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United Health Care v. Blue Cross Blue Shield
Posted on 5/28/26 at 3:19 pm
Posted on 5/28/26 at 3:19 pm
Last year, my group health was with United Health Care. I had to take some really expensive infusions and my overall medical bills were a little over $1.0m. UHC handled the claims perfectly - no hassle and no issues. UHC approved everything that was needed.
Blue Cross Blue Shield has been ok until today - my RX got declined at the local pharmacy. I called and was told to go to CVS (45 minutes away, shitty service the two x I've been there) or by mail. But, I know the owner of the pharmacy and I want to do business locally. Moreover, when my wife broke her knee cap on a Sunday, the pain killer was called into CVS. I took her home (40 miles) and was told (when I got to CVS) that she had to be at the pharmacy in person because it was a scheduled pain killer (which was NOT their policy).
I know people hate on UHC, but they treated me very well last year.
Blue Cross Blue Shield has been ok until today - my RX got declined at the local pharmacy. I called and was told to go to CVS (45 minutes away, shitty service the two x I've been there) or by mail. But, I know the owner of the pharmacy and I want to do business locally. Moreover, when my wife broke her knee cap on a Sunday, the pain killer was called into CVS. I took her home (40 miles) and was told (when I got to CVS) that she had to be at the pharmacy in person because it was a scheduled pain killer (which was NOT their policy).
I know people hate on UHC, but they treated me very well last year.
6
Posted on 5/28/26 at 3:27 pm to chinhoyang
frick'em both.
Posted on 5/28/26 at 4:01 pm to chinhoyang
quote:
Blue Cross Blue Shield has been ok until today - my RX got declined at the local pharmacy. I called and was told to go to CVS (45 minutes away, shitty service the two x I've been there) or by mail.
Need a Trump executive order on this shite ASAP
Posted on 5/28/26 at 4:09 pm to chinhoyang
The closest CVS is 45 minutes away? That almost seems impossible
Posted on 5/28/26 at 4:15 pm to chinhoyang
BCBS with CVS is probably the worst combo imaginable.
Posted on 5/28/26 at 4:16 pm to chinhoyang
That's something that can be sorted with a phone call. Trust me. It's a pain in the butt but you gotta call BCBS. They want your business. I've had medicines just completely not covered. BCBS is top tier/top shelf.
Posted on 5/28/26 at 4:19 pm to Ingeniero
CVS/Walgreens does suck but BCBS is the best. In football terms, they're Alabama.
Posted on 5/28/26 at 4:21 pm to chinhoyang
All health insurance companies suck now that Hussain Bin Obama screwed everything up.
Posted on 5/28/26 at 4:49 pm to Ingeniero
quote:
BCBS with CVS is probably the worst combo imaginable.
Works flawlessly for me in Gonzales.
Posted on 5/28/26 at 5:31 pm to braves21
quote:
but BCBS is the best.
Your plan is only as good as your company is willing to spend.
Teachers tend to have the best plan. I know people at BCBS...they don't even get the best plans.
It's your employer that decides benefits, deductibles, etc...again, how much they're willing to pay.
Posted on 5/28/26 at 5:33 pm to Grievous Angel
Exactly. And then some groups pick who their PBM is as well, often because it is cheaper for them and more for the member
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