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Started By
Message
I promise I'm trying to think about CC interest.
Posted on 3/8/25 at 6:00 pm
Posted on 3/8/25 at 6:00 pm
37
Posted on 3/8/25 at 6:01 pm to aubiecat
“People are too stupid so we have to come in and save them from themselves”
Government is so stupid
Government is so stupid
This post was edited on 3/8/25 at 6:02 pm
Posted on 3/8/25 at 6:03 pm to aubiecat
i'm onboard with whatever they're proposing
also i agree. too many people get trapped by credit cards. yes, a lot if it is due to their own dumbassery but still
also i agree. too many people get trapped by credit cards. yes, a lot if it is due to their own dumbassery but still
Posted on 3/8/25 at 6:03 pm to aubiecat
Is AOC gonna get to go on the field trip to Dallas? Is she gonna help interview some of the "witnesses"?
Posted on 3/8/25 at 6:04 pm to aubiecat
More big government bullshite
Posted on 3/8/25 at 6:05 pm to aubiecat
Interest rate caps
Minorities can’t get loans
Government guarantees payments
People take out loans they can’t afford
Student loan disaster repeat
Minorities can’t get loans
Government guarantees payments
People take out loans they can’t afford
Student loan disaster repeat
Posted on 3/8/25 at 6:09 pm to aubiecat
I would support caps on interest rates if we also had the British system where you owe a debt and Bailiffs show up and confiscate all your shite if you don't pay.
Posted on 3/8/25 at 6:15 pm to aubiecat
This isn't a problem the Gov should step in to try to fix. It will hurt people more than it helps as CC companies will get too selective in who they give credit to and many people won't have access to credit they rely on for emergency situations.
Posted on 3/8/25 at 6:19 pm to aubiecat
Risk/return is as fundamental to finance as supply/demand are to economics.
If you don't want high interest rates, don't be a high risk borrower.
If you don't want high interest rates, don't be a high risk borrower.
Posted on 3/8/25 at 6:22 pm to aubiecat
Caps will just limit financiers allowing people with higher risk to get credit. I’m zero percent surprised these two have no clue how risk impacts rates.
Posted on 3/8/25 at 6:28 pm to aubiecat
Posted on 3/8/25 at 6:29 pm to Eurocat
Thanks for the sign up link ?
Posted on 3/8/25 at 6:32 pm to aubiecat
Without knowing their politics….Luna ALL DAY over AOC.
Posted on 3/8/25 at 6:36 pm to beaux duke
quote:
also i agree. too many people get trapped by credit cards. yes, a lot if it is due to their own dumbassery but still
It's predictable that people will get taken advantage of but that's no reason to screw a fellow human being over.
If they can't police this amongst themselves, then there is no choice but for government to step in and get involved. I support that 100%.
Posted on 3/8/25 at 6:37 pm to aubiecat
So, do we think the CC companies are suddenly going to make less money? No, they are going to frick the customers some other way. If your a dipshit to carry credit card debt, you deserve your 22% interest.
Posted on 3/8/25 at 6:37 pm to stout
quote:
CC companies will get too selective in who they give credit to
I wish that were true but when an 18-19 year-old kid can gett a CC card with a $5,000 limit yet they have no credit history I don't see too much selectivity there.
Posted on 3/8/25 at 6:38 pm to aubiecat
I dont want government to do anything other than require bold print warnings on all things credit card related.
Posted on 3/8/25 at 6:41 pm to aubiecat
Lots of “christians” in this thread crying about blatant usury getting curtailed.
Credit cards are an abomination and should be banned outright
Credit cards are an abomination and should be banned outright
Posted on 3/8/25 at 6:43 pm to aubiecat
Fine.
750 FICO scores for a credit card.
They should cap at 9.5% over prime
750 FICO scores for a credit card.
They should cap at 9.5% over prime
Posted on 3/8/25 at 6:43 pm to aubiecat
That is a pair I can get behind.
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