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Started By
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re: What do people do who don’t have enough money for retirement?
Posted on 8/27/23 at 7:46 am to RogerTheShrubber
Posted on 8/27/23 at 7:46 am to RogerTheShrubber
quote:
Many of the jobs younger folks used to do are now being staffed by older people. Old folks returning to work.
This is a BS cop out.
Older people are working yes but they are not preventing younger people from working.
Older people aren’t taking the physical labor jobs. Younger people are just lazy and don’t want to start at the bottom and work their way up. In general.
I see and deal with this every day.
1
Posted on 8/27/23 at 7:57 am to cbree88
You can't rake your money with you. It also applies to debt so frick it
Posted on 8/27/23 at 8:00 am to danilo
I’ve never once in my life heard if people actually eating pet food regularly to survive. Wtf people.
Posted on 8/27/23 at 8:09 am to Lsupimp
quote:
get a penile implant and move to a retirement community and start servicing elderly broads.
I didn't want to have to keep working in retirement, but this is a second career I could live with.
Posted on 8/27/23 at 8:11 am to cbree88
Die of the diabetes in their 50s.
Posted on 8/27/23 at 8:11 am to Snipe
quote:
Older people are working yes but they are not preventing younger people from working.
That wasn't the point. Its that younger people are not working as much, and older people are taking those jobs.
Posted on 8/27/23 at 8:13 am to H newman
What is spark?
Posted on 8/27/23 at 8:15 am to mametoo
quote:
Where are these places? I’ve heard of that, but never specific locations.
There are plenty of YouTube channels dedicated to the expat lifestyle. The Philippines is a very popular destination because it's cheap and they speak English. One guy is very up-front about making poor financial choices in his youth and is there out of financial necessity. All he has is Social Security and a little income from his YouTube channel. He's 66 and has a cute 29 year old Filipina wife. He lives in a 3/2 beach house just south of Dumaguete that costs him $500/month.
Posted on 8/27/23 at 8:36 am to cbree88
Sell drugs
Work till the die
Be poor forever
That’s all I got
Work till the die
Be poor forever
That’s all I got
Posted on 8/27/23 at 8:37 am to cbree88
Leave the country and move to a country with lower living costs.
Posted on 8/27/23 at 8:41 am to Tantal
quote:
There are plenty of YouTube channels dedicated to the expat lifestyle. The Philippines is a very popular destination because it's cheap and they speak English. One guy is very up-front about making poor financial choices in his youth and is there out of financial necessity. All he has is Social Security and a little income from his YouTube channel. He's 66 and has a cute 29 year old Filipina wife. He lives in a 3/2 beach house just south of Dumaguete that costs him $500/month.
The ‘Every Man has a Story’ guy ? That was a real eye-opener for me when i first started watching it a couple years ago .
Posted on 8/27/23 at 8:42 am to cbree88
I don’t know. Thankfully, when I started my career over 30 years ago, I made the second best decision of my life*, namely I elected to set aside the maximum allowable amount into my 401K and I haven’t touched it since.
*the best decision being when I married my wife of 26 years.
*the best decision being when I married my wife of 26 years.
Posted on 8/27/23 at 8:44 am to LSUScores
Walmart delivery driver I believe
Posted on 8/27/23 at 8:48 am to tiggerthetooth
quote:
Leave the country and move to a country with lower living costs.
I'm seriously considering this. I'll have enough retirement income to be comfortable in the U.S., but I want to do it out of a sense of adventure more than anything else. New cultures, languages, scenery, foods, lifestyles, etc. I have a lake-front condo that's a rental right now, but is going to be my retirement destination. The problem is that you can only fish so much before it gets old. I want to stimulate my mind. Another possibility is the RV lifestyle. Not necessarily "full time", but at least enough to escape the scorching heat of Texas summers and the few weeks of brutal winter/ice storms that we get. 109 degrees? frick it, I can be in the Rockies in 2 days. Icepocalypse coming? I can be in South Padre in 10 hours.
Posted on 8/27/23 at 8:51 am to ole man
quote:Did you not save enough for retirement as the original post was mentioning?
I don't get free shite smartass I'm 73, wanna meet me at sonic
Posted on 8/27/23 at 8:53 am to BK Lounge
quote:
The ‘Every Man has a Story’ guy ? That was a real eye-opener for me when i first started watching it a couple years ago .
Yeah. And Paul McGill. There's a younger guy, at least by retirement standards, with a channel called Texas Filipino that seems pretty happy in Iloilo. There's a young (20's) Filipino American that says that $5,000 USD/month puts you in the top 1% of wage earners in the Philippines and that you can live like an absolute king. Nice house in a gated community, maid, driver, gardener/pool boy, etc.
Posted on 8/27/23 at 8:58 am to fjlee90
quote:
Taught me one thing. Man worked 65 years for 10 of his own in retirement.
Hate reading things like this.
Be responsible and save money for retirement to a point, but don’t delay and save experiences or “wait” for retirement for anything you want to do in life. Live life while you are young fit and able.
What good is traveling if you can’t get comfortably get around? Or waiting to go scuba dive and you can’t carry the gear? Waiting to buy your dream boat if 5 years after retiring you’re too weak to climb back in from the swim platform?
These are all real experiences I’ve seen, in addition to too many stories of people taken too young.
The Case for Living Life Backwards
This post was edited on 8/27/23 at 9:17 am
Posted on 8/27/23 at 9:00 am to Tantal
(no message)
This post was edited on 9/26/23 at 4:38 pm
Posted on 8/27/23 at 9:05 am to Eighteen
quote:
Taught me one thing. Man worked 65 years for 10 of his own in retirement.
Hate reading things like this.
there's a difference in just "working for the man" strictly to exist and enjoying the hell out of what you do, I'll work to some extent as long as I can because I love what I do, my dad had a very successful business but had to shut it down earlier than he would because he developed Alzheimer's, once he got to the point to where he couldn't even go through the motions his deterioration accelerated rapidly
Posted on 8/27/23 at 9:05 am to Darth_Vader
quote:
elected to set aside the maximum allowable amount into my 401K and I haven’t touched it since.
This is why I lose my mind every time I hear Congress is looking at taxing retirement accounts to "fund" Social Security. Much like Biden's student loan give away, those fricks in DC are more than willing to screw the responsible people to bail out the idiots. If they come after my retirement, I will leave the country.
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