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Started By
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Pet insurance, Yea or nea? Recommendations?
Posted on 4/10/22 at 1:14 pm
Posted on 4/10/22 at 1:14 pm
(no message)
Posted on 4/10/22 at 1:14 pm to prplhze2000
All insurance is a ripoff until you don’t have it and need it…
But it would say it depends on what your limit is for the amount of money you would spend to cure/keep animal alive.
But it would say it depends on what your limit is for the amount of money you would spend to cure/keep animal alive.
This post was edited on 4/10/22 at 1:15 pm
Posted on 4/10/22 at 1:15 pm to prplhze2000
It was worth it in our case.
2 yo corgi tore her ACL. Should pay for the majority of her surgery.
2 yo corgi tore her ACL. Should pay for the majority of her surgery.
Posted on 4/10/22 at 1:21 pm to prplhze2000
Unless dog fighting pit bulls, no.
Save for your rainy day funds - like finance experts suggest.
Take money otherwise would have spent on pet ins and invest it.
Save for your rainy day funds - like finance experts suggest.
Take money otherwise would have spent on pet ins and invest it.
Posted on 4/10/22 at 1:27 pm to prplhze2000
quote:
Pet insurance, Yea or nea?
its a scam to get your money
but at the same time, if you have a beloved pet who gets hurt and needs surgery it can cost thousands and if they have cancer and you want them treated it can get into tens of thousands if they last years
but its so damn hard to let money over rule common sense on costs of a family pet even before the wife and kids guilting you factor into it
Posted on 4/10/22 at 1:30 pm to prplhze2000
My wife has worked for a pet insurance company for 4 years. She would be the first to tell you it's worthless.
Posted on 4/10/22 at 1:31 pm to prplhze2000
No man are you serious, just don’t buy a $2,500 dog.
You know they give em away for free if you want one.
You know they give em away for free if you want one.
Posted on 4/10/22 at 1:32 pm to prplhze2000
Insurance is like a casino. The house knows the odds better than you. Your premium is a bet that you will have more covered losses than the odds suggest.
Posted on 4/10/22 at 1:37 pm to prplhze2000
just get a young mutt they always end up being the best dogs, these expensive dogs have health problems, do a dog a favor and get one from the kennel, you can thank me later.
Posted on 4/10/22 at 2:21 pm to prplhze2000
I always just assumed it was a scam, same as I always assumed all the car warranty things are scams. Now, though a couple days ago vet says my boxer tore his acl and surgery will be between $3500 to $5000. So now I'm curious if it's something I should look into.
Posted on 4/10/22 at 2:34 pm to prplhze2000
I only insure things I can’t afford to replace, I can replace my dog at the pound for about $50
Posted on 4/10/22 at 2:57 pm to prplhze2000
Some of the responses here- Yikes .
I can only speak to my personal experience .. i have an older dog whom ive had pet insurance on for over 10 yrs.. it has saved me untold thousands of dollars.. ever since he was around 5 yrs old, my boy had had one problem or another , sometimes every year, sometimes every other year, sometimes every 6 months.. each time he’s needed an expensive surgery (i.e. $1200-$1500, but they can be more)- the insurance has covered roughly 90% of it.. not to mention all the other odds and ends theyve covered.. I’ve done the math, and if i had “self insured”, or paid out of pocket, i would have come out way, way behind…. btw the one i have is called Embrace and i got a slight discount since i get it thru USAA, which is a third party provider .
So i guess if you dont like saving money, then go ahead and call it a scam or whatever, makes no difference to me .
I can only speak to my personal experience .. i have an older dog whom ive had pet insurance on for over 10 yrs.. it has saved me untold thousands of dollars.. ever since he was around 5 yrs old, my boy had had one problem or another , sometimes every year, sometimes every other year, sometimes every 6 months.. each time he’s needed an expensive surgery (i.e. $1200-$1500, but they can be more)- the insurance has covered roughly 90% of it.. not to mention all the other odds and ends theyve covered.. I’ve done the math, and if i had “self insured”, or paid out of pocket, i would have come out way, way behind…. btw the one i have is called Embrace and i got a slight discount since i get it thru USAA, which is a third party provider .
So i guess if you dont like saving money, then go ahead and call it a scam or whatever, makes no difference to me .
Posted on 4/10/22 at 3:27 pm to prplhze2000
Last year I would have told you it was a sham. After spending 3k plus on my dog this year alone because he can’t stay away from precarious situations, wish I had it.
Posted on 4/10/22 at 11:03 pm to prplhze2000
I’m just going to say it, some of you people are crazy. I’ve loved all my pets. But I’m not spending a year of my kids tuition to keep a freaking dog or cat alive unless I have money to burn.
That dog that loves you so much will love the guy that feeds him tomorrow just as much and would not miss your stupid face at all. I know that’s a hard pill to swallow but it’s fact.
That dog that loves you so much will love the guy that feeds him tomorrow just as much and would not miss your stupid face at all. I know that’s a hard pill to swallow but it’s fact.
Posted on 4/10/22 at 11:44 pm to prplhze2000
I don’t understand what the cost of the pet has to do with the decision to insure it or not. I have pets that were strays, and others that cost me a lot of money, I don’t determine what kind of medical care they receive based on what the pet cost me.
Posted on 4/11/22 at 1:35 am to prplhze2000
It’s cheap as frick.
I mocked my wife on this purchase.
My buddy climbed a chain link fence and ripped a hole in his stomach. I could peer inside. It’s weird. You think it’d be a view of guts and inner dog working. Largely cavernous. Thought he was dead.
Nope. Done. No prob.
He blew out both his little dog Achilles tenders.
Surgery. Water tank physically therapy. (They walk his dumbass in a water tank treadmill with a current?)
He’s basically bionic dog at this point.
His hind legs are worth two base model Chevy Silverado’s. He’s fast as crap.
Dude is faster now than he was.
He almost got me sued bc he murdered the neighbors cat on her porch.
It’s cheap.
You need to hit up Healthy Paws.
Two leg surgeries. Heart worms. Ripped stomachs open. fricked himself up jumping out of the truck to (1st time): chase critter (2nd time): go poop
He’s nuts man.
I don’t have a high end dog. I just love the silly motherfricker. Because he’s awesome.
I think we are at like $32/month? Again this is my wife’s game.
HealthyPaws
Look them up. Dogs are silly
I mocked my wife on this purchase.
My buddy climbed a chain link fence and ripped a hole in his stomach. I could peer inside. It’s weird. You think it’d be a view of guts and inner dog working. Largely cavernous. Thought he was dead.
Nope. Done. No prob.
He blew out both his little dog Achilles tenders.
Surgery. Water tank physically therapy. (They walk his dumbass in a water tank treadmill with a current?)
He’s basically bionic dog at this point.
His hind legs are worth two base model Chevy Silverado’s. He’s fast as crap.
Dude is faster now than he was.
He almost got me sued bc he murdered the neighbors cat on her porch.
It’s cheap.
You need to hit up Healthy Paws.
Two leg surgeries. Heart worms. Ripped stomachs open. fricked himself up jumping out of the truck to (1st time): chase critter (2nd time): go poop
He’s nuts man.
I don’t have a high end dog. I just love the silly motherfricker. Because he’s awesome.
I think we are at like $32/month? Again this is my wife’s game.
HealthyPaws
Look them up. Dogs are silly
Posted on 4/11/22 at 6:43 am to prplhze2000
Had it for my labs while they were young since they have to get so many shots and then to help cover the spay or neuter costs. Dropped it now since they basically only need the annual shots and are in good shape.
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