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re: POLITICO: WH officials upset with Pulte who talked Trump into suggesting 50-year mortgage
Posted on 11/11/25 at 1:39 pm to tide06
Posted on 11/11/25 at 1:39 pm to tide06
quote:
I actually agree with it being discussed publicly.
I dont support 50 year mortgages, or subprime loans from the FDA but Im not opposed to people discussing it.
I suppose if there is enough pushback it could be a blessing in disguise. It worries me that he's floating some of these ideas. Is he testing the water to see the reaction or is this something he wants to move forward on and he's letting us in on it? I don't know the answer to those questions.
1
Posted on 11/11/25 at 1:42 pm to SDVTiger
quote:
Powerbottom here is more proof for you
You're the one simping for the 50 year mortgages not me
Posted on 11/11/25 at 1:43 pm to stout
Sounds like they're saying Trump is gullible and easily influenced
Posted on 11/11/25 at 1:44 pm to Powerman
You are claiming no one is talking about sticking with the loan for 50yrs
There is more proof
Of course im for it. Its the same as a 30yr. You just arent very intelligent
There is more proof
Of course im for it. Its the same as a 30yr. You just arent very intelligent
Posted on 11/11/25 at 1:49 pm to stout
quote:Sounds legit
the person said
Posted on 11/11/25 at 1:49 pm to NC_Tigah
This screams power struggle. And information is power. Who is withholding from who?
Posted on 11/11/25 at 1:52 pm to Figgy
quote:
I suppose if there is enough pushback it could be a blessing in disguise. It worries me that he's floating some of these ideas. Is he testing the water to see the reaction or is this something he wants to move forward on and he's letting us in on it? I don't know the answer to those questions.
I think hes hearing that young people want to own homes.
Without building wages and improving job creation both of which take time how else can you do that?
The easiest way is how Europe has done it which is to make the notes longer and just accept that its a rent to own scheme where almost no one ever pays it off during their lifetime.
I support doing it through pushing out illegals to drive up wages, eliminating H1B visas to increase jobs and domestic white collar wages and various other means such as pushing out REITs who are artificially increasing purchase costs for buyers via changes to tax law and purchasing criteria changes.
Posted on 11/11/25 at 1:54 pm to SDVTiger
quote:
Muh sources. Can we ever get an officals name
It's politico, i agree their sources are often bullshite.
That being said, 50 year mortgage is a terrible idea.
Posted on 11/11/25 at 1:59 pm to BugAC
I think a 50 year mortgage is stupid.
But I also think you could have a 50 year mortgage out of college for 10 or so years instead of renting and refinance. At least by not renting something is going towards principal. That 50 year mortgage would be less than a rent payment. Also you are allowed to pay mortgages off early.
But I also think you could have a 50 year mortgage out of college for 10 or so years instead of renting and refinance. At least by not renting something is going towards principal. That 50 year mortgage would be less than a rent payment. Also you are allowed to pay mortgages off early.
This post was edited on 11/11/25 at 2:03 pm
Posted on 11/11/25 at 2:02 pm to NC_Tigah
quote:
“Anything that goes before POTUS needs to be vetted"
Posted on 11/11/25 at 2:06 pm to stout
But the dumbest poster on the board says it's a good idea.
I mean, why wouldn't you take financial advice from a complete moron?.
I mean, why wouldn't you take financial advice from a complete moron?.
Posted on 11/11/25 at 2:14 pm to tide06
quote:
I think hes hearing that young people want to own homes.
Without building wages and improving job creation both of which take time how else can you do that?
Stop having governmetn prop up the price of RE and let it deflate a good bit
Posted on 11/11/25 at 2:31 pm to rstamp1
quote:
That 50 year mortgage would be less than a rent payment.
It would for a very brief period of time before the market adjusts to the massive amounts of new buyers able to get approved for a (likely government-backed) 50 year mortgage. That's the problem.
We need to either increase supply or decrease demand, this would increase demand and drive prices even higher imo
Posted on 11/11/25 at 2:33 pm to BugAC
quote:
That being said, 50 year mortgage is a terrible idea.
So is a 30yr. Havent heard you complain about that
Posted on 11/11/25 at 2:40 pm to SlowFlowPro
quote:
Stop having governmetn prop up the price of RE and let it deflate a good bit
Did you see my thread this morning?
LINK
Posted on 11/11/25 at 3:08 pm to SlowFlowPro
The US housing market is valued somewhere around $2.9T.
A 30-40% decline to pre-covid pricing would be a collective loss of $1T+.
That's not fake government debt money, that's real value coming out of peoples portfolios and it would destroy multiple related markets and likely trigger a serious 5+ year recession.
Id rather allow 50 year mortgages than see multiple generations of Americans set back 20-30% in their net worth so you can enact your agenda.
A 30-40% decline to pre-covid pricing would be a collective loss of $1T+.
That's not fake government debt money, that's real value coming out of peoples portfolios and it would destroy multiple related markets and likely trigger a serious 5+ year recession.
Id rather allow 50 year mortgages than see multiple generations of Americans set back 20-30% in their net worth so you can enact your agenda.
Posted on 11/11/25 at 3:18 pm to tide06
quote:
A 30-40% decline to pre-covid pricing would be a collective loss of $1T+.
And?
It's one of those lessons I learned on here in 2007 via JerseyTiger.
quote:
Id rather allow 50 year mortgages than see multiple generations of Americans set back 20-30% in their net worth so you can enact your agenda.
Why do you hate the free market and removing government manipulation?
Posted on 11/11/25 at 3:19 pm to stout
Just refinance. Problem solved
Posted on 11/11/25 at 3:20 pm to AlextheBodacious
quote:
Makes you wonder who’s actually calling the shots at 1600 Pennsylvania Ave NW.
Weird coming from a leftist after 4 years of dementia Joe.
Posted on 11/11/25 at 3:24 pm to RelicBatches86
quote:
But he's easily influenced by the last person hes speaks with and that's been obvious
Trump will listen to anyone that kisses his arse.
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