re: What is your FICO credit score?

760 give or take

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As a previous mortgage and auto lender, I’ve never pulled a customer’s credit score before………SUREE. You people with 1 discover credit card that only use it responsibly for gas or something have zero fvcking clues on what you are talking about. Go sit down with op on the loser bench. Y’all were so annoying to deal with crying about their rates because discover said XYZ.

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You sir have removed all doubt that you do not have two brain cells to rub together.

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Thank you for proving my point. The Fico 8 score is essentially useless outside applying for credit cards.

I just got a new truck and my score was a 620 pulled by the experian and equifax. Discover right now says I have a 650 which is a 30 point difference.

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The credit expert here is rolling around with a 620, no wonder he is pissed at the world without a brain cell left in his skull.

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Apparently he had to take on a ton of CC debt so the natural thing to do is buy a new truck

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I know my score sucks and I know exactly why it sucks. I went from comfortable six figures to ZERO figures with a multi hundred thousand dollar hospital bill that took years to straighten out with insurance and settling with doctors. Sure it sucks but it isn't anyone's fault. I gave loans based on credit at my business every single day. I worked with underwriters to get people approved, we used scoring models to predict score changes and do rapid rescores. All we are trying to tell this dumbass is we aren't using a "Discover Score" but a "FICO score". I think everyone here besides Trashtree88 understands there are a variety of scoring models depending on what the lender is looking for. My auto enhanced score is 30 points (was?) higher than my FICO 8 because I never missed an auto loan. All 5 of my bad accounts are medical and with legal changes they are all going to drop off next summer so I should be golden again.

A little under 800. Would be higher but some bogus medical bill I refused to pay is showing up as delinquent.

Trust me I tried with that clown.

Those are Vantage 3.0, I wouldn’t put too much stock into those. It’s good to use for monitoring purposes

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All these 800's in here. I bet if we requested screenshots of said score there would be a lot of crawfishin.

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On average, women always have the higher score in a marriage

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I. Wish.