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Posted on 9/16/22 at 8:47 pm to potent357
I may be poor but I pay my fricking bills. Only time I've dropped below 800 in that last decade is because I let my wife handle finances for about a year.
Posted on 9/16/22 at 8:56 pm to fallguy_1978
quote:
777 it seems.
Mine is 778
Suck it ;-)
Posted on 9/16/22 at 9:09 pm to potent357
823
My chauffeur is at 776
My chauffeur is at 776
Posted on 9/16/22 at 9:11 pm to tigafan4life
quote:
makes 650,000.00
Poor fella!
Posted on 9/16/22 at 9:14 pm to SportsGuyNOLA
quote:
Mine is 778
My paw paw died with no credit score in 2017 or so at almost 100. He used to get so pissed having to pay a deposit for cable etc
Man never had a credit card, never borrowed a dime in his life.
This post was edited on 9/16/22 at 9:17 pm
Posted on 9/16/22 at 9:16 pm to SippyCup
753
Highest I've ever achieved was a 798.
I got a good rate on my girlfriends Kia Forte.
Highest I've ever achieved was a 798.
I got a good rate on my girlfriends Kia Forte.
Posted on 9/16/22 at 9:19 pm to potent357
For those with a credit score less potent than the OP, I will say within the last 10 years my credit score has been in the low 600s or high 500s and is now 830. Most people go through financial shite and don’t kill it from the jump. Keep grinding and learning from your mistakes or misfortunes.
This post was edited on 9/16/22 at 9:20 pm
Posted on 9/16/22 at 9:22 pm to WDE24
You don't need an 800 credit score. All it does is buy you a little more cushion from having a 675. You'll get all of the same loans and rates with a 740 as they do.
Posted on 9/16/22 at 9:29 pm to El Segundo Guy
quote:
quote:
Don’t know don’t care. Everything I buy is with cash.
But why? I pay my credit card off every month so I incurred no interest.
I'm also getting on average $100 a month "free" money in cash back by doing that.
This man gets it. This also the reason I dropped below 800 recently. Dumped an old card that I wasn't really using anymore for a new one that allowed me to save several hundred dollars off of a recent purchase that is in line with my current needs and will continue to do similar on future transactions. In total, I have 3 cards that I use regularly to maximize saving money/cash back. I absolutely never swipe a debit card anywhere anymore. It's stupid to do so because you're leaving money on the table by doing so for almost every transaction.
Posted on 9/16/22 at 9:32 pm to El Segundo Guy
quote:
I'm also getting on average $100 a month "free" money in cash back by doing that.
So you are getting roughly 1.5% cash back on your card.
Posted on 9/16/22 at 9:33 pm to potent357
Mining the personal information of the O-T? Waste of time. No one here really has money or good credit.
Posted on 9/16/22 at 9:42 pm to potent357
848. Always had excellent credit.
Posted on 9/16/22 at 9:43 pm to PhantomMenace
quote:
Mining the personal information of the O-T? Waste of time. No one here really has money or good credit.
Nope..but they got OT 10’s
Posted on 9/16/22 at 9:48 pm to junkfunky
quote:
may be poor but I pay my fricking bills. Only time I've dropped below 800 in that last decade is because I let my wife handle finances for about a year.
This post was edited on 9/16/22 at 9:49 pm
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