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re: Why are people allowed to not carry/cancel insurance? And why do police not confirm this?
Posted on 10/30/25 at 10:02 am to Red Stick Tigress
Posted on 10/30/25 at 10:02 am to Red Stick Tigress
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Posted on 10/30/25 at 10:42 am to jcaz
quote:
Prison is needed for the these people.
You should actually just be able to carry out a roadside execution and save the rest of us the inconvenience.
Posted on 10/30/25 at 11:22 am to kywildcatfanone
From what I understand this is common practice that once people pay for insurance they cancel it and keep the insurance cards as proof of insurance
It’s a damn shame
It’s a damn shame
Posted on 10/30/25 at 11:32 am to kywildcatfanone
quote:
If you sold your car, would you cancel the insurance?
quote:
Yes, but that obviously wasn't my comment.
I understand the situation you are in and how a loophole allows a guy to obtain cards, cancel insurance and continue to drive.
My answer was to your question of...
quote:
Why are people allowed to not carry/cancel insurance?
Focusing on the "cancel" part, I'm telling you why they are allowed to cancel insurance. If you sell your car, you are allowed to cancel your insurance.
If you want a guy to obtain insurance and make sure he keeps it then you pigeonhole a ton of people who sell cars on days their insurance doesn't come due. That's why it's allowed.
Posted on 10/30/25 at 11:43 am to Gorilla Ball
I thought LEO'S could verify that real-time, now?
Maybe not to the day, but within a week?
Maybe not to the day, but within a week?
Posted on 10/30/25 at 1:34 pm to kywildcatfanone
I was riding with my buddy when he was t-boned by another driver (at fault). Started getting together his paperwork before BRPD arrived and realized his insurance had expired three days earlier. Quickly called his insurance company that told him he could not reactive his policy for another couple of days. Handed BRPD the expired insurance card hoping they did not notice. Of course they didn't. Handed it back over and wrote up report putting all the blame and damages on the other driver. Cop didn't put in the effort to check on his computer or read the actual card.
Posted on 10/30/25 at 8:03 pm to N2cars
That's BS and haven't seen many of those
I was in an accident with an uninsured and they took his plate. Wouldn't let him drive his truck.
I was in an accident with an uninsured and they took his plate. Wouldn't let him drive his truck.
Posted on 10/30/25 at 8:06 pm to N2cars
quote:
thought LEO'S could verify that real-time, now?
My nephew is a police officer. He says they can some places but Kentuckys databases are woefully old and do not update quickly enough.
Posted on 10/30/25 at 8:07 pm to Clyde Tipton
quote:
If you sold your car, would you cancel the insurance?
I’d have a policy on the new car
Posted on 10/30/25 at 10:26 pm to kywildcatfanone
Not sure how they do it in LA, but in Texas the insurance information comes up on the screen as soon as you run the plate.
Posted on 10/30/25 at 11:35 pm to TigersSEC2010
quote:
For example, if you get in a crash in Louisiana, you'd better hope someone other than BRPD or NOPD show up.
Yeah you should hope you get the lazy arse State Trooper that tried to talk me out reporting the wreck when the at fault driver didn't have insurance. Told him to write the report!
Posted on 10/30/25 at 11:38 pm to N2cars
quote:
I thought LEO'S could verify that real-time, now? Maybe not to the day, but within a week?
If the St Gabriel police department can do it I'm sure every department in the state can.
Posted on 10/31/25 at 12:11 pm to N2cars
I think you are correct
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