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re: What’s a real conservative solution to fix healthcare?

Posted on 12/12/24 at 5:04 pm to
Posted by TBoy
Kalamazoo
Member since Dec 2007
27547 posts
Posted on 12/12/24 at 5:04 pm to
quote:

Then you HAaATE it, right?

I really like that through the ACA marketplace, the lady that works for us in the home can get an affordable health insurance policy. It's great for her.

For us, we've never needed that ACA or any other lower cost option. We've always paid for our heath insurance through our work without needing a discount.
Posted by Westbank111
Armpit of America
Member since Sep 2013
4550 posts
Posted on 12/12/24 at 6:03 pm to
#1 - STOP paying for and subsidizing the International “Big Pharma Drug Usage”

this is what i read somewhere recently:

we pay more in-order to reduce it Globally

Bunch of horse crap!

#2 - STOP paying for ILLEGALS healthcare, if they are sick here and go to a hospital, send their arse to the holding center at the border and let them walk across and find healthcare there. Hate to be insensitive to someone’s health issues, but we have Americans that literally go bankrupt due to medical conditions and 6-figure medical bills. and we also have Vets that can’t get timely service, time to take care of ourselves.

#3 - Stop paying for lifelong welfare queen situations medical care. If they are physically able to get a job, go get one. limit the free care to 1-year max.

#4 - Once AI kicks in and the “super chips” are available for medical trials, they say it will cut $100’s of Billions in trial expenses and cut down the trial period by 80-90%, when will this come? i don’t know, but fairly soon.

#5 - MAHA - Kennedy making adjustments to the ingredients in our foods will make us healthier and less dependents on the system.

#6 - Vaccines are giving us epidemics like Autism. look at the timelines for vaccines and when Autism and other illnesses came around and it’s too much of a coincidence that they are not connected.

Do all of the above and healthcare cost comes down.
Posted by CDUBTX
TX
Member since Mar 2022
321 posts
Posted on 12/12/24 at 6:14 pm to
quote:

Truth in billing would be a good start. The frickery with the wide variance in the cost of procedures/care is a problem. There is no standard.


This is the answer at least as you say a good start. They keep attacking this thing backwards. Insurance is a problem no doubt but what other industry are you provided a service and have no clue what it will cost. That or you actually call ahead to get pricing to only receive a bill double what they told you. The medical industry needs an overhaul.
Posted by Trevaylin
south texas
Member since Feb 2019
9677 posts
Posted on 12/12/24 at 6:15 pm to
A simple improvement....

Providers are responsible to set prices that reflect cost of operation and a profit to fund future improvement. BUT the same price must be charged to all receivers of service. The insurance companies would lose a lot of business with receivers paying actual cost.
Posted by oklahogjr
Gold Membership
Member since Jan 2010
40237 posts
Posted on 12/12/24 at 6:18 pm to
I like this model and fully agree it's one of my more liberal positions though.
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
30908 posts
Posted on 12/12/24 at 6:46 pm to
quote:

What’s a real conservative solution to fix healthcare?


MIIA

Make Insurance Insurance Again.

I don't know what "Health Insurance" is today but it sure as hell isn't insurance.
Posted by Taxing Authority
Houston
Member since Feb 2010
62583 posts
Posted on 12/12/24 at 6:51 pm to
Get rid of 3rd party payers. Not going to happen as Americans have come addicted to "free".
Posted by bkhrph
Lake Charles
Member since May 2022
324 posts
Posted on 12/12/24 at 6:59 pm to
As one who works in the healthcare industry, I would say we need to stop looking at healthcare as a right. If people would have to work for it and pay for it, then capitalism would weed out much of the freeloading and prices would come down.
And put a cap on malpractice claims
Posted by td01241
Savannah
Member since Nov 2012
27896 posts
Posted on 12/12/24 at 7:46 pm to
quote:

Who can do that?


I can?

I use the VA for mental health since I’m 70% ba disability but I have my long term GP who I use for my back pain meds and any random sickness. I keep a standing 3 month appointment for him to send my 3 Percocet scripts at a time but I can go in office any day I want and be seen if I’m sick. They also have a messaging app just like the VA where I can send them something about the symptoms and if ir doesn’t require controlled meds they’ll often just shoot what I need to the pharmacy without having to go in or pay for it
This post was edited on 12/12/24 at 7:47 pm
Posted by The Goon
Baton Rouge, LA
Member since Nov 2008
1336 posts
Posted on 12/12/24 at 8:41 pm to
Health savings accounts starting at birth. Give matching funds from the government to a certain level and allow low risk investments making 3-4% a year. Imagine $50-$100 a month per kid a month with matching money from the government until your kid is 18. Let that continue to accrue and have individual accounts you can add all through life.


Young people are healthy and shouldn’t pull much until 30-40 when you start seeing a primary care physician. You should have a bank of money for regular checkups and can catch anything early. Matching government funds early to allow for access to medical care early can reduce Medicare costs later in life.


Shooting from the hip and throwing shite at the wall with this idea.
Posted by OccamsStubble
Member since Aug 2019
8956 posts
Posted on 12/12/24 at 8:52 pm to
Earn

Buy healthcare with what you earn if that’s your choice

That was easy
Posted by Trevaylin
south texas
Member since Feb 2019
9677 posts
Posted on 12/12/24 at 8:59 pm to
might want to keep quiet about your GP issuing routine opioid scripts. A lot of folks have gone to jail for that
Posted by the808bass
The Lou
Member since Oct 2012
125509 posts
Posted on 12/12/24 at 9:15 pm to
quote:

ACTUAL PRICE TRANSPARENCY


Right. There’s no competition without price at the point of service.
Posted by td01241
Savannah
Member since Nov 2012
27896 posts
Posted on 12/12/24 at 9:37 pm to
It’s not “routine” mouth breather. I have two deployments and a back issue that causes cartilage tissue to basically melt between my spinal cords likelt caused from a rope slip fall during an air assault mission but lucky was only about 3.5 feet from ground. The Va refuses to give opiods so I asked him and he required me to get two x rays and two opinions from two different specialist no one is going to jail for him giving me 90 7.5 Percocet a month clown.

But yes the pill mills will get brought down and have.
This post was edited on 12/12/24 at 9:39 pm
Posted by td01241
Savannah
Member since Nov 2012
27896 posts
Posted on 12/12/24 at 9:41 pm to
So I know nothing much about the healthcare industry. Is this basically a case of government coming in and over regulating things and jigging anything for their biggest donors so only they can compete at scale or something close?
Posted by Tarps99
Lafourche Parish
Member since Apr 2017
11555 posts
Posted on 12/12/24 at 9:49 pm to
quote:

get rid of Medicare/Medicaid receiving guaranteed lowest prices. Problem solved

I see some people don't understand how this contributes to grossly inflated prices for everyone due both market distortions and associated administrative costs.


Explain this to me like I am 5.


Why does a hospital have to bill insurance or government X to get Y.


They should be able to bill what it costs and be done with it. None of exorbitant billing just to hopefully reach middle ground.

If you walked into a car dealer and they told you the car was a million dollars but because you have Blue Cross you can have it for 50,000, 40,000 if you have Medicare, or if you are an illegal immigrant with no insurance or ID, free.
Posted by 10thyrsr
Texas
Member since Oct 2020
946 posts
Posted on 12/12/24 at 9:58 pm to
1st step, get rid of insurance for non- catastrophic things.

Basic healthcare should be menu price. Insurance shouldn't be involved. Got the sniffles? 50 bucks. Tummy hurts? 50 bucks. Simple things should be eliminated from insurance.

Beyond basic healthcare you should pay insurance for things that you couldn't pay for normally.

2nd step, disallow insurance companies from questioning the doctor's advice and trying to influence care.

This post was edited on 12/12/24 at 10:00 pm
Posted by Auburn1968
NYC
Member since Mar 2019
25149 posts
Posted on 12/12/24 at 11:08 pm to
Competition and a whole lot less BS red tape.
Posted by imjustafatkid
Alabama
Member since Dec 2011
62668 posts
Posted on 12/12/24 at 11:10 pm to
quote:

What’s a real conservative solution to fix healthcare?


Get the government out of it as much as is possible at this point.
This post was edited on 12/12/24 at 11:10 pm
Posted by the808bass
The Lou
Member since Oct 2012
125509 posts
Posted on 12/12/24 at 11:40 pm to
Yes and no. The lack of transparency of cost at the point of sale/service is the result of arcane insurance contracts that have no standardization.

One contract for a hospital with an insurance company might be a case rate for the ER up to $2500 in billed charges and then 80% of CPT Grouper X charges. An inpatient stay could be based on per diem levels of care with carve outs for specific cardiac events ICD codes. And then you have various providers in the same hospital in and out of network. And a hospital MRI costing 3X what it would cost at the imaging center down the street.

It’s a purposeful asymmetry so that the health systems can take advantage of patients. And the insurance companies trying to game the health systems.

That’s to say nothing of J codes and AWP and 403b pricing.
This post was edited on 12/12/24 at 11:42 pm
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