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Started By
Message
What do you do if you can’t find insurance to insure your house?
Posted on 5/23/24 at 11:30 am
Posted on 5/23/24 at 11:30 am
Parents live on the gulf coast and only 1 provider willing to insure but at 3.5k premium with a 1% deductible for a 400k home. What are you baws doing?
33
Posted on 5/23/24 at 11:31 am to fareplay
That's pretty cheap, tbh.
Posted on 5/23/24 at 11:31 am to fareplay
That’s not a bad quote for some of the baws in Louisiana
Posted on 5/23/24 at 11:32 am to fareplay
You make over a million per year, self insure them.
Posted on 5/23/24 at 11:32 am to fareplay
In my case, my home is paid for so I actually own it. I’m not required to have insurance.
Posted on 5/23/24 at 11:33 am to fareplay
quote:
What do you do if you can’t find insurance to insure your house?
quote:
only 1 provider willing to insure but at 3.5k premium with a 1% deductible for a 400k home
Sounds like they can find insurance on their home.
As for "What do you do": If you have a mortgage on the home, you have to buy it. If you own it free in clear you either buy it or take the biggest financial gamble of your life.
Posted on 5/23/24 at 11:33 am to fareplay
Your state should have some sort of state-sponsored insurer of last resort.
Posted on 5/23/24 at 11:33 am to fareplay
That's super chap baw
Posted on 5/23/24 at 11:33 am to fareplay
Your parents don’t appear to be in that situation.
Posted on 5/23/24 at 11:35 am to BabyTac
They own it too, they don’t need insurance?
Posted on 5/23/24 at 11:35 am to fareplay
quote:
What do you do if you can’t find insurance to insure your house?
fareplay
Parents live on the gulf coast and only 1 provider willing to insure but at 3.5k premium with a 1% deductible for a 400k home.
quote:
What are you baws doing?
i want to punch you in the face.
Posted on 5/23/24 at 11:35 am to Chad504boy
Is LA so much worse than Texas gulf?
Posted on 5/23/24 at 11:35 am to fareplay
quote:
They own it too, they don’t need insurance?
Jesus
Posted on 5/23/24 at 11:36 am to fareplay
That’s cheap..We are taking it up the arse..I believe that’s what I pay or more and I’m 100+ miles inland. Only thing going for me is flat 1000$ deductible
This post was edited on 5/23/24 at 11:37 am
Posted on 5/23/24 at 11:36 am to fareplay
If you don't carry a mortgage you are not required to insure your house
Posted on 5/23/24 at 11:37 am to fareplay
quote:
3.5k premium with a 1%
Monthly or yearly? If that's the annual premium it seems very reasonable for the location.
Posted on 5/23/24 at 11:38 am to fareplay
That’s a deal
Posted on 5/23/24 at 11:38 am to BabyTac
Shut up dumbass
Posted on 5/23/24 at 11:38 am to PetroBabich
That sounds nuts. Yes annual but that’s 300 a month just for insurance
Posted on 5/23/24 at 11:39 am to fareplay
quote:
That sounds nuts. Yes annual but that’s 300 a month just for insurance
You're a first class idiot
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