conspiracy theorists when they state that they are trying to create a slave class.
Posted on 4/6/23 at 1:21 pm to I Love Bama
I’m down. I would probably take as long or a term as possible, if interest rates were essentially the same as a 30 year. You can always pay more.
This post was edited on 4/6/23 at 1:35 pm
Posted on 4/6/23 at 1:45 pm to I Love Bama
Dave Ramsey future book sales just sky rocketed.
As he twitches.
As he twitches.
Posted on 4/6/23 at 1:56 pm to I Love Bama
A 40 year mortgage to me makes more sense than the 7 or 8 year car notes. Both are insane though.
Posted on 4/6/23 at 3:11 pm to I Love Bama
China has 99 year leases for individuals instead of actual ownership. We're heading that way.
Posted on 4/6/23 at 7:48 pm to I Love Bama
Banks about to rich off of morons.
“Hey it lowered my note $200/month though! So I can afford it!”
“Hey it lowered my note $200/month though! So I can afford it!”
Posted on 4/7/23 at 9:41 am to I Love Bama
If it gets you in a house and it makes the first years manageable, it’s not completely bad. I just feel like you have to do whatever it takes to get in the house. After settling in work on the rest.
Posted on 4/10/23 at 11:00 am to I Love Bama
Which will lead to another bubble and help keep prices artificially high.
This post was edited on 4/10/23 at 11:02 am
Posted on 5/11/23 at 8:33 am to I Love Bama
US Govt should have issued 40 yr - 100 yr notes when rates were so low.
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