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Message
re: Do young people have it harder today? Did Boomers ruin everything?
Posted on 12/4/25 at 5:14 pm to MC5601
Posted on 12/4/25 at 5:14 pm to MC5601
quote:
the only redeeming element is the $90 trillion millennials are set to inherit from their parents which is by far the most ever for a single generation.
Let's be honest, though, end of life medical care is going to eat up most of that.
2
Posted on 12/4/25 at 5:17 pm to MC5601
Oh cry me a river.
If you lived in the Midwest and came of age in then 1970's there were NO jobs. If you lived in the South by the late 70's there were no jobs except the oilfield. People didn't go to restaurants except maybe once or twice a week, that includes McDonalds. We MOVED to where jobs were located, even bottom of the rung blue collar jobs.
There are tons of great paying jobs available, but you might have to move to out of the way places to get them.
If you lived in the Midwest and came of age in then 1970's there were NO jobs. If you lived in the South by the late 70's there were no jobs except the oilfield. People didn't go to restaurants except maybe once or twice a week, that includes McDonalds. We MOVED to where jobs were located, even bottom of the rung blue collar jobs.
There are tons of great paying jobs available, but you might have to move to out of the way places to get them.
Posted on 12/4/25 at 5:18 pm to scottydoesntknow
quote:No. These were universal ideas ... until GenY stereotypically traded investment (marriage, kids, buying a house, aggregating savings) for experiences.
These are universal ideas and most definitely not just a boomer thing.
Posted on 12/4/25 at 5:19 pm to kingbob
quote:
Let's be honest, though, end of life medical care is going to eat up most of that.
It will cost 100 grand a year in a home. I don't expect to live more than five years if I end up in a home. But if you haven't saved the money as I'm sure many boomers haven't the home will take every last penny and let you stay until you die.
I have about a million and a half saved for this end of life care. I didn't do Long Term Care insurance.
Which makes me wonder if my thirty something kids have enough life insurance?
Posted on 12/4/25 at 5:21 pm to MC5601
quote:
You can't buy a 1200 square foot shithole in the ghetto when you are 40 years old with 2 kids in elementary/middle school and a wife.
There are plenty of inexpensive houses that are in safe areas. My life was in New Orleans/Metairie, but my wife and I bought in a rural area outside of Slidell. It was a pain in my arse to commute to work, but it was affordable, so we made the sacrifice.
Look, it comes down to this. If someone is 40 and can’t afford a decent house in a decent area he is either semi-retarded or has goofed off for 20 years. A boy coming out of high school can learn to weld and fit and in five years he’ll be making $35 per hour - that’s $73,000 at 23 years old with zero overtime. With OT he is making $100,000 per year. If he’s 40 and still making $60k, then he screwed off.
Posted on 12/4/25 at 5:28 pm to kingbob
quote:Be honest, but don't be stupid.
Let's be honest, though, end of life medical care is going to eat up most of that.
The healthcare for the entire country .... including old people drawing on EOLHC .... runs $5T/yr. The latest Great Wealth Transfer estimates are north of $100T.
BTW, that equates to >$475K for every Gen X, Y, and Z alive today
Posted on 12/4/25 at 5:30 pm to NC_Tigah
quote:
No. These were universal ideas ... until GenY stereotypically traded investment (marriage, kids, buying a house, aggregating savings) for experiences.
BINGO!
Suffering for anything is out in today's world.
Posted on 12/4/25 at 5:41 pm to Penrod
-Inflation
-Regulation - downstream from regulation is credentialism, lack of training unless you pay for it yourself or do it for free, etc.
Its harder to get your foot in the door, and the pay and growth rate are less than before.
Global competition. Boomers just had to compete with those in their city or local communities, younger folks have to compete with everyone in the nation and the world including cheap 3rd world labor that will work for absolutely nothing.
-Cost of housing, cost of vehicles, cost of healthcare.
Its a no brainer than boomers grew up in a freer and more upwardly mobile world. Materially things are better, but we're not moving anywhere.
-Regulation - downstream from regulation is credentialism, lack of training unless you pay for it yourself or do it for free, etc.
Its harder to get your foot in the door, and the pay and growth rate are less than before.
Global competition. Boomers just had to compete with those in their city or local communities, younger folks have to compete with everyone in the nation and the world including cheap 3rd world labor that will work for absolutely nothing.
-Cost of housing, cost of vehicles, cost of healthcare.
Its a no brainer than boomers grew up in a freer and more upwardly mobile world. Materially things are better, but we're not moving anywhere.
Posted on 12/4/25 at 5:41 pm to Penrod
Thank A Boomer
Posted on 12/4/25 at 5:41 pm to Penrod
I'm Gen X and we have long hated on what the Boomers did and are still doing but that is not the full answer as to why we are in the state we are in today. It's a copout.
The reality is every generation since the Greatest Generation has screwed over the US. The Silent Generation set up the craziness, they were the professors of the boomers and set them on their way with crazy ideas. Boomers failures are well known. Gen X are cynical and injected this into their kids. Gen X are the worst parents to ever exist in the US
Millennials, the late crop of kids of boomers and early Xers are like the boomers in their craziness and it was they who pushed the woke crap with Gen X.
Gen Z are bad in that they have embraced the Xer cynicism.
Everyone has some blame here. Putting it only on boomers is not accurate or fair.
The reality is every generation since the Greatest Generation has screwed over the US. The Silent Generation set up the craziness, they were the professors of the boomers and set them on their way with crazy ideas. Boomers failures are well known. Gen X are cynical and injected this into their kids. Gen X are the worst parents to ever exist in the US
Millennials, the late crop of kids of boomers and early Xers are like the boomers in their craziness and it was they who pushed the woke crap with Gen X.
Gen Z are bad in that they have embraced the Xer cynicism.
Everyone has some blame here. Putting it only on boomers is not accurate or fair.
Posted on 12/4/25 at 5:43 pm to Penrod
quote:
There are plenty of inexpensive houses that are in safe areas. My life was in New Orleans/Metairie, but my wife and I bought in a rural area outside of Slidell. It was a pain in my arse to commute to work, but it was affordable, so we made the sacrifice.
Rural slidell
quote:
Look, it comes down to this. If someone is 40 and can’t afford a decent house in a decent area he is either semi-retarded or has goofed off for 20 years. A boy coming out of high school can learn to weld and fit and in five years he’ll be making $35 per hour - that’s $73,000 at 23 years old with zero overtime. With OT he is making $100,000 per year. If he’s 40 and still making $60k, then he screwed off.
And his back will be broken with other health issues before 50. You have no clue what youre talking about.
Arent your kids in academia? You would never send your own kids into the trades, stop trying to send other people's kids to an early grave.
Posted on 12/4/25 at 5:48 pm to RollTide4547
quote:
Welders make good money....
NO they dont. You boomers deserve all the shite in the world for saying dumb trash like this, You havent a fricking clue.
Posted on 12/4/25 at 6:01 pm to NC_Tigah
quote:
No. These were universal ideas ... until GenY stereotypically traded investment (marriage, kids, buying a house, aggregating savings) for experiences.
I am 34 and smack in the middle of gen y. If you think spending $5k a year on vacations is what kept people from getting married and buying a house you’re sorely mistaken. They take the 1-2 nice vacations a year because it’s the ONLY nice thing they can afford. Dallas morning news said last week a single person needs to make $106k in DFW to break the threshold of living month to month
This post was edited on 12/4/25 at 6:03 pm
Posted on 12/4/25 at 6:24 pm to kingbob
So, buying a home with a mortgage interest rate of 18% is cheap?
Posted on 12/4/25 at 6:32 pm to MC5601
quote:Why personalize it?
I am 34 and smack in the middle of gen y. If you think spending $5k a year on vacations is what kept people from getting married and buying a house you’re sorely mistaken.
If you don't fit the stereotype, so be it.
However there are PILES of Obama-era articles addressing the topic. The Y generational stereotype willingly delayed traditional life investments in exchange for experiences. Each adventure experienced attempted to one-up the previous one on social media. The questions posed about marriage, home purchase, etc. were dismissed as tired and out-of-touch.
Posted on 12/4/25 at 7:32 pm to tiggerthetooth
quote:
Arent your kids in academia?
Not really. I have one kid who works for a university but in administration not academia. My other three kids are in private companies - engineer, HR and medical consulting. They were all top two or three percentile in IQ, so naturally they were professionals. Plus three of the four were girls.
I absolutely would have recommended trades for my son had he not been college material. Only a dumb oaf does backbreaking work for more than ten years or so. The path is to work hard, be responsible, and move into supervision at about 30 years old. Start as a welder then become a supervisor, then later an inspector.
I did plumbing and electrical work from the time I was 14 and all through college. I spent my life as an engineer, first doing detail design work on facilities, including offshore and chemical plants. Then I was in upper management with up to 600 reporting to me. Throughout all of that we were building energy infrastructure mostly in North America. But you say…
quote:
You have no clue what you’re talking about.
Posted on 12/4/25 at 7:56 pm to JimEverett
quote:
My first house was a shithole in a high crime area.
All of my friends bought shithole houses for their first home. Just like a job. Start low and get better.
My first home was also
3 bedrooms two bathrooms
Nice corner lot
$95,000
My wife and I were working and had our first child in that home.
We weren’t making a lot of money
And we moved up from there
My point is
My daughter and her husband are making pretty good bucks
Way more than I was making
They should be able to buy a nice home
And they can’t
Homes are too high
Insurance is out of control
Something
Posted on 12/4/25 at 8:06 pm to Penrod
If you blame someone else for your problems,,,,,,,you are the cause of your problems….
Posted on 12/4/25 at 8:19 pm to Rohan Gravy
quote:
My first home was also 3 bedrooms two bathrooms Nice corner lot $95,000 My wife and I were working and had our first child in that home. We weren’t making a lot of money And we moved up from there My point is My daughter and her husband are making pretty good bucks Way more than I was making They should be able to buy a nice home And they can’t Homes are too high Insurance is out of control Something
Exactly. My parents bought a 3000 sqft nice house in 1998 for $120k. Dad made about $100k per year at the time and still thought it was expensive for east Texas. Today that house is worth about $475k and adjusted for inflation $100k salary is $190k in today’s dollars
Posted on 12/4/25 at 9:01 pm to Penrod
Did not read.
You aren’t entitled to shite.
Work and sacrifice is your ticket. Fail to do that and I have no sympathy for you.
You aren’t entitled to shite.
Work and sacrifice is your ticket. Fail to do that and I have no sympathy for you.
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