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re: Has there ever been a more useless piece of major legislation than Obamacare?

Posted on 12/5/24 at 10:42 am to
Posted by Y.A. Tittle
Member since Sep 2003
109717 posts
Posted on 12/5/24 at 10:42 am to
quote:

quote:
Has there ever been a more useless piece of major legislation than Obamacare?

Social security act?


You can argue that has not been overall beneficial and that it's actual "use" has been more harmful than good, but it is not "useless." People can actually see something tangible with this -- I don't mean this to vouch for it, mind you, but it's THERE nevertheless.

Obamacare did nothing to change actual healthcare delivery for almost anybody, as far as I see it.
Posted by Penrod
Member since Jan 2011
52247 posts
Posted on 12/5/24 at 10:43 am to
quote:

It was a mass money laundering scam paid for by working Americans.

What? Read Flats post below yours. If it was a money laundering scheme then so is every other federal program, including building a wall, mass exportations of illegals, etc.

Everything the federal government does will be accompanied by massive fraud. It’s true of every program I mentioned in this post, and it’s true of the ACA. But the ACA clearly delivered massive benefits for some Americans at the expense of most other Americans. It was intended to help the poor who could not afford health care, and that’s just what it did.
Posted by Old Character
Member since Jan 2018
1510 posts
Posted on 12/5/24 at 10:43 am to
It increased regulation and decreased efficiency. It made everyone’s healthcare worse and more expensive. Pretty much what happens to anything the government “fixes”.
Posted by Y.A. Tittle
Member since Sep 2003
109717 posts
Posted on 12/5/24 at 10:43 am to
quote:

It gave free health care to millions of people. How could you not know that?


Yeah, pretty much the same people who had it "free" previously.
Posted by Penrod
Member since Jan 2011
52247 posts
Posted on 12/5/24 at 10:45 am to
quote:

Do they, though? By what metric?

By the metric that they had no health insurance before and now they do.
Posted by Old Character
Member since Jan 2018
1510 posts
Posted on 12/5/24 at 10:59 am to
quote:

the metric that they had no health insurance before and now they do.


But do they? They don’t. They have charity hospital……but now that’s what we all have,
Posted by Penrod
Member since Jan 2011
52247 posts
Posted on 12/8/24 at 1:04 pm to
quote:

Yeah, pretty much the same people who had it "free" previously.

Well, they had some free healthcare if they wanted to go wait in a Charity Hospital emergency waiting room. That’s something you can call free health care but it’s not like what they now have.
Posted by Auburn1968
NYC
Member since Mar 2019
25161 posts
Posted on 12/8/24 at 1:16 pm to
My wife's former plan would now be considered a platinum plan and costs 4 times as much. The bronze plan is like what used to be a cheap high deductible catastrophic only plan and it costs as much as a full coverage, low deductible plan before Obama that is if you work for a living.


Posted by Auburn1968
NYC
Member since Mar 2019
25161 posts
Posted on 12/8/24 at 1:25 pm to
quote:

quote:
And McCain thumbed down the bill to repeal it.


May he burn in hell.


The line to pee on McCain's grave is long.
Posted by NC_Tigah
Make Orwell Fiction Again
Member since Sep 2003
135604 posts
Posted on 12/8/24 at 1:37 pm to
quote:

What exactly did it even do?
In exchange for obligatory preexisting conditions coverage allowing people to hop in and out of coverage, and heavy regulation, It tremendously increased the cost of healthcare insurance and gave carriers monopolies in many geographic areas.
Posted by oklahogjr
Gold Membership
Member since Jan 2010
40237 posts
Posted on 12/8/24 at 3:18 pm to
quote:

What exactly did it even do? Did it make anything better for anyone?

There are several very popular things it forced upon insurance companies. These things also drove prices up.

Ability to Stay on parents insurance till your 26.
No more lifetime maximums.
No more denial for pre existing conditions

It also created market places to get and compare the insurance across providers easier.

Of course all those benefits got rolled right up into the insurance cost calcs and prices got higher.
Posted by Westbank111
Armpit of America
Member since Sep 2013
4553 posts
Posted on 12/8/24 at 3:44 pm to
it did what it was intended to do! Make healthcare unaffordable for small business and middle/upper middle class folks that get to pay for the welfare recipients that they purposely expand.
Posted by Tideroller
Lower Alabama
Member since Jan 2022
3134 posts
Posted on 12/8/24 at 3:51 pm to
As a physician, it was frustrating to have numerous people come in with their shiny new Obamacare card and no idea they had a $6,000 deductible. Then guess who they got mad at (hint: not Obama).
Posted by prplhze2000
Parts Unknown
Member since Jan 2007
56949 posts
Posted on 12/8/24 at 3:56 pm to
Forced a lot of people onto Medicaid rolls and drastically expanded Medicaid.

Wrecked the small business and self employed insurance market.

sent subsidies to the insurance companies.

Banned new doctor owned hospitals.
Posted by JackieTreehorn
Member since Sep 2013
34978 posts
Posted on 12/8/24 at 3:57 pm to
It’s pure and simple communism. Another Gubment handout to the permanent couch class.
Posted by Sneauxghost
Member since Sep 2020
1288 posts
Posted on 12/8/24 at 4:05 pm to
It was not designed to help people.
Posted by wackatimesthree
Member since Oct 2019
10566 posts
Posted on 12/8/24 at 4:23 pm to
quote:

Well, they had some free healthcare if they wanted to go wait in a Charity Hospital emergency waiting room. That’s something you can call free health care but it’s not like what they now have.


1. Any ER. Any ER is required to give them care.

2. You'd be surprised by how many people who could have easily qualified for completely subsidized taxpayer funded health insurance were simply too lazy to fill out the forms to apply for it and still just go to the ER (any ER) for "free" health care services.

3. Health CARE and Health INSURANCE are not the same thing. Although politician's deliberate efforts to make people conflate the two have been nearly 100% successful.

Having a policy means bupkis if you don't have the $5,000 cash to pay the deductible. So just like I posted upthread, people at the lowest end of the scale made out like bandits. Taxpayers pay both their premiums AND deductibles.

People just above that threshold usually don't have the money to cover the deductibles, even if they have money for the premiums.

So again, all the ACA did was shift the curve upward. There are still tens of millions of Americans who can't afford care, even though they have insurance.

Because now both the care AND the insurance are significantly more expensive post-ACA.

The statistics make it look like the ACA cut the number of uninsured people in the country in half, but I'd bet an honest analysis that looked at people being able to actually afford care—whether insured or not—might show a net negative effect. At best I would predict a wash.

But yeah, it's different people. If that shell game impresses you.
Posted by Grassy1
Member since Oct 2009
7330 posts
Posted on 12/8/24 at 4:33 pm to
Yet, neither major political tribe ran on healthcare reform.
Posted by FriedEggBowL
MS
Member since Nov 2021
1449 posts
Posted on 12/8/24 at 4:47 pm to
really, all it did was made insurance companies cover pre-existing illnesses. That caused rates to skyrocket. It certainly hasn't made healthcare or insurance affordable.
Posted by Penrod
Member since Jan 2011
52247 posts
Posted on 12/8/24 at 6:50 pm to
quote:

So just like I posted upthread, people at the lowest end of the scale made out like bandits. Taxpayers pay both their premiums AND deductibles.

Yep, just as I was saying, the law DID accomplish a lot. It’s just not what we, on this board, mostly desired.
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