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Posted on 3/5/19 at 8:10 pm to weagle99
With all the stores pushing 12+ months and zero interest when you use a store card, this doesn’t surprise me at all.
Posted on 3/5/19 at 8:11 pm to weagle99
Not me.
Posted on 3/5/19 at 8:11 pm to Suntiger
It's a racket I can't out my mortgage on my CC.
Cash back points would skyrocket.
Cash back points would skyrocket.
Posted on 3/5/19 at 8:46 pm to Topwater Trout
quote:
Pay mine off every month
Same
Posted on 3/5/19 at 9:04 pm to weagle99
quote:
US credit card debt hit a record $870 billion in 2018
Not a penny of it is mine.
Posted on 3/5/19 at 9:08 pm to weagle99
Not me.
If folks ever give up the addiction of credit, their lives become much better and simpler.
If folks ever give up the addiction of credit, their lives become much better and simpler.
Posted on 3/5/19 at 9:10 pm to weagle99
Don't count me in that number..
Posted on 3/5/19 at 9:14 pm to KingOrange
quote:
surprised it’s that Low.
Yeah, by those numbers, it's roughly $1800/card. Seems like it would be more with amount credit card use I see.
Posted on 3/5/19 at 9:18 pm to weagle99
My wife put like..6 billion over Christmas on our card...so there's that.
Posted on 3/5/19 at 9:19 pm to weagle99
I don't understand how people let their finances get so out of control. I never paid a dime of interest in credit card fees and have a 801 credit rating. It's not that hard to spend within your means.
Posted on 3/5/19 at 9:22 pm to ItNeverRains
quote:
Does it factor people who pay everything on CC and pay it off each month to get points? If so that’s pretty misleading
This. Also if it includes business credit cards, that's a whole other thing
Posted on 3/5/19 at 9:23 pm to Oilfieldbiology
quote:
How do you not pay off your credit card debit every month? Am I a weirdo for using my card like it’s a debit card and pay off the bill in entirety every month?
I pay mine every 2 weeks when I get paid. That way I never forget when it's due and am always ahead.
Posted on 3/5/19 at 9:36 pm to weagle99
quote:
"The increase in credit card balances is consistent with seasonal patterns but marks the first time credit card balances re-touched the 2008 nominal peak," according to the report.
Important to note thay 870 billion in 2008 is equivalent to 1.06 trillion in today's money.
I'm shocked this clickbait article left that detail out.
Posted on 3/5/19 at 9:46 pm to ItNeverRains
quote:
Does it factor people who pay everything on CC and pay it off each month to get points? If so that’s pretty misleading. Everyone I know nowadays is doing this, it’s stupid not to.
With this in mind, I bet you purchase 1.5% (or whatever %) more than you would otherwise.
This post was edited on 3/5/19 at 9:50 pm
Posted on 3/5/19 at 9:55 pm to weagle99
Posted on 3/5/19 at 9:57 pm to Topwater Trout
quote:
Pay mine off every month
This. Get them miles.
Posted on 3/5/19 at 9:58 pm to Ostrich
quote:
With this in mind, I bet you purchase 1.5% (or whatever %) more than you would otherwise.
Why would someone purchase more with a credit card than a debit card?
Posted on 3/5/19 at 11:05 pm to PhiTiger1764
I just hit $0 credit card/ revolving debt.
I was 18k in that hole at one point.
Dumb young mistake.
I was 18k in that hole at one point.
Dumb young mistake.
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