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Message
Student Loan Repayment Help
Posted on 11/22/17 at 8:09 am
Posted on 11/22/17 at 8:09 am
Have been paying back a student loan and got 1 of 2 payed off recently. I was $68 a month. Once the first part of the consolidation was payed off, they lowered my payments to $48. I changed it online on 3 separate occasions back to the $68. They kept charging me $48. I called in and spoke with someone, they corrected it and it was suppose to be corrected for this month. It wasn't. I feel like they are purposively ignoring my request so that they can continue to collect on my interest. Thoughts? Opinions?
18
Posted on 11/22/17 at 8:11 am to couv1217
quote:
Thoughts? Opinions?
You can pay extra without having them change the set monthly payment.
Posted on 11/22/17 at 8:11 am to couv1217
No I won’t give you any money.
Posted on 11/22/17 at 8:11 am to couv1217
Most interest is paid at the beginning of the payments. Don't be a bitch, write a check for the balance.
Posted on 11/22/17 at 8:11 am to couv1217
I wish my SLoan payments were 68 bucks back in the day 
Posted on 11/22/17 at 8:12 am to GetCocky11
quote:
You can pay extra without having them change the set monthly payment.
I know. It's just a hassle to log in every month and put the extra $20 payment when they "offer" it as an option to have it set to a monthly payment
Posted on 11/22/17 at 8:12 am to couv1217
Can you set up payments through your bank?
Posted on 11/22/17 at 8:12 am to CaptainsWafer
quote:
Most interest is paid at the beginning of the payments. Don't be a bitch, write a check for the balance.
Teacher. If I did that, it would be half of my yearly salary haha
Posted on 11/22/17 at 8:13 am to couv1217
quote:
I know. It's just a hassle to log in every month and put the extra $20 payment when they "offer" it as an option to have it set to a monthly payment
What is your process like?
For me, it is as simple as clicking the check box next to "Pay Other Amount" and typing it in.
Posted on 11/22/17 at 8:14 am to GetCocky11
quote:
For me, it is as simple as clicking the check box next to "Pay Other Amount" and typing it in.
It is that simple and yes I'm that lazy haha. It's just aggravating that they give you an option to set your monthly direct debit but it doesn't work or they don't allow it to work.
Posted on 11/22/17 at 8:15 am to couv1217
You got student loans to become a teacher? Eesh
Posted on 11/22/17 at 8:15 am to TH03
quote:
You got student loans to become a teacher? Eesh
Isn't much. It was mainly for 2 classes getting my masters so total is only like $6k.
Posted on 11/22/17 at 8:17 am to couv1217
Thank god
That’s not bad at all.
Can you set up bill pay through your bank though? It’s how I pay almost everything.
That’s not bad at all.
Can you set up bill pay through your bank though? It’s how I pay almost everything.
This post was edited on 11/22/17 at 8:18 am
Posted on 11/22/17 at 8:19 am to TH03
quote:
Can you set up bill pay through your bank though? It’s how I pay almost everything.
Haven't tried. I'm going to look into it. Thanks
Posted on 11/22/17 at 8:20 am to couv1217
quote:
If I did that, it would be half of my yearly salary haha
If you are only charged $48 a month you probably owe like $5k. Damn you poor baw
Posted on 11/22/17 at 8:22 am to 13SaintTiger
quote:
If you are only charged $48 a month you probably owe like $5k. Damn you poor baw
Teacher.....so that should answer your question haha. Hey at least I get to coach and make a LARGE 4% of my salary to spend hours upon hours upon hours after school and many nights away from home haha. Not bitching because I love coaching kids and I know the OT's love of teachers haha.
Posted on 11/22/17 at 8:22 am to couv1217
quote:
Student Loan Repayment Help
Should've voted for Bernie, bro.
Posted on 11/22/17 at 8:23 am to couv1217
Pay the minimum. It will eventually all be forgiven. The only people that will be screwed are those that actually paid theirs off. The American way!
Posted on 11/22/17 at 8:23 am to couv1217
quote:
spend hours upon hours upon hours after school and many nights away from home haha
Your wife's pussy feels great
Posted on 11/22/17 at 8:24 am to couv1217
Probably incompetence more so than a plot to charge more interest, but frustrating nonetheless.
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