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CharlesUFarley
| Favorite team: | Auburn |
| Location: | Daphne, AL |
| Biography: | |
| Interests: | |
| Occupation: | Drives and PLC Guy (Mechanical Engineer) |
| Number of Posts: | 897 |
| Registered on: | 1/13/2022 |
| Online Status: | Not Online |
Recent Posts
Message
re: 401k advice when swapping jobs ???
Posted by CharlesUFarley on 12/17/25 at 9:38 pm to H2A2
Then put it in the place that gives you the most opportunity to grow it, but keep in mind as you get older that you might just realize that work sucks by the time you are 55.
re: 401k advice when swapping jobs ???
Posted by CharlesUFarley on 12/16/25 at 8:58 pm to H2A2
How old are you? If age 55 is on the horizon, you might want to google "Rule of 55 401K" and read up. If you leave a job during or after the year you turn 55, you can immediately access your 401K without penalty. You can only access the 401K from the job you left, not an old one, and you can't do this with an IRA, only a 401K. It is worth considering when deciding whether to roll over to an IRA or a new employer's 401K, but you can always rollover from a rollover IRA to a 401K if that IRA only contains rollover assets from previous 401K's.
re: Republicans move to force Obamacare vote as warnings mount about the midterms
Posted by CharlesUFarley on 12/10/25 at 8:07 pm to Major Dutch Schaefer
It has been a while since I have had to buy temporary health insurance, but it used to be cheap. Those kinds of plans are still available, and they are much cheaper then the "comprehensive" ACA plans. The problem is, they must lapse for 1 day a year.
Why not just change the rules and allow anyone who wants to to buy a "temporary plan" but not require it to lapse?
How much of Obamacare is law, and how much is regulation? Regs can be changed. The Demoncrats do it all the time.
Why not just change the rules and allow anyone who wants to to buy a "temporary plan" but not require it to lapse?
How much of Obamacare is law, and how much is regulation? Regs can be changed. The Demoncrats do it all the time.
re: The Democrats new push - online sports forums
Posted by CharlesUFarley on 12/5/25 at 9:09 am to blueboy
quote:
No 'strategy' is going to save them. They have a losing argument and whether it's 5 liberals or 500 liberals on this page, they'll still lose.
In other words, it doesn't matter how many meat puppets you have spouting your bullshite, it's still provable bullshite.
They don't want to win an argument. They want to restrict this form of communication.
One trick is they join the board and keep posting copyrighted material which gives the board owners legal headaches and expenses.
re: Evidently Karoline Leavitt's beach attire (and hot female body) has Democrats in a tizzy
Posted by CharlesUFarley on 12/2/25 at 8:39 pm to L.A.
That "Show More" button doesn't work...
re: What's the Coaching Staff going to be?
Posted by CharlesUFarley on 11/30/25 at 2:56 pm to FlyDownTheField
quote:
Durkin would be great to retain. Could we get Pete Golding from Ole Miss if he doesnt follow Kiffin?
His defenses made some really stupid penalties this year, penalties that could have been the difference in several games. Before Bama's go ahead TD on 4th down, we had all three time outs. He should have called one when their offense stayed on the field, and got our defense set.
If he wants to stay and feels like he can play nice with the other children, and the new HC is all in, I am not against it, but I'm not convinced he will be an elite SEC DC.
re: Trump normalizing this Mamdami turd is nauseating
Posted by CharlesUFarley on 11/21/25 at 3:22 pm to Covingtontiger77
quote:
This guy is a legit commie frick and should not be in the Oval holding court.
He has shown his stripes.
Trump is legitimizing this guy
Trump supported Obama. Did you notice?
Seriously, you didn't expect this? Trump reaches out to people like that because he knows he can get a moment in front of the media where he will seem like a strong, confident, and benevolent leader.
This is Town Hall Trump.
re: Healthcare- the next great debate
Posted by CharlesUFarley on 11/19/25 at 11:28 am to SlidellCajun
quote:
I am a capitalist. I struggle though when it comes to profit motive for healthcare. I’ve had some experience that rubs me the wrong way. Maybe some of you have as well. I also think there’s room for a profit in the system. Comes down to need vs want.
Regulated utilities take everyone regardless of credit and still maintain high quality, high availability, and a reasonable return for their shareholders. There are programs for people who can't pay. It has pretty much worked for close to 100 years.
Why does something like that work, but health care is horrible?
re: The CA-1 robotic kitchen in Germany preps 120 meals per hr without human interaction
Posted by CharlesUFarley on 11/14/25 at 11:27 am to hawgfaninc
I didn't see any actual cooking going on, just mixing of prepared ingredients. It didn't even look like any heat was involved until the dish was pushed into the other chamber.
No thanks.
No thanks.
re: Dems are retarded
Posted by CharlesUFarley on 11/13/25 at 6:18 pm to NashvilleTider
If you repeat a lie often enough, people will believe it, and you will even come to believe it yourself.
Joseph Goebbels
Joseph Goebbels
re: Pork Butt Options?
Posted by CharlesUFarley on 11/10/25 at 11:36 am to RetiredSaintsLsuFan
Chili Colorado
re: Toughest Auburn season
Posted by CharlesUFarley on 11/8/25 at 9:21 pm to FahQGump
This season could have been very different if we simply eliminated so many stupid penalties.
re: So…who calls plays vs Vandy
Posted by CharlesUFarley on 11/3/25 at 11:48 am to CorchJay
Yep. 216 points in 4 games, 93 in the other 9.
Tells a story.
That team would have slaughtered any of Freeze's teams.
Tells a story.
That team would have slaughtered any of Freeze's teams.
re: So…who calls plays vs Vandy
Posted by CharlesUFarley on 11/2/25 at 7:08 pm to AUX3
quote:
Anybody can call plays. Come up with your favorite 15 (really 30 because you can go either side). And keep running the ones that work. Mix in some randoms, but keep going back to what works.
Hugh Nall is holding on line 2....
re: Official Coaching Search Thread
Posted by CharlesUFarley on 11/2/25 at 7:06 pm to Aubie Spr96
quote:
Google said one of the top questions was if he was still sober
That same question also applies to Sarkisian and Kiffin, and several other names that have been discussed.
re: New Polls show Zohran Mamdani expanding his lead to 25 percentage points
Posted by CharlesUFarley on 10/31/25 at 7:48 pm to JackieTreehorn
quote:
However, it is going to just make more of those bastards head south. No thanks.
Maybe they will bring the pizza with them?
re: Dividend ETF’s and/or stocks
Posted by CharlesUFarley on 10/31/25 at 1:09 pm to bulldog95
LINK
This article has some analysis on this subject. It concludes that the total return of JEPI and JEPQ lag the market, and you could have achieved the same total return with something like 67%QQQ and 33% cash, or something similar.
YMMV
This article has some analysis on this subject. It concludes that the total return of JEPI and JEPQ lag the market, and you could have achieved the same total return with something like 67%QQQ and 33% cash, or something similar.
YMMV
re: Billie Eilish tells billionaires they should give their money away
Posted by CharlesUFarley on 10/31/25 at 12:53 pm to Breesus
quote:
People should donate their money to church and to the poor and actively use their resources to help those in need.
Growing your wealth is the way to "..actively use their resources to help those in need". It feeds the engine the gives people jobs and opportunities to grow wealth themselves, so they can spread opportunity to others as well. More people benefit from this investment cycle than could ever benefit from a handout.
re: Interesting how climate change isn't going to kill us now that AI data centers need power
Posted by CharlesUFarley on 10/30/25 at 9:42 am to stout
Actually, it's pretty simple. Most Big Government, Big Business, and Global Social initiatives have one goal: more control. It's simply become clear that it will be more easily accomplished through AI, Big Data, etc, than by an energy rationing program.
re: Retirement advice
Posted by CharlesUFarley on 10/28/25 at 1:34 pm to tigerlife00
Just about every brokerage now has some kind of free or nearly free robo-advisor with the options for additional human advisory services for additional fees.
If you really don't know anything, then start with something like that but keep some small percentage of your assets separate and invest it the way you see fit. Evey year, compare the two and decide which one you want to stick with.
If you really don't know anything, then start with something like that but keep some small percentage of your assets separate and invest it the way you see fit. Evey year, compare the two and decide which one you want to stick with.
re: Florida Robot Rabbits vs. Pythons
Posted by CharlesUFarley on 10/26/25 at 12:10 pm to forkedintheroad
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