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re: What's the minimum amount of money you need to live comfortably?
Posted on 6/24/17 at 9:07 pm to AbitaFan08
Posted on 6/24/17 at 9:07 pm to AbitaFan08
Since I paid my house and vehicles off with two kids I do with about 50k a year the rest is a savings for my future house and lots of land
0
Posted on 6/24/17 at 9:07 pm to MSTiger33
quote:
NYC $400k
Way less than that. You don't have to own to live comfortably.
Posted on 6/24/17 at 9:11 pm to AbitaFan08
I'm in East Texas
Honestly 65-70k. I do have a house that's fully paid off if I want to move back into if I want. Only one of us has to actually work If we had this salary. I'm sure I can make 15-20k more a year than this as an occupational therapist with 3-5 years of practice.m
If it's by myself I'd say 40k
Honestly 65-70k. I do have a house that's fully paid off if I want to move back into if I want. Only one of us has to actually work If we had this salary. I'm sure I can make 15-20k more a year than this as an occupational therapist with 3-5 years of practice.m
If it's by myself I'd say 40k
This post was edited on 6/24/17 at 9:20 pm
Posted on 6/24/17 at 9:14 pm to AbitaFan08
I've got no bills. House is paid off, car paid off, etc.. No wife, no kids either. Live in middle of nowhere a few miles from nearest small town....
Just a couple hundred a month for groceries, a couple hundred for utilities... literally can live a very comfortable life for under $8k/year. And I'm just a mile from a great fishing lake, about 3 from the river feeding the lake, got 20 acres of my own woods full of critters too along with the woods and pastures of friendly folks that have been friends of the family going back generations (hunting and fishing their ponds is OK by them).
*hums theme song to "Green Acres"
Just a couple hundred a month for groceries, a couple hundred for utilities... literally can live a very comfortable life for under $8k/year. And I'm just a mile from a great fishing lake, about 3 from the river feeding the lake, got 20 acres of my own woods full of critters too along with the woods and pastures of friendly folks that have been friends of the family going back generations (hunting and fishing their ponds is OK by them).
*hums theme song to "Green Acres"
Posted on 6/24/17 at 9:17 pm to PolyPusher86
at some of these numbers I can live very comfortable in Brooklyn single with 55k
Posted on 6/24/17 at 9:22 pm to AbitaFan08
Rural Central Illinois
Im 30, Married, 2 kids
Make $60k/yr
Live in one of the best neighborhoods
15 Silverado Crew cab - Paid off
Owe under $20k on wife's car
No Credit Card Debt
$15k in savings
Took family of 4 (Son was 5, Daughter was 2) to UK for 3 weeks, been to STL, & Chicago multiple times for family trips, and been to Florida and 10 other states within the last year.
I'm pretty happy in life. Could manage with less, and I could always take more. The one thing I need is to invest & plan better for retirement.
Im 30, Married, 2 kids
Make $60k/yr
Live in one of the best neighborhoods
15 Silverado Crew cab - Paid off
Owe under $20k on wife's car
No Credit Card Debt
$15k in savings
Took family of 4 (Son was 5, Daughter was 2) to UK for 3 weeks, been to STL, & Chicago multiple times for family trips, and been to Florida and 10 other states within the last year.
I'm pretty happy in life. Could manage with less, and I could always take more. The one thing I need is to invest & plan better for retirement.
Posted on 6/24/17 at 9:26 pm to momentoftruth87
We live in Memphis, have a combined income of ~110k, no kids yet, and I'm known for being a bit of a cheapskate...but somehow I feel like we're just living a step or two above "just barely getting by". I need to learn to make my money count more or something.
Posted on 6/24/17 at 9:33 pm to AbitaFan08
Comfortably? Hell, I could be comfortable hiking/camping on public lands indefinitely, so in that sense, 15K is more than plenty.
In the modern rat race? Married with no kids in Huntsville - around 125k does the trick.
In the modern rat race? Married with no kids in Huntsville - around 125k does the trick.
Posted on 6/24/17 at 9:40 pm to TechDawg2007
quote:
Nashville, TN
That's Dave Ramsey country there.
Posted on 6/24/17 at 9:41 pm to AUsteriskPride
Me and the wife in houston. I'd think probably 50k take home would be the comfortable minimum for us.
Posted on 6/24/17 at 9:44 pm to AUsteriskPride
It's terribly expensive here but I'd say 70k
Posted on 6/24/17 at 10:26 pm to AbitaFan08
It's all according to what you consider comfortable.
In Nashville for a single person you need to make 60k to live without a roommate and live a comfortable life.
Housing and rent are ridiculous here right now. The mass influx of people and the low inventory has lead to price gouging.
A family of four needs probably 100k to live comfortably.
I pay almost 1000 bucks a month for daycare and it's not even that great of a daycare.
My wife and I made right at 130k last year and we don't really live that well imo. We bought our first home 4 months ago we ended up paying almost 20k over the asking price just because housing is getting so competitive here.
I want to move back to Birmingham. I could easily make the same salary and 130k stretches a lot further.
In Nashville for a single person you need to make 60k to live without a roommate and live a comfortable life.
Housing and rent are ridiculous here right now. The mass influx of people and the low inventory has lead to price gouging.
A family of four needs probably 100k to live comfortably.
I pay almost 1000 bucks a month for daycare and it's not even that great of a daycare.
My wife and I made right at 130k last year and we don't really live that well imo. We bought our first home 4 months ago we ended up paying almost 20k over the asking price just because housing is getting so competitive here.
I want to move back to Birmingham. I could easily make the same salary and 130k stretches a lot further.
Posted on 6/24/17 at 10:36 pm to danilo
I live 45 miles west of Atlanta and together my wife and I make $180k. We have 4 kids. This far west of the city, one can own a home for $350k that would cost $800k in nice communities just North of the city in places like Roswell and Sandy Springs. I just have to accept the trade off of driving into the metro area and back out every day. But we live very comfortably and I know we could still live comfortably at $130k if needed.
If we were in Closer and to the North of Atlanta , we would do okay but not be afforded near the luxuries we can afford out here.
If we were in Closer and to the North of Atlanta , we would do okay but not be afforded near the luxuries we can afford out here.
Posted on 6/24/17 at 11:36 pm to Dick Leverage
Wife and 2 kids.
Probably about $100K.
Daycare alone is about $15k.
Probably about $100K.
Daycare alone is about $15k.
Posted on 6/24/17 at 11:38 pm to AbitaFan08
Single
24
Making about 42k a year and doing quite well for myself. Put me at 60 and I'd be golden.
24
Making about 42k a year and doing quite well for myself. Put me at 60 and I'd be golden.
Posted on 6/24/17 at 11:39 pm to Titus Pullo
I've made middle management money my entire adult life. Basically save 25% of it. I can do whatever I want...although if I earned more "whatever I want" would probably be more.
Was married for a short while - she made about 1/2 of what I did, but together we lived fine (divorcing her wiped out my savings, but I've recouped).
Was married for a short while - she made about 1/2 of what I did, but together we lived fine (divorcing her wiped out my savings, but I've recouped).
Posted on 6/24/17 at 11:41 pm to LSUSkip
22 years old 1995 as a grad student I lived comfortably on 750 a month.
45 years old, married with 3 kids I get by on 140,000 a year.
I think I had more money to blow on selfish stuff back then.
45 years old, married with 3 kids I get by on 140,000 a year.
I think I had more money to blow on selfish stuff back then.
Posted on 6/24/17 at 11:46 pm to Sidicous
quote:
I've got no bills.
how old are you? You obviously either have a cell phone bill or an electricity/internet bill. Who is paying for that? What about water Opie? just pulling it out of the river?
Posted on 6/24/17 at 11:51 pm to AbitaFan08
Live outside of Nashville and if I had to, could live comfortably at @50,000.00
Posted on 6/25/17 at 12:06 am to AbitaFan08
I define comfortably as being able to meet all of your financial goals: kids college fund, nice house in good school system, day trip fund, nice vacation, emergency savings, retirement, miscellaneous savings (daughter's wedding for example), and other things like a car payment or paying for a kid's sport equipment. Also need date night money including paying a babysitter.
Birmingham
$125k
That's about $7000 after taxes and health insurance and should cover everything just fine.
Birmingham
$125k
That's about $7000 after taxes and health insurance and should cover everything just fine.
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