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Sunday night and no work stress for week ahead check in (retirement friends)
Posted on 6/28/26 at 9:50 pm
Posted on 6/28/26 at 9:50 pm
This is, by far, my favorite day in retirement so far.
I start month 6 of retirement next week. It is glorious! Every aspect of my life is better. Bar none.
To all those who have preceded me, salute! So glad to join you.
To all those who will follow me, keep up the fight. It is so worth it! And maybe more!
I start month 6 of retirement next week. It is glorious! Every aspect of my life is better. Bar none.
To all those who have preceded me, salute! So glad to join you.
To all those who will follow me, keep up the fight. It is so worth it! And maybe more!
8
Posted on 6/28/26 at 9:56 pm to Everyday Is Saturday
Start of 6 month retirement? So after that you go back to work?
Posted on 6/28/26 at 10:05 pm to Everyday Is Saturday
I retired a year ago at 58. Best decision I ever made and it’s even better than I had imagined. And yes, stress free Sunday nights are awesome. Then again, every night is stress free and awesome.
Posted on 6/28/26 at 10:14 pm to Python
I'm just watching Justified and working on a 3D print. I'll go to sleep whenever I feel like it's time... Lately that's been around 2am. But I don't have to get up, so who cares?
Posted on 6/28/26 at 10:15 pm to Double Oh
quote:
Start of 6 month retirement? So after that you go back to work?
Hell no.
Posted on 6/28/26 at 10:17 pm to Everyday Is Saturday
quote:
art of 6 month retirement? So after that you go back to work?
Hell no.
Oh you starting the 6th month of retirement i mis read your comment
Posted on 6/28/26 at 11:16 pm to Python
quote:
I retired a year ago at 58. Best decision I ever made and it’s even better than I had imagined. And yes, stress free Sunday nights are awesome. Then again, every night is stress free and awesome.
What are you doing to pass the time?
Posted on 6/29/26 at 5:51 am to Everyday Is Saturday
Posted on 6/29/26 at 8:17 am to LB84
Posted on 6/29/26 at 8:37 am to Everyday Is Saturday
These threads are an inspiration, my goal was to retire at 55 which was overly optimistic, but I’ll turn 58 in October and I’m done at the end of the year. I have a little anxiety but the decision is made!
Posted on 6/29/26 at 8:56 am to Everyday Is Saturday
Maybe I’m lucky, but I don’t hate my job. This Monday morning, I’m in a great mood. Fresh plate of work scheduled for this week, starting in a few minutes. A challenge that I plan to dominate in 4 days before the holiday. Nothing has blown up yet though 
.
On the other hand, I’d love to be retired. So kudos to all you retired folks, you put in the work, and grinded for years - you deserve it!
I’m happy to delay that, don’t want to miss out on these years with the kids before they take on the world by themselves.
. On the other hand, I’d love to be retired. So kudos to all you retired folks, you put in the work, and grinded for years - you deserve it!
I’m happy to delay that, don’t want to miss out on these years with the kids before they take on the world by themselves.
Posted on 6/29/26 at 9:03 am to Tifway419
I envy those that enjoy their work. I didn’t hate my job for the first 20 yrs but the last 12 or so has been a grind. I’m fighting to stick to my plan and not pull the plug now.
Posted on 6/29/26 at 10:29 am to Everyday Is Saturday
Give us some numbers so we can see how we stack up and are on your track.
Posted on 6/29/26 at 7:15 pm to SabineRat
quote:
These threads are an inspiration, my goal was to retire at 55 which was overly optimistic, but I’ll turn 58 in October and I’m done at the end of the year. I have a little anxiety but the decision is made!
My original plan was 58. Made it 55. It is glorious. Seriously.
Congrats! You are going to love it.
Posted on 6/29/26 at 7:29 pm to KillTheGophers
quote:
Give us some numbers so we can see how we stack up and are on your track.
Here is what I suggest:
1. Estimate your retirement annual expenses. Break into essential (Home, utilities, food, medical, transportation, etc) and non essential (vacation, household furnishings, etc).
We broke into “go go”, “slow go”, and “no go” years per age / ambulatory capabilities. Plan to spend more non essential in go go and early slow go. More essential (medical) in no go.
Key point: not all years are equal.
2. Solve for retirement nest egg (+ SS, pension, etc) to cover.
3. Put safety margin on top.
Rather than “need $X millions”. Solve for it via retirement cash flow needs.
I suspect many need less than they think. Further, many can stop tax deferred investing sooner than they think.
If you are going earlier than 55, beef up those taxable accts (huge benefits: no early withdrawal penalties, optimizing LTCGs taxes, opp to gifting capital gains, etc).
If I can do it, you can do it! Good luck.
This post was edited on 6/29/26 at 8:29 pm
Posted on 6/30/26 at 7:11 am to Everyday Is Saturday
quote:
I suspect many need less than they think. Further, many can stop tax deferred investing sooner than they think.
Time to give us YOUR financial breakdown OP so we can decide if you make it through retirement or not
Posted on 6/30/26 at 7:31 am to Upperdecker
quote:I think he did this before in enough detail to know that he's got it. I'm pretty sure he doesn't report to any of us.
Time to give us YOUR financial breakdown OP so we can decide if you make it through retirement or not
If your wealth is enough to provide income that you can live within, then what's the problem?
Posted on 6/30/26 at 12:15 pm to Upperdecker
quote:
Time to give us YOUR financial breakdown OP so we can decide if you make it through retirement or no
If you knew me, you would know I don’t do hope strategies. Statistically, we have 0% chance of longevity risk. Blessed, the war is won.
Nest egg is projected to produce a retirement lifestyle significantly higher than lifestyle we enjoyed as a family during my highest earning years of my 30-yr career at IOC, including a high margin of safety and very low withdrawal rate.
In hindsight, it’s more than we need. Focus is now on maximizing lifetime after tax returns.
This post was edited on 6/30/26 at 12:47 pm
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