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re: Wife wants a pool!!!
Posted on 5/14/17 at 9:13 am to LilEd76
Posted on 5/14/17 at 9:13 am to LilEd76
We've owned a house with a pool for a year and love it but we all love swimming or poolin (just relaxing in the pool). Kids swim 2-3 times a day most weekend days. My personal favorite is a swim/float at night just chilling with the moon and/or stars. It's also fun when friends come over and even a nice focal point when it's not being used.
The maintenance (salt water) is minimal but like anything some times you need to do stuff, like we have a line that needs replacing but probably only around $700. Not a typical thing though.
The maintenance (salt water) is minimal but like anything some times you need to do stuff, like we have a line that needs replacing but probably only around $700. Not a typical thing though.
1
Posted on 5/14/17 at 9:28 am to Havoc
I've had one for 6 years. Maintenance is a snap, so I'm not sure what some of these posters are talking about. Just like anything else, if you stay on top of it, it's easy. We use it all time and I don't anticipate that changing anytime me soon. Minimum expense as well.
Posted on 5/14/17 at 9:34 am to Python
My inlaws have always had one and keep it crystal clear with minimal effort. Also, a small and basic pool can be had for 30-35k. I know this because I've been researching for my new place. Idk where all of these posters live but here in south La. I can't name a single person who wouldn't kill for a pool in the summer months.
Posted on 5/14/17 at 9:37 am to nola000
quote:
I think its pretty nice for $35K
It isn't. That looks like it belongs a trailer park. Why not spend 10k more and get a gunite pool that actually looks nice? The pool and that concrete decking look like absolute shite.
Posted on 5/14/17 at 10:32 am to SabiDojo
quote:
above ground.
That's the only kinda pool there is unless your the Olympics.
Posted on 5/14/17 at 10:38 am to LilEd76
Y'all baws paying cash for your pools?
I see some people in here talking about 50k-70k. I know we're all OT ballers but that's still a considerable chunk of change. I think I'd have a heart-attack if I had to cut that size check at one time
I see some people in here talking about 50k-70k. I know we're all OT ballers but that's still a considerable chunk of change. I think I'd have a heart-attack if I had to cut that size check at one time
Posted on 5/14/17 at 10:41 am to LilEd76
I'm sure it's been covered. But 40 thousand if done with gunite, is basically a white plaster hole in the ground.
Any nice pool you can picture in your head is probably $60k and probably lean more toward $100k. When talking free style design, flagstone, hot tub included, and water features or rock spillway from hot tub to main pool? 6 figures comes in a hurry.
Also plaster. Don't know what the newest and greatest are? When we refinished ours they were Pebble Tech, Pebble Sheen (big baller), and Diamond Brite (little baller). I'm sure something even bette has come along sense.
My ADVICE!!!! Get the hot tub. You can use a hot tub down here year round essentially. And you will only grow to appreciate it more as you age. Kids want to party in pools. Adults want hot tubs set to about 95 degrees. And nothing better than when you tweak an old man bone or muscle at the gym or whatever, you know you have a hot tub at home to help it.
Any nice pool you can picture in your head is probably $60k and probably lean more toward $100k. When talking free style design, flagstone, hot tub included, and water features or rock spillway from hot tub to main pool? 6 figures comes in a hurry.
Also plaster. Don't know what the newest and greatest are? When we refinished ours they were Pebble Tech, Pebble Sheen (big baller), and Diamond Brite (little baller). I'm sure something even bette has come along sense.
My ADVICE!!!! Get the hot tub. You can use a hot tub down here year round essentially. And you will only grow to appreciate it more as you age. Kids want to party in pools. Adults want hot tubs set to about 95 degrees. And nothing better than when you tweak an old man bone or muscle at the gym or whatever, you know you have a hot tub at home to help it.
Posted on 5/14/17 at 10:45 am to LilEd76
Look up "attractive nuisance". Buy lots of insurance.
Pools are like boats. It's way better to have a good friend or a neighbor with one than for you to have one.
Pools are like boats. It's way better to have a good friend or a neighbor with one than for you to have one.
Posted on 5/14/17 at 10:50 am to tigrbabe08
quote:
Y'all baws paying cash for your pools?
I see some people in here talking about 50k-70k. I know we're all OT ballers but that's still a considerable chunk of change. I think I'd have a heart-attack if I had to cut that size check at one time
I obtained a personal, unsecured loan for my pool. Couldn't beat the interest rate on a personal, unsecured loan - 5.8 % vs. a HELOC rate (approximately 4.5 % at time of loan). It has since been paid off.
Why unsecured? Because if by some chance I ever defaulted, I didn't "risk" my house so to speak. Of course they could sue me and/or garnish my wages ... but I would still be able to enjoy the pool while being involved in a lawsuit.
This post was edited on 5/14/17 at 10:51 am
Posted on 5/14/17 at 10:55 am to Will Cover
quote:
but I would still be able to enjoy the pool while being involved in a lawsuit.
Posted on 5/14/17 at 11:02 am to LilEd76
I've always heard that a pool is a hole in your backyard that you pour money into.
And a boat is a hole in the water that you pour money into.
Take it for what it's worth.
And a boat is a hole in the water that you pour money into.
Take it for what it's worth.
Posted on 5/14/17 at 11:03 am to Will Cover
quote:
Why unsecured? Because if by some chance I ever defaulted, I didn't "risk" my house so to speak. Of course they could sue me and/or garnish my wages .
Or they could get a judgement and put a lien on the house anyway. That wasn't the smartest financial decision. We are putting in a pool as well. It'll be fun when my wife's friends come over, get drunk and I convince them to go skinny dipping with us.
Posted on 5/14/17 at 11:04 am to LilEd76
Did the last l and the !!! trick anyone else into thinking the thread said "Wife wants a poo!!!!"? I was thinking, "you kinky woman".
Posted on 5/14/17 at 11:04 am to Box Geauxrilla
And your house is a thing you pour money into and a car is a thing with wheels you pour money into, etc.
Posted on 5/14/17 at 11:07 am to PrimeTime Money
And kids are little non-stop eating, shitting little a-holes you pour money into
Posted on 5/14/17 at 11:14 am to LilEd76
Screw all the nega-poolers! I use mine almost every day after work. We put it in last May. This is the second pool we have had... first we installed. If they tell you 40, plan on $60k.
Posted on 5/14/17 at 11:49 am to BigPerm30
quote:
Or they could get a judgement and put a lien on the house anyway.
They would have been waiting a while to collect any outstanding monies owed to them as I didn't plan (and still don't) to sell my house.
quote:
That wasn't the smartest financial decision.
An unsecured loan at 5.8 % vs. 4.5 % HELOC (and a rate than can fluctuate annually) secured loan. Aside from the minimal deduction credit at the end of the year that I could have taken, the benefit of having an unsecured loan outweighed the tax advantage.
Putting a pool and outdoor kitchen in is not a smart decision, but the choice for me to go with an unsecured loan was. It's our house, our money and our decision.
It worked for us.
This post was edited on 5/14/17 at 11:50 am
Posted on 5/14/17 at 11:53 am to Will Cover
quote:
hey would have been waiting a while to collect any outstanding monies owed to them as I didn't plan (and still don't) to sell my house.
That's not how it works.
I agree that a pool and outdoor kitchen isn't a great financial decision but it is well worth the enjoyment.
Posted on 5/14/17 at 11:57 am to BigPerm30
quote:
That's not how it works.
I can tell you with 100 % certainty that the financial institution that I used to for my unsecured loan did not have any restrictions - it was completely 100 % unsecured and there was no option for them to place a lien on my house.
These types of loans are usually reserved for people with impeccable credit, above average income and low debt-to-income ratio.
Still don't believe me? Go check out Lightstream. They provide this type of loan (not the place I originally used for my unsecured loan) for auto loans today.
This post was edited on 5/14/17 at 11:58 am
Posted on 5/14/17 at 12:04 pm to Will Cover
Working on putting in one myself right now. Actually more for aquatic therapy usage (for real) than for entertainment although we will have much fun with it too.
My daughter and I have a major chronic condition that requires regular aquatic therapy and we don't have ready access to a YMCA (or something similar) nearby and our physical therapy visits per year are limited by insurance. At the end of the day it will be so much easier to stay compliant with our therapy needs with a pool at our residence.
Plus the physical therapy group and specialists we are seeing are assisting with providing documentation we can use to take a medical necessary tax deduction on the pool construction and maintenance upkeep. So even more reason for us to pull the trigger. Unfortunately the timing isn't the greatest as we have missed a lot of this year's good weather already but we will have a heater to extend the season as long as possible. Then we will use the physical therapy visits in the coldest part of the year.
My daughter and I have a major chronic condition that requires regular aquatic therapy and we don't have ready access to a YMCA (or something similar) nearby and our physical therapy visits per year are limited by insurance. At the end of the day it will be so much easier to stay compliant with our therapy needs with a pool at our residence.
Plus the physical therapy group and specialists we are seeing are assisting with providing documentation we can use to take a medical necessary tax deduction on the pool construction and maintenance upkeep. So even more reason for us to pull the trigger. Unfortunately the timing isn't the greatest as we have missed a lot of this year's good weather already but we will have a heater to extend the season as long as possible. Then we will use the physical therapy visits in the coldest part of the year.
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