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re: Student Loan Repayment Help

Posted on 11/22/17 at 8:26 am to
Posted by SwampTrash
Member since May 2017
450 posts
Posted on 11/22/17 at 8:26 am to
quote:

half of my yearly salary


quote:

total is only like $6k


Congrats on the poverty.
Posted by couv1217
Baton Rouge, LA
Member since Sep 2007
3322 posts
Posted on 11/22/17 at 8:29 am to
quote:

Congrats on the poverty.



Congrats on the lack of sarcasm
Posted by CoachChappy
Member since May 2013
32509 posts
Posted on 11/22/17 at 8:34 am to
quote:

Teacher. If I did that, it would be half of my yearly salary haha

This must be for undergrad then. My masters payments were $230.
My advice is still to pay more than the minimum each month.
Posted by TigerGrad2011
Member since Aug 2016
1578 posts
Posted on 11/22/17 at 9:14 am to
Must be nice worrying about $48 or $68.
Posted by couv1217
Baton Rouge, LA
Member since Sep 2007
3322 posts
Posted on 11/22/17 at 9:25 am to
quote:

Must be nice worrying about $48 or $68.


My bad. I failed to realize I was complaining about the amount of money. I was complaining that I want the higher payment to payoff sooner rather than later
Posted by CaptainZappin
Acadiana
Member since Oct 2016
266 posts
Posted on 11/22/17 at 9:28 am to
Man F this thread, my student loan payment is more than my mortgage
Posted by NYCAuburn
TD Platinum Membership/SECr Sheriff
Member since Feb 2011
57002 posts
Posted on 11/22/17 at 9:28 am to
quote:

student loan and got 1 of 2 payed off recently. I was $68 a month. Once the first part of the consolidation was payed off,






I'd look into refunds first...
This post was edited on 11/22/17 at 9:30 am
Posted by agreenway6
SETX
Member since Aug 2017
819 posts
Posted on 11/22/17 at 9:40 am to
Aren't teachers eligible for student loan forgiveness?
Posted by el Gaucho
He/They
Member since Dec 2010
52912 posts
Posted on 11/22/17 at 9:41 am to
Start a gofundme so we can pay your loans off
Posted by olgoi khorkhoi
priapism survivor
Member since May 2011
14835 posts
Posted on 11/22/17 at 9:49 am to
quote:

They kept charging me $48


quote:

Thoughts? Opinions?


quote:

purposively


I didn't know purposively was a word until just now, so I'd say, whether $48 or $68/mo, it was worth every penny.
Posted by Quinn225
Member since May 2017
408 posts
Posted on 11/22/17 at 10:11 am to
Make sure they are applying the extra payments to principle.

LINK /
Posted by jwall3
Member since Jun 2008
3029 posts
Posted on 11/22/17 at 10:14 am to
After ten years of minimum payments, a teacher has the rest forgiven. Look into it and stop paying extra LOL
This post was edited on 11/22/17 at 10:15 am
Posted by Trout Bandit
Baton Rouge, LA
Member since Dec 2012
13214 posts
Posted on 11/22/17 at 10:27 am to
Just write a check and pay it off like an OT member would.
Posted by CubsFanBudMan
Member since Jul 2008
5060 posts
Posted on 11/22/17 at 10:31 am to
What is your interest rate?
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 11/22/17 at 11:06 am to
quote:

It is that simple and yes I'm that lazy


Well if they make it that easy then their evil plot to collect more interest isn't implemented very well.
Posted by schwartzy
New Orleans
Member since May 2014
9027 posts
Posted on 11/22/17 at 11:18 am to
Didn't you know that everyone on the OT is a rich baller? We're not familiar with loans.

However, I think you're right that they're trying to get every penny from you. The system is broken.
Posted by couv1217
Baton Rouge, LA
Member since Sep 2007
3322 posts
Posted on 11/22/17 at 5:15 pm to
quote:

After ten years of minimum payments, a teacher has the rest forgiven. Look into it and stop paying extra LOL



Looked into it. The parish I work in doesn't qualify for the forgiven because our schools don't fit the category that's needed. Needs to be low income area schools but bad performance scores and you have to teach there for a minimum of 5 years or so. I've taught in good public schools and high performing schools since I started so I don't qualify.
Posted by ellishughtiger
70118
Member since Jul 2004
21135 posts
Posted on 11/22/17 at 5:18 pm to
You should have gone to Plant Operator school and married some fat red head from Denham Springs instead.
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
63192 posts
Posted on 11/22/17 at 5:34 pm to
Did you apply for the Teacher Loan Forgiveness Program?

Are you not planning to apply for the Public Service Loan Forgiveness Program?

Posted by couv1217
Baton Rouge, LA
Member since Sep 2007
3322 posts
Posted on 11/22/17 at 5:37 pm to
quote:

Did you apply for the Teacher Loan Forgiveness Program?

Are you not planning to apply for the Public Service Loan Forgiveness Program?


Did both. I don't qualify because of the schools I have worked in.
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