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re: Healthcare- the next great debate

Posted on 11/19/25 at 11:07 am to
Posted by SlidellCajun
Slidell la
Member since May 2019
16382 posts
Posted on 11/19/25 at 11:07 am to
quote:

had a hospital stay last year, and the billed amount was $178,000 just for lodging, meals, and checks on my vital stats. The insurance company “discounted” that $143,000. I want to see itemized billing to see what cost $178,000 for 5 days. There’s no accountability, so billing is astronomically wild.


wild indeed.

There is probably a tax motive for marking the costs up and settling for less. Not sure but I suspect it.

Posted by lsu777
Lake Charles
Member since Jan 2004
37964 posts
Posted on 11/19/25 at 11:10 am to
quote:


Huge issue. Serious issue. It’s an America first issue imo. We all need healthcare at some point afterall.

Trump didn’t really run on fixing health care. Interestingly though, He recently tweeted something about being sick of insurance companies making “ Trillions” off of the system. That hints at something that smells like government run healthcare or maybe more regulated insurance system. Hard to know what he really intends.

Obamacare isn’t working but I’m not sure it ever was intended to work. I always thought it was a bridge to single payer, government run insurance. For its failure, it’s increased the number of those insured. It’s just become too expensive so I expect that number will show decline going forward.

I think it’s failure is going to lead to the next big political debate.
The argument comes down to whether or not healthcare is a “right”. Democrats argue that it IS a right. As such, They also argue against the profit motive built into our system in the varied elements from doctors, to pharma, to insurance.

I am a capitalist. I struggle though when it comes to profit motive for healthcare. I’ve had some experience that rubs me the wrong way. Maybe some of you have as well. I also think there’s room for a profit in the system. Comes down to need vs want.

I also struggle with a system that accepts everyone and paying a tax that supports that. I know what that’ll become. A massive political football. An expensive football at that. And most won’t pay a dime but they’ll need the most health “care”. I don’t apologize for not wanting to pay for fhr fatty who smokes, drinks, does drugs and eats like a carny. Accountability will be lost.

With that, I have issues with our genetics.
I’ve spoken to doctors, geneticists and other medical professionals and anecdotally, I’m told that a single payer system in the US could be disasterous. Our genetics are askew. We are a melting pot and with that, we have wierd genetics. That brings wierd illness and disease.
Where single payer works, the genetics are predictable. Maybe European countries have steady genetic profiles. We dont.

Thoughts welcome


yea I tend to lean towards not having slavery in the country and tend to lean towards not forcing people to provide their labor for free....so I will pass on a single payer system
Posted by onmymedicalgrind
Nunya
Member since Dec 2012
12182 posts
Posted on 11/19/25 at 11:22 am to
quote:

I am a capitalist. I struggle though when it comes to profit motive for healthcare. I’ve had some experience that rubs me the wrong way. Maybe some of you have as well. I also think there’s room for a profit in the system. Comes down to need vs want.



I will say....doctors are the one profession who are often expected (even required) to work for free. I've done so a bunch and will do so more in the future. But it's not always sustainable.
Posted by onmymedicalgrind
Nunya
Member since Dec 2012
12182 posts
Posted on 11/19/25 at 11:23 am to
quote:


Healthcare, like education, has an admin problem. The USA already spends more per capita on healthcare than any other country, by a lot. Most of it goes towards bullshite bureaucracy and leeches. Admins playing shell games with how much your care actually costs and pulling a paycheck for it. Get rid of all that inefficiency between the hospitals and the insurance companies and the cost goes down.

This guy knows what he's talking about. Nothing drives up cost of health care like useless healthcare administrators.
Posted by CharlesUFarley
Daphne, AL
Member since Jan 2022
1088 posts
Posted on 11/19/25 at 11:28 am to
quote:

I am a capitalist. I struggle though when it comes to profit motive for healthcare. I’ve had some experience that rubs me the wrong way. Maybe some of you have as well. I also think there’s room for a profit in the system. Comes down to need vs want.


Regulated utilities take everyone regardless of credit and still maintain high quality, high availability, and a reasonable return for their shareholders. There are programs for people who can't pay. It has pretty much worked for close to 100 years.

Why does something like that work, but health care is horrible?

Posted by fwtex
Member since Nov 2019
3399 posts
Posted on 11/19/25 at 11:30 am to
I think Trump is spot on in wanting to bypass the insurance companies. Insurance have moved so far outside their lane that I believe they are ground zero for this ridiculous system we have today.

I am going out on a limb and guesstimate that the number of paid position working for health insurers and in care offices solely working to process and receive insurance claims far exceeds those providing actual care and exceed the total salary of those providing actual patient care.

I work in a building that is just one regional office in Texas for a health insurer and it is crazy the number of employees working there. Multiply that by all the other insurance companies, all the other state offices, then across all states. It has to be a ridiculous number.

Why is the cash price of care so much less than the cost paid through health insurance? Why do the bills have to be ridiculously high and then discounted down for insurance? When you make work difficult it always becomes more expensive. Anything the government touches is always going to be high priced.

Take out the government, and you take out most of the insurance expenses. Let me have a free market alternative that I will file my own claim and pay my own care. This will open up a new concierge industry that allows individuals to choose who they use to process claims if they do not want to do it themselves.
Posted by LemmyLives
Texas
Member since Mar 2019
15965 posts
Posted on 11/19/25 at 11:52 am to
quote:

profit motive for healthcare

quote:

Highmark Blue Cross Blue Shield, one of the largest in the network, achieved a profit of $417 million in the first half of 2024, with total revenue of $14.7 billion.
Other regions, such as Massachusetts and Michigan, faced financial losses due to rising healthcare costs and increased utilization of services. Massachusetts reported a net loss of $129.7 million in the second quarter of 2025.
The overall trend indicates that while some Blue Cross Blue Shield entities are profitable, others are struggling with significant losses, primarily due to escalating medical costs and claims.

A profit of 417m on 15B is not exactly great. What you are paying for, is for every person that births a kid and never pays anything. They have to recover the cost somewhere.

The "cheaper" a service is to the end user, the more of it that they will utilize.
quote:

Where single payer works, the genetics are predictable. Maybe European countries have steady genetic profiles

You know not of what you speak. Only 31% of patient respondents to an NHS (UK) survey where white. France doesn't permit the collection of such data, but 20% of Parisians are either Arab or African, at least.


ETA:
This was the Dutch national team, so homogenous:
This post was edited on 11/19/25 at 12:06 pm
Posted by theballguy
HSV (Dealing only in satire)
Member since Oct 2011
36836 posts
Posted on 11/19/25 at 12:00 pm to
The OP brings up a great concern and articulated it very well. But I'm afraid your answer (Auburn80) is the only one we have for the foreseeable future.

I personally would love single payer (in an ideal world) but it's not do-able and not viable.

M'care should only be for those who truly cannot help themselves. Not having decent employment alone is not a reason. That sounds tough but that's just life.

M'caid is what it is.

We have to accept that we're just not going to be able to fund these as well as we have in the past (if we can call them "well funded" even in the best of times in the past).

We'll have to make cuts but those cuts should be taken from unnecessary things and given only to the most necessary.
Posted by Wasp
Off Highland rd.
Member since Sep 2012
1535 posts
Posted on 11/19/25 at 12:07 pm to
Healthcare in the USA has two options to affordability:
1. Single payor healthcare that can control prices
2. Detaching insurance from employment and removing all subsidies for non-government healthcare.

Everyone needs more skin in the game and insurance premiums and prices for healthcare are only as high as they are because the average consumer is not cognizant of the price.
Posted by LemmyLives
Texas
Member since Mar 2019
15965 posts
Posted on 11/19/25 at 12:38 pm to
quote:

Single payor healthcare that can control prices

Unpossible. Single payer will control expenditures by limiting supply.

This is how you limit supply in the NHS:
quote:

How long is the NHS cataract surgery waiting list?
NHS waiting times for cataract surgery can vary based on location and hospital capacity. On average:

The initial consultation can take 4 to 12 weeks
The waiting time for surgery can range from 3 to 12 months after referral
Some patients may wait over a year in areas with higher demand.
Posted by Wasp
Off Highland rd.
Member since Sep 2012
1535 posts
Posted on 11/19/25 at 12:44 pm to
I’ll rephrase, single payor healthcare that can control per capita healthcare expenses. I’m not sure limiting supply is possible or makes sense because we already have the supply.
Posted by theballguy
HSV (Dealing only in satire)
Member since Oct 2011
36836 posts
Posted on 11/19/25 at 12:53 pm to
These are my preferences as well and not necessarily in order -- they are from burn it all down perspective:

Full govt control of it, let the government run it all, conservative capitalists (and middle class) be damned.

Full personal control of it, let the market bear the cost. Insurance and medical practices (and the poor mainly) be damned.

But we know neither of these will happen. Hence, with what I think will happen, I agree with Auburn80.
This post was edited on 11/19/25 at 12:55 pm
Posted by Westbank111
Armpit of America
Member since Sep 2013
4592 posts
Posted on 11/19/25 at 12:56 pm to
ACA is working great and exactly how they wanted it. But it wasn’t meant to be great for Americans, it was meant to destroy us, and it’s succeeding.

When people say “they are so dumb, none of their stuff works” etc…

I say “No”, you are wrong.
They are extremely smart, calculated and evil. When we see something as broken or doesn’t work, they see it as JOB ACCOMPLISHED.

When Americans realize that they truly hate our guts and everything pro-American Citizens, then you’ll realize what we are up against.
Posted by winkchance
St. George, LA
Member since Jul 2016
6647 posts
Posted on 11/19/25 at 1:01 pm to
Healthcare should be ended in favor of health savings accounts.

If someone wants to voluntarily buy a health insurance policy for extreme medical issues and hospitalization they can.

Everything else should involve the doctor and patient.

Going in for wellness annuals should not be an insurance issue - similar to auto maintenance.
Posted by Zach
Gizmonic Institute
Member since May 2005
117520 posts
Posted on 11/19/25 at 1:03 pm to
quote:

With 70% of the adult population being overweight or obese, there is no way that at least some of the posters here who says things like this are not fat themselves.


I've never been overweight. But over the decades I've noticed that guys working in tough manual jobs like construction got fat after they retired because they didn't reduce their diet to match their inactivity.
Posted by Taxing Authority
Houston
Member since Feb 2010
63261 posts
Posted on 11/19/25 at 1:06 pm to
quote:

Healthcare in the USA has two options to affordability:
1. Single payor healthcare that can ration expensive care
FIFY.
Posted by LemmyLives
Texas
Member since Mar 2019
15965 posts
Posted on 11/19/25 at 1:07 pm to
quote:

single payor healthcare that can control per capita healthcare expenses. I’m not sure limiting supply is possible or makes sense because we already have the supply.

I just showed you how per capita expenses are controlled through supply limitations. Salaried GP (general practitioner, or doctor) in the NHS gets paid 76k pounds a year. You don't think that limits the supply of doctors? An ICU nurse at King's college in London pays 45k. My sister makes 3x that here.
Posted by Wasp
Off Highland rd.
Member since Sep 2012
1535 posts
Posted on 11/19/25 at 1:20 pm to
The providers in the USA will, largely, not be employed by the government. That is what would be impossible. Only after the entire system burned down could the government buy out all of medicine in the USA.

Comparing NHS salaries to the USA is pointless unless you are attempting to tell me why healthcare costs considerably less everywhere else in the world.
Posted by CastleBravo
Rapid City, SD
Member since Sep 2013
1793 posts
Posted on 11/19/25 at 1:36 pm to
The government has no business in healthcare.

Rip out anything remotely associated with healthcare from the government.

After a short period of chaos, the free market will solve the problems.
Posted by fwtex
Member since Nov 2019
3399 posts
Posted on 11/19/25 at 2:46 pm to
quote:

Healthcare in the USA has two options to affordability:
1. Single payor healthcare that can control prices
2. Detaching insurance from employment and removing all subsidies for non-government healthcare.



Add a 3rd. Need a mandatory individual investment built into the system so that individuals have an account available to cover medical expenses. Make it automatic as a % of insurance premium and dollar incentives for not having claims.

This will give everyone skin in the game to have personal control over their healthcare expenses and it will take some pressure of government funding all healthcare expenses for those that bleed the system for everyone else paying for the healthcare. A lot of people need to be responsible for themselves so that the government can focus on those the truly have to have help.
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