KillTheGophers

No

The Feds need to take a deep dive into CalPERS.

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Panic attacks are not super brief. I'm not saying it was or wasn't a panic attack, or drugs or anything. Idgaf. But i will tell you, I had ONE panic attack in my life. 20+ years ago, and I fking remember it. It lasted for like half an hour or more, and there was nothing but irrational fear. It doesn't go away fast.

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I legit thought I was dying of a heart attack about 13 years ago - went to the ER and the nurses laughed after running some tests - the doctor told me I was fine and stress compounded into a real panic attack.

I got a few calm down pills and went home to get sleep.

That panic attack hit hard for about 90 minutes - I was miserable and would have put my $350 estate on a heart attack.

Team Titleist Tour Balata

That was nearly 4 decades ago.

When I got back into golf, an assistant pro gave a sleeve of brand new pro v1s to me….i remember that round like it was yesterday.

I’ll take every woman without ink in that post.

Good lord

Insurance is the main culprit
HOA fees are a close second
Today’s interest rates are a distant 3rd

Those first two can easily break new entrants to the gulf front rental game.

It is the folks that got in during BP through 2011ish that are printing cash.

The newer entrants are barely breaking even, if at all.

We see more couples that are buying, with cash, a second home or “camp” from Fort Morgan to Destin. But they have cash to pay for everything that comes up - and most can self insure. Those are the elite power buyers.

Insurance is going to be the big headache for us average guys - it goes up and fewer companies are writing.

1 Honda
2 Kawasaki
3 Polaris

If you have to go into swampy, muddy, watery areas daily then go with Polaris.

The new Hondas appear to be very high quality. And their service is best.

In 20 years there will be no more dealerships - the auto makers will squeeze out the dealer structure and reemerge it with delivery and service centers.

In most co-op preferred stock situations like this, the co-op was required to redeem that stock years and years ago.

You can’t think of farm co-op stock like traditional equity stock.

If the co-op did not redeem on the prescribed redemption date, the co-op has financial issues.

Decades ago, many farm co-ops would issue preferred stock to non-members to raise capital. Local people in the community would purchase a share our two to help support what was most likely an important part of the community’s commerce.

I see this a good bit - even more interesting is all the worthless oil and gas stick certificates from 89,90,100 years ago we see. Interesting stuff but usually worthless.

Frame it and have it as a cool piece of art for discussion.

Well, I see extreme demand for:

Surveyors
Civil engineers
Accountants
Petroleum engineers
Mechanical engineers
Electrical engineers
Nurses
Doctors
Physician Assistants
Nurse Practitioners
Construction Management
Computer Software
Computer Informations Systems
Cyber Security
Supply Chain Management

Don’t get me started on:
Welding
Plumbing
HVAC
Millions can be made in those 3 fields of your stay of the drugs and hire a competent office manager and accountant.


My counsel would be to pick a major where your education brings value to an employer.