Favorite team:Auburn 
Location:Daphne, AL
Biography:
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Occupation:Drives and PLC Guy (Mechanical Engineer)
Number of Posts:897
Registered on:1/13/2022
Online Status:Not Online

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Then put it in the place that gives you the most opportunity to grow it, but keep in mind as you get older that you might just realize that work sucks by the time you are 55.
How old are you? If age 55 is on the horizon, you might want to google "Rule of 55 401K" and read up. If you leave a job during or after the year you turn 55, you can immediately access your 401K without penalty. You can only access the 401K from the job you left, not an old one, and you can't do this with an IRA, only a 401K. It is worth considering when deciding whether to roll over to an IRA or a new employer's 401K, but you can always rollover from a rollover IRA to a 401K if that IRA only contains rollover assets from previous 401K's.
It has been a while since I have had to buy temporary health insurance, but it used to be cheap. Those kinds of plans are still available, and they are much cheaper then the "comprehensive" ACA plans. The problem is, they must lapse for 1 day a year.

Why not just change the rules and allow anyone who wants to to buy a "temporary plan" but not require it to lapse?

How much of Obamacare is law, and how much is regulation? Regs can be changed. The Demoncrats do it all the time.
quote:

No 'strategy' is going to save them. They have a losing argument and whether it's 5 liberals or 500 liberals on this page, they'll still lose.

In other words, it doesn't matter how many meat puppets you have spouting your bullshite, it's still provable bullshite.


They don't want to win an argument. They want to restrict this form of communication.

One trick is they join the board and keep posting copyrighted material which gives the board owners legal headaches and expenses.
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Durkin would be great to retain. Could we get Pete Golding from Ole Miss if he doesnt follow Kiffin?


His defenses made some really stupid penalties this year, penalties that could have been the difference in several games. Before Bama's go ahead TD on 4th down, we had all three time outs. He should have called one when their offense stayed on the field, and got our defense set.

If he wants to stay and feels like he can play nice with the other children, and the new HC is all in, I am not against it, but I'm not convinced he will be an elite SEC DC.

quote:

This guy is a legit commie frick and should not be in the Oval holding court.


He has shown his stripes.

Trump is legitimizing this guy


Trump supported Obama. Did you notice?

Seriously, you didn't expect this? Trump reaches out to people like that because he knows he can get a moment in front of the media where he will seem like a strong, confident, and benevolent leader.

This is Town Hall Trump.
quote:

I am a capitalist. I struggle though when it comes to profit motive for healthcare. I’ve had some experience that rubs me the wrong way. Maybe some of you have as well. I also think there’s room for a profit in the system. Comes down to need vs want.


Regulated utilities take everyone regardless of credit and still maintain high quality, high availability, and a reasonable return for their shareholders. There are programs for people who can't pay. It has pretty much worked for close to 100 years.

Why does something like that work, but health care is horrible?

I didn't see any actual cooking going on, just mixing of prepared ingredients. It didn't even look like any heat was involved until the dish was pushed into the other chamber.

No thanks.

re: Dems are retarded

Posted by CharlesUFarley on 11/13/25 at 6:18 pm to
If you repeat a lie often enough, people will believe it, and you will even come to believe it yourself.
Joseph Goebbels

re: Toughest Auburn season

Posted by CharlesUFarley on 11/8/25 at 9:21 pm to
This season could have been very different if we simply eliminated so many stupid penalties.
Yep. 216 points in 4 games, 93 in the other 9.

Tells a story.

That team would have slaughtered any of Freeze's teams.

re: So…who calls plays vs Vandy

Posted by CharlesUFarley on 11/2/25 at 7:08 pm to
quote:

Anybody can call plays. Come up with your favorite 15 (really 30 because you can go either side). And keep running the ones that work. Mix in some randoms, but keep going back to what works.


Hugh Nall is holding on line 2....
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Google said one of the top questions was if he was still sober


That same question also applies to Sarkisian and Kiffin, and several other names that have been discussed.

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However, it is going to just make more of those bastards head south. No thanks.


Maybe they will bring the pizza with them?
LINK

This article has some analysis on this subject. It concludes that the total return of JEPI and JEPQ lag the market, and you could have achieved the same total return with something like 67%QQQ and 33% cash, or something similar.

YMMV
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People should donate their money to church and to the poor and actively use their resources to help those in need.


Growing your wealth is the way to "..actively use their resources to help those in need". It feeds the engine the gives people jobs and opportunities to grow wealth themselves, so they can spread opportunity to others as well. More people benefit from this investment cycle than could ever benefit from a handout.
Actually, it's pretty simple. Most Big Government, Big Business, and Global Social initiatives have one goal: more control. It's simply become clear that it will be more easily accomplished through AI, Big Data, etc, than by an energy rationing program.

re: Retirement advice

Posted by CharlesUFarley on 10/28/25 at 1:34 pm to
Just about every brokerage now has some kind of free or nearly free robo-advisor with the options for additional human advisory services for additional fees.

If you really don't know anything, then start with something like that but keep some small percentage of your assets separate and invest it the way you see fit. Evey year, compare the two and decide which one you want to stick with.