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Have you ever used a travelers check?
Posted on 4/9/22 at 11:02 am
Posted on 4/9/22 at 11:02 am
Apparently. the sole remaining issuer of travelers checks, AmEx, is no longer selling them.
The last time I used a travelers check was 1991 in Europe. They were essentially obsolete at that time, killed by credit cards and ATMs.
I had no idea that they were even still available until recently.
My guess is that folks who are today age 60+ might have used them in their younger days, while anyone under 60 has likely never touched one.
The last time I used a travelers check was 1991 in Europe. They were essentially obsolete at that time, killed by credit cards and ATMs.
I had no idea that they were even still available until recently.
My guess is that folks who are today age 60+ might have used them in their younger days, while anyone under 60 has likely never touched one.
11
Posted on 4/9/22 at 11:57 am to 62Tigerfan
Travelers checks were absolutely, positively not obsolete in Europe in 1991.
I spent four months in Europe in 1992, and I used them the entire trip and saw tons of others doing the same thing. Most travelers then we're not using cards.
I spent four months in Europe in 1992, and I used them the entire trip and saw tons of others doing the same thing. Most travelers then we're not using cards.
Posted on 4/9/22 at 3:57 pm to 62Tigerfan
Used them in Vegas in the early 2000s. Didn’t want to carry a lot of cash and cashed them as the casino cage.
Posted on 4/9/22 at 7:47 pm to 62Tigerfan
I used to use them all of the time. They used to be state of the art before it became so easy to get cash advances on credit cards.
Posted on 4/9/22 at 8:44 pm to 62Tigerfan
I conducted a tour in Mexico in 2005. I was sent with travelers checks to pay our Mexican transportation provider.
Posted on 4/9/22 at 10:18 pm to 62Tigerfan
Nah. I’ve got the kind that don’t work in France
Posted on 4/10/22 at 10:37 am to Floyd Dawg
quote:
Used them in Vegas in the early 2000s. Didn’t want to carry a lot of cash and cashed them as the casino cage.
Ditto. I went to Vegas in 2000 and 2001 and use travelers checks both times.
Posted on 4/10/22 at 11:21 am to 62Tigerfan
Used them in England in 1998. You could cash them in the hotel for a small fee, or drop in an AmEx office and cash for free.
Posted on 4/10/22 at 12:36 pm to Twenty 49
When you can get cash from an ATM in even small Egyptian cities, T cheques don't serve many purposes anymore.
A bad thing about them all along was that the issuer had free use of your money until the cheque was finally cashed.
In 1965(!) I had AmExp cheques stolen, forged and cashed in Mexico. Contrary to the sales pitch about rapid replacement, it was 6 weeks before I was reimbursed. I learned all about getting money from home via Wells Fargo in Mexico City.
A bad thing about them all along was that the issuer had free use of your money until the cheque was finally cashed.
In 1965(!) I had AmExp cheques stolen, forged and cashed in Mexico. Contrary to the sales pitch about rapid replacement, it was 6 weeks before I was reimbursed. I learned all about getting money from home via Wells Fargo in Mexico City.
Posted on 4/10/22 at 1:29 pm to GOP_Tiger
quote:
Travelers checks were absolutely, positively not obsolete in Europe in 1991. I spent four months in Europe in 1992, and I used them the entire trip and saw tons of others doing the same thing. Most travelers then we're not using cards.
I took some with me to Europe in 1998 because my only credit card had a pretty small limit and I didn’t want to carry a large amount of cash. Never ran into a problem using them, but I mostly went to banks to cash them.
Posted on 4/10/22 at 9:37 pm to 62Tigerfan
I think the last time I used one was 2001 or so.
Posted on 4/11/22 at 7:14 am to 62Tigerfan
quote:
Have you ever used a travelers check?
I vaguely remember my dad mentioning these when I was a kid, but I've never used one.
Posted on 4/11/22 at 10:39 am to 62Tigerfan
Never used one in my life, and I'm closing in on the half-century (!) mark.
Posted on 4/11/22 at 10:54 am to 62Tigerfan
I remember using them in Europe when I was young.
Every time you entered a new country there was always this game of getting your travelers checks cashed before the banks closed. And this was before the Euro so you would have to estimate how much money you planned to spend in that country and hope you didn't run out or withdraw to much.
Those convenience stores and souvenir shops in train stations probably made bank off of people trying to get rid of the pounds, francs, gilders, lire and deutschmarks they had left in their pocket before leaving.
Posted on 4/23/22 at 9:13 am to GOP_Tiger
quote:
Travelers checks were absolutely, positively not obsolete in Europe in 1991.
As far as I was concerned, they were. I went to France and Germany in December 1991 and many other countries almost annually since then. I found that Visa was accepted all over France (including at ATMs), MC was more prevalent in Germany. In 1993, I used a regular bank card at ATMs in Italy, Austria and Spain.
Even then, travelers checks were a pain, time-consuming to exchange, and bad exchange rates compared to Visa/MC. But that didn't stop many travelers from using them for years. AmEx's marketing was very effective.
Posted on 4/23/22 at 7:34 pm to 62Tigerfan
I used them.
Banking has changed substantially over the last 25 years especially.
Banking has changed substantially over the last 25 years especially.
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