re: Annual "what did I do wrong to get punished?" thread re: ACA

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What state are you in?

A bronze plan shouldn't be $700 a month unless you're in the middle of nowhere in Idaho or something.

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Bull shite. My bronze level was $576 month in Georgia.
Bama Atl you need to actually GO TO THE EXCHANGE and price out a plan. You need to shut your mouth until you do this. You live in this false reality. You need to see for yourself what others are paying. A bronze level plan at $700 per month isn't far off if you are 50 or older.

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Bama Atl you need to actually GO TO THE EXCHANGE and price out a plan.

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I did, hence why I asked him his state. In Louisiana, for a single person who's not nearing retirement, $700 is a platinum plan.

As usual, he didn't provide all of the fact when he whined about his health 'insurance'.

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don't worry your old plan didn't cover anything and you're too stupid to make your own choices, including having to have sex-based treatment for those not of that sex

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I understand. I am waiting for BamaAtl and comrade Bonhoeffer to tell me my major medical pre Obamacare policy was utterly worthless because it didn't cover birth control and substance abuse. When will I ever learn?

Try it for a 35 year old. If he's still actively able to consider having kids, he's not 50.

Same situation here. 1800 a month, high deductible, no dental. Huge increases from 4 years ago.

I'd sure like to apply the $1300 more a month I spend on Healthcare to add another employee, hire some illegal immigrants to landscape my yard, or save some river otter, but alas, I cannot.

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You're over here complaining about wanting bare-bones coverage, and you're buying a platinum plan?

Fool.

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it was a joke, but here are screen shots from healthcare.gov



I included my last name so everyone knows this is legit

how much does this plan cost for 2018?



only a 21.5% increase from last year, aftr an insane jump in 2017...and an insane jump in 2016, going back to my sub-$100/month plan in 2010

now what is the cheapest plan?



(again, no cheating, i left the bottom of the "current plan" in display so you know there are no shenanigans going on)

the lowest premium offered is $452. the deductible is so high that this isn't even insurance that is suitable for my needs. i'm essentially paying $452/month to not be able to use insurance, so that if i need care (for an emergency), i have to write a $6500 check before a 40% coinsurance payment even kicks in. that is not insurance

so that over $5k/year I pay is a sunk cost because i can't even get insurance until I pay 6500 (and then i have to deal with coinsurance). so i have to pay basicaly 12k before insurance pays anything. then my max isn't for another grand or so. that's an insane plan for what i need

the lowest payments with a reasonable deductible is a 566.05/mo plan with a $3200 deductible. however, it only pays 20% coninsurace until the $6600 out of pocket max. if you don't believe me, i can post the pic of this, too.

if i pay 700/mo with a 1k deductible. then i only hit 9400 in total payments for insurance to kick in. if disaster strikes, i will pay less. also, since my deductible is so low, i can actually do things like utilize a PCP. so while i was joking about it, it's probably my best option.

also, i went and looked. in 2013 i paid 150/month. in 2014 that jumped to 300/month. in 2017 i paid 512/mo.

the major increases in my premiums/deductibles were all on the ACA and had little to do with anything the GOP did

so, now that i've posted screen shots: what did i do that is so wrong that i am being punished?

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As usual, he didn't provide all of the fact

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oh. you spoke too soon

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The lone platinum plan is $1085 with Vantage health plans.

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yeah Bama is wrong

the only Platinum plan available to me is 1k/month with 0 deductible, with Vantage

the 700/mo one with 1k ded is a gold plan

*ETA: and Vantage sucks. its provider network is poo here

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Would the Mandela Effect designation be applicable here?

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the Mandella Effect is based in mistake

BamaAtl is straight up lying in this thread

yeah i only have Blue Cross or Vantage, and Vantage is truly shitty in terms of coverage

it's amazing that i can figure that out, since Bama has assured me i'm too stupid to pick my own plan