re: What''s the poorest you've been?

Right out of college on my own. I remember talking to my dad and saying If I have any major medical bill, then I don’t know what I’m going to do. I had a thousand bucks or so in my name at the time.

I count myself lucky beyond all imagination because I’ve never been poor. My parents supported me through, high school, college, and grad school and I had no debt after getting my second degree. I got a good job out of grad school and married my now wife who was a debt free professional as well.

I’ve never been poor and I hope to work and save enough so that my kids are never poor, just like my parents did

25 and just starting out in a marriage and setting up a home for us.

1 year after graduating. I had a job, and I lived with roommates. I was growing my savings account. I was doing ok.

Then life hits as it does. I had car troubles and had to pay over $1000 to get it fixed. I had some other unexpected payments. Loaned my mom almost $500 being generous to help her out because I thought I could afford it. Overestimated how much money I had in my account. Stupidly spent $100 to go to a concert(i did have a great time though). Next thing you know bills came around pretty heavy. More unexpected payments, etc etc.

Before i knew it I reached 0 on both my checking and savings account, while maxed out on my credit card. Stupid overdraft charges had me at like $-300. It took me over 2 months to get completely out of the hole and back to a sort of stability. Im thankful that I lived with some great friends, they covered my portion of the rent while allowing me to eat their groceries. Its a terrible feeling putting $6 in your gas tank and counting on that to make it through the week.

Long story short, low paying job coupled with not great spending habits is a terrible combination.

My dad always said that everyone is a bankruptcy away with one major illness.

Homeless a few years ago.

Cops picked me up for walking the streets with a fifth of vodka.

Right out of college there were several time I had to decide if I was going to eat or drink a 6 pack, I don't ever recall going thirsty

Seriously, for me it was probably in between jobs. It was 2005. Long story short, I was working a part time job while in college and I asked them about going full time, they told me they were not going to make me a full-time employee yet but that I could work up to 40 hrs if I wanted.

It was my boss and me running the office for about a year and a half, with student workers coming in from time to time. Out of the blue they decided to hire someone full time in our office, without consulting with my boss. I was pissed because they hired someone full time, he was pissed they didn't consult with him.

The new hire was this older woman (late 60s) who could barely turn on a computer. She started doing things the way she knew how to do which fricked up the system we put in place. I went to my boss's house one day and told him I couldn't work with her anymore. And I wasn't happy they hired some unqualified person full time as a favor for someone so I was done. I did so without even looking for a new job.

Well I started looking for a job and three weeks later Katrina hit. I didn't find a job until the end of November. And during that time I had to have the motor replaced in my vehicle. I had a decent amount saved up, but between being out of work for longer than expected and having costly vehicle repairs. It went pretty fast.

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I was working a part time job while in college and I asked them about going full time, they told me they were not going to make me a full-time employee yet but that I could work up to 40 hrs if I wanted. It was my boss and me running the office for about a year and a half, with student workers coming in from time to time. Out of the blue they decided to hire someone full time in our office, without consulting with my boss. I was pissed because they hired someone full time, he was pissed they didn't consult with him. The new hire was this older woman (late 60s) who could barely turn on a computer. She started doing things the way she knew how to do which fricked up the system we put in place. I went to my boss's house one day and told him I couldn't work with her anymore. And I wasn't happy they hired some unqualified person full time as a favor for someone so I was done. I did so without even looking for a new job. Well I started looking for a job and three weeks later Katrina hit. I didn't find a job until the end of November. And during that time I had to have the motor replaced in my vehicle. I had a decent amount saved up, but between being out of work for longer than expected and having costly vehicle repairs. It went pretty fast.

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