re: YouTube series focuses on the Louisiana trial lawyer scam

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The problem with tort reform is that no one drafting the laws understand the games well enough to actually reform it.

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This.

They are just doing what LABI is telling them to do and they are only concerned with limiting businesses liability. Nothing really to do with the PI law.

Until someone goes after the doctors, chirps and med managers , you won’t put a dent into the fraud and abuse that’s occurring In this practice. The trial lawyers run the case through a med manager , who inflated a bill. The manager directs the case to a certain chiro or doctor per the lawyer’s analysis of how deep the pocket may be. They work the bill up as high as possible with needless tests and ESIS. They created the damn opioid epidemic by sending all of these people to doctors for unnecessary scripts. It’s a joke. The folks who are supposed to be governing all of this are a bigger joke. They refuse to do anything about it. Probably have 50 locally owned marine operators or supply companies who are out of business bc they can’t afford the insurance. You will likely see some of the larger ones fold soon. Many of the larger homes on St Charles built and owned by bankers and business men are now owned by trial lawyers.

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Until someone goes after the doctors, chirps and med managers , you won’t put a dent into the fraud and abuse that’s occurring In this practice.

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basically

when you have medical providers "billing" at x rate but only actually charging y rate, that's an arbitrage opportunity

your mills rely on these. like that first video said, very few cases get that $300k (contrary to this board's opinion)

chiros can only get you so far, though. if we're talking about bigger cases without major injuries, you're getting some MDs who have...biased affiliations and motivations in treatment

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There is a reason the insurance industry would not agree as part of the recent legislation to include a section that mandates lower premiums.

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I wouldn’t want the government to mandate I reduce my prices while at the same time the trial
Lawyers actually neutered some of the reforms either.

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It’s as if the dreadful public school system, crumbling infrastructure, ridiculous taxes, and unhealthy population don’t exist. Get rid of injury lawsuits and suddenly Louisiana will be the most flourishing state in the union.

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You realize lawsuits are just part of the problem, but not the only problem right? All need to be fixed

I edited my post above, sorry it's a wall of text. I just did my best to explain it for you. But I just scratched the surface. It's very complex.

Oh look, it's the fake Ranger. Lying pos.

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Plaintiff goes home and he may or may not be feeling hurt or sore. He sees the countless ads and billboards, so he knows who to call. He also knows four other people that have filed lawsuits in the past two years and they’ve all made money, and in some cases, a lot of money. So he calls Plaintiff Attorney.

Plaintiff Attorney meets with Plaintiff. Plaintiff Attorney explains how the system works, how long he expects it to take to settle, etc. He also explains that the amount of money he settles for is directly related to how hurt he is. Plaintiff Attorney then recommends that Plaintiff go to the doctor. Some more reputable Plaintiff Attorneys will leave the recommendation there. Some will direct Plaintiff to certain doctors who they have a relationship with- Personal Injury Doctor. This is problem number 2.

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I'm very good friends with a paralegal that used to work for the E (worked for his partner) and he would tell me all about this. How close this relationship was and how much they set this up, set the appointments for them, etc. A straight racket.

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here is not a quick fix to fix this culture. It would involve curbing attorney advertising, tort reform, etc. and it would still take years for everyone to get back to a position where a small, minor accident doesn’t trigger dollar signs in their eyes.

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This is also something we've probably all seen to a large extent. I work with a lot of entry level job applicants so it's a pretty diverse group and to their credit, it's composed solely of people that want to work and want to do things the right way in society, many have an associates degree or a certification or two. Some do not but they are the upper crust of the lower classes OR young people out of a local business college or equivalent. My casual talks with them over the years has shocked me at times how they get in a wreck on their lunch break and I overhear them talking about their expected settlement. Even better if it's on the weekend and their child(s) are with them. It's an open discussion and I've been unpleasantly surprised at some of the people in this conversation. It does seem MUCH more prevalent around a certain demography our team, but I'll leave that to you to decipher. The openness of them discussing it left my jaw on the floor, recommending attorneys and doctors like you would a hair stylist. Then, as their supervisor, of course i immediately start seeing the increase in missing work for Dr appts the following weeks due to 'the wreck' and I see them walking around absolutely fine. The think nothing of it, casual behavior of what happens after a fender bender.

A kind of funny anecdote (but not really funny at all) is that we had one individual that would fit any stereotype that may be held about the type of individual that would perpetuate this behavior. Not smart, not very dependable, was close to getting fired anyway, and obviously one of his first office environment jobs. Anyway, he suddenly quit one day. I was in a virtual meeting and he handed me a resignation letter and was out the door. 3 months later, at the gas pump and one of the video advertisements starts playing and there he is, same guy, recommending this attorney because of his 'big check'.

Sad reality.

I was limited in characters, and didn't get to cover everything, which shows how complex this issue is. Having people who may not be attorneys or legislators who are attorneys but not in the personal injury game come up with a solution is silly.

There are so many things that drive up insurance costs from a litigation perspective that aren't addressed in the proposed legislation. Plaintiff attorneys are very smart and they will have work around for every reform. The reforms have to attack the corrupt practices of today as well as address the future practices which no one is using today.

For instance, attorneys used to negotiate with doctors prior to trial. Then a case came down saying the defense attorney could tell the jury about those negotiations. It sounded like a great way to make it stop, but now it just happens after trial and the jury doesn't know about it.

To think this can be accomplished by removing the seat belt gag law (which is laughable it exists and a testiment to the corrupt system, but impacts 1 out of every 1,500,000 cases) or changing the prescriptive period is asinine.

You're very right about reform. It's much more nuanced than the pending/recent bills could ever hope to address. I do think the collateral source issue should be at the forefront though - particularly with respect to recovery of "write offs."