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Started By
Message
re: What is your FICO credit score?
Posted on 9/17/22 at 1:28 pm to DCtiger1
Posted on 9/17/22 at 1:28 pm to DCtiger1
quote:
No you’re not, you literally acted as if Discover was calculating its own credit score independent of the bureaus. Monitoring your credit via FICO 8 is better than what most do, and ANY FICO score north of 800 is a good indicator of credit worthiness.
The only people I know flaunting their discover scores are people with maybe 3 credit cards that only use it to make gas purchases or maybe flights. I’m just calling y’all clowns out but feel free to live off the copium kool aid.
quote:
Maybe you should spend more time focusing on your shite credit my dude, a 620 is fricking piss poor.
I had a 820 last year, my credit took a hit when I picked a job that didn’t pay me accordingly and led me on for months. Otherwise, I got a 1.9 interest rate so screw off. I can also get a 3.5 rate on a house right now if I wanted to get one too.
This post was edited on 9/17/22 at 1:31 pm
2
Posted on 9/17/22 at 1:43 pm to Palmetto98
So you didn’t pay your bills and that’s not you’re fault right?
Sure bud, you’re the clown with the shite score hating on someone. Congrats on being a member of a credit union. No conventional bank is giving 1.9 with a 629 FICO.
No one is giving you 3.5% on a conventional mortgage either. My lord you’re full of shite today
I don’t even use discover, I have a chase sapphire preferred, AMEX Platinum business and personal, AMEX Hilton Aspire card, and a capital one Spark business card.
Sure bud, you’re the clown with the shite score hating on someone. Congrats on being a member of a credit union. No conventional bank is giving 1.9 with a 629 FICO.
No one is giving you 3.5% on a conventional mortgage either. My lord you’re full of shite today
I don’t even use discover, I have a chase sapphire preferred, AMEX Platinum business and personal, AMEX Hilton Aspire card, and a capital one Spark business card.
This post was edited on 9/17/22 at 1:47 pm
Posted on 9/17/22 at 1:45 pm to KiwiHead
quote:
I have the best FICO score.....none!!!!! Dave Ramsey
Because he filed for bankruptcy
Posted on 9/17/22 at 1:53 pm to DCtiger1
quote:
So you didn’t pay your bills and that’s not you’re fault right? Sure bud, you’re the clown with the shite score hating on someone. Congrats on being a member of a credit union. No conventional bank is giving 1.9 with a 629 FICO. No one is giving you 3.5% on a conventional mortgage either. My lord you’re full of shite today
Thank you.
Posted on 9/17/22 at 2:07 pm to potent357
Per credit karma 822,
Posted on 9/17/22 at 2:07 pm to DCtiger1
quote:
So you didn’t pay your bills and that’s not you’re fault right?
Incorrect, I paid all of my bills on time. If you actually knew how credit worked and didn’t rely off of a Discover score then you would be able to logically figure it out. You clearly have no idea how a credit score is calculated but you are Mr. Hot shot with your chase sapphire card used monthly on gas purchases. I also have a AMEX platinum card too, so sit down kid. You literally think a bank will give a 3.5 to a person behind on bills?
This post was edited on 9/17/22 at 2:10 pm
Posted on 9/17/22 at 2:14 pm to LegendInMyMind
quote:
We have now done: -Salary -Overtime -Debt -Mortgage payments -Credit scores -Probably a few I missed Some dumb bastard on the OT has probably answered this shite truthfully and has a couple dozen folks across the world using his identity.
How about square footage of homes?
Posted on 9/17/22 at 2:17 pm to El Segundo Guy
quote:
I'm not sure what you mean by that. I only have a Discover that I pay off monthly. I use it for the cash back. Do those others pay more cash back?
Bro, yes. If you travel AT ALL, check out the Venture X card.
Posted on 9/17/22 at 2:29 pm to Palmetto98
I don’t have a discover “score”. you keep embarrassing yourself man, I spend more on my Amex accounts monthly than you probably make in a year “kid”. I’m well aware of how credit scores are calculated. Your utilization must've been shite which again shows how irresponsible you are.
I know for damn sure no one is getting a 3.5% mortgage rate right now, especially with a 620 FICO. Keep lying man whatever helps you sleep at night.
What’s the name of your company, what’s your LLC or S-Corp? How many employees do you have? What’s your annual revenue? What’s your monthly business expenses?
Thought not. Sit down and shut up clown, you’re out of your depth.
you keep embarrassing yourself man, I spend more on my Amex accounts monthly than you probably make in a year “kid”. I’m well aware of how credit scores are calculated. Your utilization must've been shite which again shows how irresponsible you are. I know for damn sure no one is getting a 3.5% mortgage rate right now, especially with a 620 FICO. Keep lying man whatever helps you sleep at night.
What’s the name of your company, what’s your LLC or S-Corp? How many employees do you have? What’s your annual revenue? What’s your monthly business expenses?
Thought not. Sit down and shut up clown, you’re out of your depth.
Posted on 9/17/22 at 2:30 pm to Sev09
Venture X is pretty good, Amex has better cards if you can stomach the annual fee and you fly a lot. Chase has great travel perks as well.
Posted on 9/17/22 at 2:51 pm to Palmetto98
quote:
I can also get a 3.5 rate on a house right now if I wanted to get one too.
Idk whose dick you're sucking, but you must be one of the most gifted cocksuckers of all time.
Posted on 9/17/22 at 2:54 pm to X123F45
Apparently not because he’s behind on his bills.
Posted on 9/17/22 at 3:25 pm to DCtiger1
quote:
I don’t have a discover “score”. you keep embarrassing yourself man, I spend more on my Amex accounts monthly than you probably make in a year “kid”. I’m well aware of how credit scores are calculated. Your utilization must've been shite which again shows how irresponsible you are.
Yeah my utilization rate killed my credit because I switched careers and had to pay bills. I now make over 200k and I’m 28 years old so I’ll take the temporary credit ding and just get it back up by next year. I clearly have a lower mortgage rate offered to me than you so I know what I’m talking about. You really want to flex your podunk Houma, Louisiana business on me? I even looked at commercial accounts to so don’t even try me on that kiddo. I’ll be honored to nit pick your business any time.
Posted on 9/17/22 at 3:32 pm to TDTOM
quote:
You are a clown.
I guess clowns get the lowest interest rates XD
Posted on 9/17/22 at 3:33 pm to Palmetto98
Houma? I’ve never even been there before
I’m older than you “kid” by about 7 years. I’ll go ahead and call bullshite on anything you say moving forward
Yes you get a super secret mortgage rate. My gosh you’re an ignorant frick.
I’m older than you “kid” by about 7 years. I’ll go ahead and call bullshite on anything you say moving forward
Yes you get a super secret mortgage rate. My gosh you’re an ignorant frick.
Posted on 9/17/22 at 3:34 pm to DCtiger1
quote:
Houma? I’ve never even been there before I’m older than you “kid” by about 7 years. I’ll go ahead and call bull shite on anything you say moving forward Yes you get a super secret mortgage rate. My gosh you’re an ignorant frick.
Maybe your discover score will get you a 3.5 one day kiddo
Posted on 9/17/22 at 3:36 pm to Palmetto98
quote:
podunk Houma
Don’t you insult the home of Danny’s Fried Chicken like that
Posted on 9/17/22 at 3:48 pm to potent357
Mine's actually 760. Was happy with that.
Posted on 9/17/22 at 3:51 pm to potent357
818 on Credit Karma
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