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Started By
Message
re: How does the cost of Healthcare come down?
Posted on 6/28/25 at 6:13 pm to The Scofflaw
Posted on 6/28/25 at 6:13 pm to The Scofflaw
The least, maybe never, talked about marriage penalty related to DIWK families. Every year I have to compare my wife's benefits with mine to see which plan is cheaper hence one company will contribute and the other won't.
If it's cheaper to have the family covered under my plan, her employer saves $10k?
My recommendation would be to increase the HSA limit and change the rules to allow companies to contribute to the HSA without the employee being part of the health plan. Still allow employers to have a group plan, but the premiums come out of the HSA. The employees get to choose to stick with the employer plan, their spouses employer plan, or get their own.
If it's cheaper to have the family covered under my plan, her employer saves $10k?
My recommendation would be to increase the HSA limit and change the rules to allow companies to contribute to the HSA without the employee being part of the health plan. Still allow employers to have a group plan, but the premiums come out of the HSA. The employees get to choose to stick with the employer plan, their spouses employer plan, or get their own.
1
Posted on 6/28/25 at 6:13 pm to The Scofflaw
Im pretty anti tax, but junk food should have a hefty national excise tax. We should also remove SNAP eligibility for shitty foods.
This post was edited on 6/30/25 at 10:27 am
Posted on 6/28/25 at 6:19 pm to CubsFanBudMan
nobody forced you or your boyfriend to have a shitty job or kids
Posted on 6/28/25 at 6:20 pm to Wildcat1996
This isn’t exactly wrong.
This logic can also be applied to our education and justice system. We spend an insane amount of money trying to reach out to every child even if the family and kid has no interest in learning. Which eventually can be detrimental for the rest of the class and school/system.
We also waste shite tons of money trying to rehabilitate criminals that are beyond saving. I’m not saying we as a society should write people off for the slightest weakness or infraction. But pretending everyone can and should be “saved” has never been logical.
This logic can also be applied to our education and justice system. We spend an insane amount of money trying to reach out to every child even if the family and kid has no interest in learning. Which eventually can be detrimental for the rest of the class and school/system.
We also waste shite tons of money trying to rehabilitate criminals that are beyond saving. I’m not saying we as a society should write people off for the slightest weakness or infraction. But pretending everyone can and should be “saved” has never been logical.
Posted on 6/28/25 at 6:20 pm to The Scofflaw
Remove government from any healthcare equation and cost plummets.
Posted on 6/28/25 at 6:25 pm to beaux duke
quote:
nobody forced you or your boyfriend to have a shitty job or kids
Did you even read my post? My job is so awesome that they pay a huge portion of my family's insurance cost. It was no doubt a better choice to take the family plan from my employer. By doing so, my wife's employer contributes zero to our health insurance. It would be great if they would be able to take the $10k that they would apply to her premiums, and instead deposit it into an HSA that the family could use to pay our deductible.
Posted on 6/28/25 at 6:25 pm to HailHailtoMichigan!
quote:
Health insurance should only be for catastrophic events.
All other health spending needs to be cash based.
That will help control costs
Would also minimize unnecessary visits. Be an adult, not everything needs a visit to the doctor.
Posted on 6/28/25 at 6:31 pm to The Scofflaw
When you get a bunch of illegals flooding emergency rooms, and not paying jack shite, the rest of us pick up the bill.
Posted on 6/28/25 at 6:42 pm to LRB1967
quote:
Focus on prevention of serious illness. Encourage better eating and exercise habits.
Also, get people to accept end-of-life.
The majority of money is spent during the last 6 months of life...family keeping mawmaw alive for as long as possible.
Let people die with some dignity and peace.
Posted on 6/28/25 at 6:46 pm to The Scofflaw
Eliminate Medicaid, Medicare, and the VA. Govt subsidies and regulation are the cause of high prices.
Posted on 6/28/25 at 6:51 pm to The Scofflaw
This post was edited on 7/8/25 at 3:19 pm
Posted on 6/28/25 at 7:00 pm to The Scofflaw
Obama’s Legacy
Screwed every working person in America.
Another Democrat Hero piece of shite
Screwed every working person in America.
Another Democrat Hero piece of shite
Posted on 6/28/25 at 7:07 pm to The Scofflaw
quote:
It should be obvious by now it's beyond broken
False
Also the chart is retarded. Every single item on that chart would cost a fortune if it was viewed as a right for 100% of people.
Posted on 6/28/25 at 7:10 pm to The Scofflaw
It can’t because such a huge percentage of costs are preventable but most people are non compliant.
Posted on 6/28/25 at 7:11 pm to The Scofflaw
Cut wages? Get rid of employees?
Posted on 6/28/25 at 7:20 pm to Wildcat1996
quote:
Truth be known, we have to get good with letting people die.
For most, more is spent in the last year of life on healthcare than all years prior.
You want to save money? Stop dropping a vent in 87 yr old grandma.
So now we're OK with death panels.
Your premise is not wrong. But people went ballistic over it a few years ago
Posted on 6/28/25 at 7:22 pm to The Scofflaw
If you get to a certain weight they eject you into outer space. Should help out.
Posted on 6/28/25 at 7:27 pm to The Scofflaw
Getting people healthy is a long term solution.
Lower drug prices is the short term solution.
Lower drug prices is the short term solution.
Posted on 6/28/25 at 7:49 pm to The Scofflaw
Get government out of the way.
Posted on 6/28/25 at 7:51 pm to The Scofflaw
That chart almost shows that the more government gets involved in an industry, the faster prices rise.
Weird, huh?
Weird, huh?
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