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Started By
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What is FEMA and who can take advantage of it?
Posted on 8/30/17 at 2:37 pm
Posted on 8/30/17 at 2:37 pm
My parents cant run their business for 5 days straight which sucks. can they claim something from FEMA? They had to evac,does that mean they can get some funds back for room fees?
15
Posted on 8/30/17 at 2:38 pm to fareplay
Yes keep all receipts
Posted on 8/30/17 at 2:39 pm to fareplay
After Katrina a lot of car stereos were purchased with the $2500 cash they gave everybody
This post was edited on 8/30/17 at 2:40 pm
Posted on 8/30/17 at 2:39 pm to fareplay
Do they have insurance for lost revenues?
Posted on 8/30/17 at 2:39 pm to fareplay
quote:
What is FEMA
Federal Emergency Management Agency
quote:
who can take advantage of it
Everyone but your parents.
Posted on 8/30/17 at 2:40 pm to slackster
I dont think so, they have insurance for flood wind etc but i dont know if they have lost revenue insurance
Posted on 8/30/17 at 2:40 pm to fareplay
They can claim the relocation costs and get reimbursement up to a certain approved amount per day. In other words, if they relocated to the Ritz Carlton, they won't get it all back. For the flood last year in LA, it was about $85/day.
For the lost business issues, they will probably have to deal with SBA.
For the lost business issues, they will probably have to deal with SBA.
Posted on 8/30/17 at 2:40 pm to fareplay
Everyone BUT aggies. Seriously they should be able to claim something.
Posted on 8/30/17 at 2:41 pm to fareplay
I'm pretty sure FEMA doesn't cover lost wages.
Posted on 8/30/17 at 2:42 pm to fareplay
Do some research on FEMA camps before you get involved with this organization.
Posted on 8/30/17 at 2:44 pm to OysterPoBoy
quote:
Do some research on FEMA camps before you get involved with this organization.
This. They purchase a frick ton of body bags so TTFWIW
Posted on 8/30/17 at 2:44 pm to fareplay
quote:
I dont think so, they have insurance for flood wind etc but i dont know if they have lost revenue insurance
business interruption would be what to look for.
Posted on 8/30/17 at 2:45 pm to fareplay
Perhaps your parents should have purchased business interruption insurance. 
Posted on 8/30/17 at 2:46 pm to fareplay
How the hell do you not know what FEMA is?
Posted on 8/30/17 at 2:46 pm to fareplay
If it's anything like Katrina they won't get much and they won't get it soon
Posted on 8/30/17 at 2:48 pm to MikeBRLA
quote:
Perhaps your parents should have purchased business interruption insurance.
still would need a covered peril to have transpired for their to be coverage. It ain't just a "we had to leave town, rent a hotel, and shut down for a week" type coverage.
Posted on 8/30/17 at 3:02 pm to fareplay
quote:
My parents cant run their business for 5 days straight which sucks. can they claim something from FEMA? They had to evac,does that mean they can get some funds back for room fees?
My dad owns a business , his insurance covers lost wages etc etc under such circumstances, surely your parents have insurance?
Posted on 8/30/17 at 3:06 pm to HeyHeyHogsAllTheWay
But an insurance policy that has business interruption coverage still has to have the lost business due to a covered loss, which flood is not on an insurance policy typically. Flood insurance is a separate policy
Posted on 8/30/17 at 3:13 pm to RJL2
quote:
If it's anything like Katrina they won't get much and they won't get it soon
A neighbor in my old (early 2000s) hood had no flood insurance, and his insurer had sneakily removed his storm damage coverage from his homeowners policy when he re-upped, so he had no coverage when Katrina hit.
I had full storm coverage and a flood policy.
He had his primary vehicle replaced and his house restored by taxpayer money, and it was completed a few months before mine.
If I were just a little less ethical I'd never purchase any storm or flood coverage again, because our system encourages that.
Edit: He also got a FEMA trailer installed in his driveway. I wasn't eligible.
This post was edited on 8/30/17 at 3:15 pm
Posted on 8/30/17 at 3:15 pm to fareplay
FEMA = Frick Everyone, Mission Accomplished.
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