re: What do people do who don’t have enough money for retirement?

live with their family like our species had done for 3 million years until 5 minutes ago

I don't get free shite smartass I'm 73, wanna meet me at sonic

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This is the answer. My mom didn’t save or plan for anything. Went bankrupt in ‘08 when the real estate market crashed. Moved her into a house I bought. She’s been there ever since. Rent free and balling on her SS. Truly an example of what NOT to do in almost every conceivable way. Doing my best to do the opposite of everything she’s done.

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Sounds like she raised a successful child, so you may not want to do opposite of that.

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I had a neighbor that only ate cat food

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friskies were tasty as a child don't know about now

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As someone thar has a dog and a cat, I can confirm that is an internet rumor because dog and cat food is actually kind of expensive.

Seems like living off of peanut butter and jelly or Spam would be cheaper.

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I know $1 menus are kind of dead post-Covid, but back in my day you could eat off the dollar menu and get a lot more caloric bang for your buck compared to dog food. The old $1 double cheeseburger from McDonalds may have been the best macro:$ in history

I’ll tell you in 30 more years.

They keep working. It sucks both ways.

- People have to keep working well past retirement age instead of enjoying this part of their lives
- because these people are still in the workforce, it prevents younger people from moving into those positions and advancing.

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They, and their advocates in Congress, will be looking with envy at your retirement accounts.

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Absolutely passes me off how little Repubs got done with total control of DC. Instead of solidifying gun rights and codifying laws keeping them out of our retirement accounts they were too busy playing tiddlywinks with that whimp Paul Ryan and the bitter old Arizona senator - both more worried about playing nice with the media than getting actual work done.

This is one of the complaints about our system. People that worked their entire lives subsisting at a lower level than the lifetime porch sitters. Of course they are (D)ifferent.

My grandad retired in ‘09. No debt. His SS, my grandmothers SS, and his pension totaled ~$2,500/month. In south MS that was plenty.

He fished his little heart out. Never missed an event with for his grandkids.

But to be fair… His idea of splurging was taking a trip to Hardee’s every week day to get a sausage biscuit, a coffee, and shoot the shite with the other retirees. He passed in ‘19.

Taught me one thing. Man worked 65 years for 10 of his own in retirement. Im blessed that I do well for myself. I’m hanging it up at 55 come hell or high water.