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re: Biden administration to ban medical debt from credit reports

Posted on 6/11/24 at 2:22 pm to
Posted by BuckI
Grove City, Ohio
Member since Oct 2020
7116 posts
Posted on 6/11/24 at 2:22 pm to
I applaud the president on this one. Circumstances beyond their control economically burden millions of Americans. I hope both parties can put aside their pettiness and support this.
Posted by roadGator
Member since Feb 2009
154906 posts
Posted on 6/11/24 at 2:38 pm to
quote:

I applaud the president on this one


Like you, a progressive, disagree with him on anything.

Posted by Nurbis
Member since May 2020
2128 posts
Posted on 6/11/24 at 2:50 pm to
quote:

Y’all ever seen the medical bills from surviving cancer? Some would rather have died than be on the hook for $125,000.


From surviving cancer, no, but I have seen what happens when people in your family die from cancer. I don't know anybody who wouldn't rather have the debt. But I guess it depends on what you have to live for.
Posted by theballguy
Member since Oct 2011
32600 posts
Posted on 6/11/24 at 2:52 pm to
This is pretty much what we're against.
Posted by phaz
Waddell, AZ
Member since Jan 2009
6455 posts
Posted on 6/11/24 at 2:56 pm to
Just completed chemotherapy in November, I am a survivor, came with $12,000 of debt. Doable.
Posted by crap4brain
Louisiana
Member since Sep 2004
2662 posts
Posted on 6/11/24 at 3:32 pm to
quote:

quote:
and not paying your bill has no consequences.


This isn’t true.


How so?
Posted by Mo Jeaux
Member since Aug 2008
62615 posts
Posted on 6/11/24 at 3:41 pm to
The debt can still be collected unless the debtor declares bankruptcy.
Posted by Rip Torner
Member since Jul 2023
1253 posts
Posted on 6/11/24 at 3:54 pm to
No offense but you have garbage insurance, my wife was in cancer treatment for over a year for bone cancer treatment. The radiation alone was over 1 million dollars and the chemotherapy was nearly 100k not to mention the numerous PET and MRI’s. We were out of pocket around 8-10k total over a 13 month period with much of that coming from travel expenses to MD Anderson
Posted by SixthAndBarone
Member since Jan 2019
10639 posts
Posted on 6/11/24 at 4:10 pm to
On the surface, I agree with this. Say you get sick, get a big hospital bill. You weren’t planning on the bill and you didnt make the choice to purchase something.
Posted by the808bass
The Lou
Member since Oct 2012
125759 posts
Posted on 6/11/24 at 4:23 pm to
quote:

Rest of the civilized world: "What's 'medical debt'?"


Also, the rest of the world, “what’s a private room at a hospital?”

Also, the rest of the world, “what do you mean I can get an MRI three weeks from now?”
Posted by el Gaucho
He/They
Member since Dec 2010
58530 posts
Posted on 6/11/24 at 4:26 pm to
Why don’t people go the gym and not eat carbs instead of going into all this medical debt?
Posted by Roaad
White Privilege Broker
Member since Aug 2006
82270 posts
Posted on 6/12/24 at 5:03 am to
quote:


Rest of the civilized world: "What's 'medical debt'?"
Their medical debt is the reason the US has to be world's police
Posted by Sidicous
NELA
Member since Aug 2015
19296 posts
Posted on 6/12/24 at 5:39 am to
My case study for 1st semester clinicals was a rare cancer survivor. Got to know him well. He was a pretty well known architect and his final personal billing was over $1M.

I ran into him the next year in the courtyard of the hospital. He was back because he could not get the bill squared away to literally pay the $1M+.

Here was a patient who was willing and able to pay the high cost for novel therapy. He was so out of the normal that the hospital was screwing up getting paid easily.
Posted by crap4brain
Louisiana
Member since Sep 2004
2662 posts
Posted on 6/12/24 at 7:33 am to
quote:

On the surface, I agree with this. Say you get sick, get a big hospital bill. You weren’t planning on the bill and you didnt make the choice to purchase something.


Thats why you have insurance.
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
298305 posts
Posted on 6/12/24 at 7:35 am to
Many Europeans have medical debt, just not 6 figure debt
Posted by FoTownBam
Foley Al
Member since Oct 2023
4214 posts
Posted on 6/12/24 at 8:01 am to
Half the country doesn’t have to pay medical bill, including illegals, so why should I? I don’t necessarily support this, but I don’t mind it either. Of course it’ll probably only work for those that are registered as Democrat
Posted by SDVTiger
Cabo San Lucas
Member since Nov 2011
94253 posts
Posted on 6/12/24 at 8:03 am to
I like this

Medical debts arent counting towards the debt to income anyways but they can destroy your score
Posted by FoTownBam
Foley Al
Member since Oct 2023
4214 posts
Posted on 6/12/24 at 8:03 am to
quote:

Why don’t people go the gym and not eat carbs instead of going into all this medical debt?

Hope you never get injured or get in an accident. A weeks stay at a hospital is more than most annual salaries in my state
Posted by beebefootballfan
Member since Mar 2011
20465 posts
Posted on 6/12/24 at 8:06 am to
What will happen is doctors will go to the same system my Vet has. Pay up front for the completion of treatment.

You want chemo? Your balance is 125k and you need to pay it before we begin.
Posted by Mikes My Tiger
Louisiana
Member since Oct 2007
2830 posts
Posted on 6/12/24 at 8:50 am to
I don't see how some people are so heartless. If someone has cancer and is too poor for treatment, then frick em right? Why should I help pay for them? Maybe because it also pays for you, your wife, kids, family members, friends, coworkers, etc. We've all seen it happen before. Someone gets sick or in a bad accident and their whole life savings is gone and once the money is gone, the quality of care will drop. Why is this ok to so many people? Does it have to happen to someone you love to take notice or do you think that it could never happen to you? Say what you want but you can't convince me the rest of the world is wrong especially when the average lifespan is longer compared to America, who barely cracked the top 50 at best on the rankings I've seen. Student loans is one thing but I think healthcare is much more important and can't be looked at in the same light.
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