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62Tigerfan
Member since Sep 2015
3999 posts
 Online 

Have you ever used a travelers check?

Apparently. the sole remaining issuer of travelers checks, AmEx, is no longer selling them.
The last time I used a travelers check was 1991 in Europe. They were essentially obsolete at that time, killed by credit cards and ATMs.
I had no idea that they were even still available until recently.
My guess is that folks who are today age 60+ might have used them in their younger days, while anyone under 60 has likely never touched one.


GOP_Tiger
LSU Fan
Baton Rouge
Member since Jan 2005
10776 posts
 Online 

Travelers checks were absolutely, positively not obsolete in Europe in 1991.

I spent four months in Europe in 1992, and I used them the entire trip and saw tons of others doing the same thing. Most travelers then we're not using cards.


Floyd Dawg
Georgia Fan
Silver Creek, GA
Member since Jul 2018
2764 posts

Used them in Vegas in the early 2000s. Didn’t want to carry a lot of cash and cashed them as the casino cage.


geauxpurple
LSU Fan
New Orleans
Member since Jul 2014
8040 posts

I used to use them all of the time. They used to be state of the art before it became so easy to get cash advances on credit cards.


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Shaun176
LSU Fan
Baton Rouge
Member since Aug 2008
2181 posts

I conducted a tour in Mexico in 2005. I was sent with travelers checks to pay our Mexican transportation provider.


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jkylejohnson
New Orleans Saints Fan
Alexandria
Member since Dec 2016
11571 posts

Nah. I’ve got the kind that don’t work in France


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jfw3535
Bradley Fan
South of Bunkie
Member since Mar 2008
3035 posts
 Online 

quote:

Used them in Vegas in the early 2000s. Didn’t want to carry a lot of cash and cashed them as the casino cage.

Ditto. I went to Vegas in 2000 and 2001 and use travelers checks both times.


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Twenty 49
LSU Fan
Shreveport
Member since Jun 2014
16273 posts

Used them in England in 1998. You could cash them in the hotel for a small fee, or drop in an AmEx office and cash for free.


Tree_Fall
Member since Mar 2021
115 posts

When you can get cash from an ATM in even small Egyptian cities, T cheques don't serve many purposes anymore.

A bad thing about them all along was that the issuer had free use of your money until the cheque was finally cashed.

In 1965(!) I had AmExp cheques stolen, forged and cashed in Mexico. Contrary to the sales pitch about rapid replacement, it was 6 weeks before I was reimbursed. I learned all about getting money from home via Wells Fargo in Mexico City.


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The Spleen
Alabama Fan
Member since Dec 2010
38863 posts

quote:

Travelers checks were absolutely, positively not obsolete in Europe in 1991. I spent four months in Europe in 1992, and I used them the entire trip and saw tons of others doing the same thing. Most travelers then we're not using cards.


I took some with me to Europe in 1998 because my only credit card had a pretty small limit and I didn’t want to carry a large amount of cash. Never ran into a problem using them, but I mostly went to banks to cash them.


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LSUFanHouston
LSU Fan
NOLA
Member since Jul 2009
30443 posts

I think the last time I used one was 2001 or so.


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LSU
LSU Fan
Houston
Member since Oct 2003
8421 posts

quote:

Have you ever used a travelers check?


I vaguely remember my dad mentioning these when I was a kid, but I've never used one.


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hungryone2
Member since Oct 2021
76 posts

Never used one in my life, and I'm closing in on the half-century (!) mark.


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AUFANATL
Auburn Fan
Member since Dec 2007
2364 posts


I remember using them in Europe when I was young.

Every time you entered a new country there was always this game of getting your travelers checks cashed before the banks closed. And this was before the Euro so you would have to estimate how much money you planned to spend in that country and hope you didn't run out or withdraw to much.

Those convenience stores and souvenir shops in train stations probably made bank off of people trying to get rid of the pounds, francs, gilders, lire and deutschmarks they had left in their pocket before leaving.


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62Tigerfan
Member since Sep 2015
3999 posts
 Online 

quote:

Travelers checks were absolutely, positively not obsolete in Europe in 1991.


As far as I was concerned, they were. I went to France and Germany in December 1991 and many other countries almost annually since then. I found that Visa was accepted all over France (including at ATMs), MC was more prevalent in Germany. In 1993, I used a regular bank card at ATMs in Italy, Austria and Spain.

Even then, travelers checks were a pain, time-consuming to exchange, and bad exchange rates compared to Visa/MC. But that didn't stop many travelers from using them for years. AmEx's marketing was very effective.


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makersmark1
Auburn Fan
earth
Member since Oct 2011
12282 posts

I used them.

Banking has changed substantially over the last 25 years especially.


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