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re: Should we rebuild in LP and AP?

Posted on 8/18/16 at 3:15 pm to
Posted by SippyCup
Gulf Coast
Member since Sep 2008
7082 posts
Posted on 8/18/16 at 3:15 pm to
quote:

Are we to look at every region in the state, and the country, and plan for what if 30" of rain falls in 48 hours here?


Hell, some areas of the country couldn't handle 10" much less 30". I keep hammering away to no avail, but this can happen anywhere, not just "sinking" Louisiana.

quote:

shite happens. Every now and then Mother Nature lets us know she's still the boss and there isn't a god damn thing we can do to stop her from fricking with us.


This post was edited on 8/18/16 at 3:17 pm
Posted by BRgetthenet
Member since Oct 2011
118270 posts
Posted on 8/18/16 at 3:16 pm to
Yeah. Parts of St. Tammany are that way now.
Posted by Cowboyfan89
Member since Sep 2015
13055 posts
Posted on 8/18/16 at 3:27 pm to
So did everyone that lived in the floodzones in LP and AP have federal flood insurance? Did they not say that those living within the floodzone who did not carry insurance would be ineligible for the FEMA disaster assistance? If there will no longer be federal flood insurance, does FEMA serve a purpose in these situations? Why provide federal disaster assistance? Isn't the entire state of Louisiana technically considered a "Flood Zone" by FEMA, with varying degrees of flood risk?

Seems like a broad brush that you are painting with.

Serious question: how many flood insurance companies in Louisiana are private, with no federal dollars involved, and how do the costs compare to the federal flood insurance? I have never owned a home, nor have I lived in a high risk flood zone, so I honestly don't know.
Posted by TigerstuckinMS
Member since Nov 2005
33687 posts
Posted on 8/18/16 at 3:33 pm to
quote:

Serious question: how many flood insurance companies in Louisiana are private, with no federal dollars involved, and how do the costs compare to the federal flood insurance?


I'm pretty sure there are precisely zero private companies that offer flood insurance. No insurers are willing to cover the risk associated with floods and that's why the NFIP exists. My understanding is that the individual insurance companies provide and are paid for the manpower to service the program (agents, adjusters, etc.) but the actual underwriting is done by the U.S. Government.

EDIT: See below before responding. I'm wrong.
This post was edited on 8/18/16 at 3:40 pm
Posted by Chad504boy
4 posts
Member since Feb 2005
179859 posts
Posted on 8/18/16 at 3:35 pm to
quote:



I'm pretty sure there are precisely zero private companies that offer flood insurance.


not true.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
72734 posts
Posted on 8/18/16 at 3:36 pm to
My flood insurance is with an LLC
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
72734 posts
Posted on 8/18/16 at 3:37 pm to
What was?

The Mississippi drains like 60% of the lower 48. You could drop all of bluff swamp, bayou manchac, and the Amite River into in and nobody would notice this time of year.
Posted by TigerstuckinMS
Member since Nov 2005
33687 posts
Posted on 8/18/16 at 3:38 pm to
quote:

not true.


I stand corrected. There are private insurers, but there don't appear to be a whole lot.
Posted by BRgetthenet
Member since Oct 2011
118270 posts
Posted on 8/18/16 at 3:40 pm to
Can I get a hug and a kiss?
Posted by slackster
Houston
Member since Mar 2009
91871 posts
Posted on 8/18/16 at 3:41 pm to
quote:

Find me a place where there is no 0.1 percent chance of a flood.




As I said earlier, the .1% chance is determined off of an incomplete database. The written records don't go back far enough for this to be determined with any significant accuracy. This level of rainfall could be much more common than meteorologists have previously predicted. They're doing their best with what they have, but it is plausible that they're wrong.
Posted by Chad504boy
4 posts
Member since Feb 2005
179859 posts
Posted on 8/18/16 at 3:43 pm to
i don't understand it a whole lot but on some flood renewals, they were beginning to offer alternative private insurance flood quotes to consumers before their fema renewals went out. they could opt for which ever one preferred.
Posted by Chad504boy
4 posts
Member since Feb 2005
179859 posts
Posted on 8/18/16 at 3:44 pm to
i think we should see other people for a while.
Posted by Nado Jenkins83
Land of the Free
Member since Nov 2012
66462 posts
Posted on 8/18/16 at 3:47 pm to
quote:





As I said earlier, the .1% chance is determined off of an incomplete database. The written records don't go back far enough for this to be determined with any significant accuracy. This level of rainfall could be much more common than meteorologists have previously predicted. They're doing their best with what they have, but it is plausible that they're wrong.


exactly we could get 50 inches in 2 days next week.

its not impossible.
Posted by MBclass83
Member since Oct 2010
10384 posts
Posted on 8/18/16 at 3:47 pm to
I think it's a good question. Kind of reminds me of that song "Pissing in the wind".
If it were me, I wouldn't rebuild there. There's a whole big beautiful USA out there in which to live. I don't have family here though.
Posted by slackster
Houston
Member since Mar 2009
91871 posts
Posted on 8/18/16 at 3:59 pm to
quote:

You do realize it was something like 5 or 6 times the daily output of the Mississippi right.


That fell over the entire region, sure, but what needed to be handled by the Amite was a relative drop in the bucket compared to what flows through the Mississippi River.

Peak flow through the Amite @ Denham Springs was roughly 150kcf/s, approximately 25% of the flow of the Mississippi River @ Baton Rouge at the same time.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
72734 posts
Posted on 8/18/16 at 4:03 pm to
And the Mississippi is low right now.

You could have put all of the Amite, bayou manchac, bluff swamp, and whatever else you wanted to from SELA into the Mississippi and New Orleans would have to look at a gauge to even know it happened.
Posted by Chad504boy
4 posts
Member since Feb 2005
179859 posts
Posted on 8/18/16 at 4:04 pm to
we need jet propulsion systems down the amite to push the fricking water faster.
Posted by slackster
Houston
Member since Mar 2009
91871 posts
Posted on 8/18/16 at 4:04 pm to
quote:

exactly we could get 50 inches in 2 days next week. its not impossible.


What gets me is that people easily dismiss climate change saying we haven't been here long enough to know one way or the other, and I've got no issue with that, yet they take the .1% chance stuff as gospel. It is the same concept.
Posted by slackster
Houston
Member since Mar 2009
91871 posts
Posted on 8/18/16 at 4:05 pm to
quote:

we need jet propulsion systems down the amite to push the fricking water faster.


This is the kind of plausible, cost-effective idea for which the OT is famous. Good thinking Chad.

Posted by Nado Jenkins83
Land of the Free
Member since Nov 2012
66462 posts
Posted on 8/18/16 at 4:06 pm to
quote:

What gets me is that people easily dismiss climate change saying we haven't been here long enough to know one way or the other, and I've got no issue with that, yet they take the .1% chance stuff as gospel. It is the same concept.




its all an unknown IMO. we may never see rain like that again.

or it could become the norm.

there is also a .1% chance of me banging emily radikowski.

I am clinging to that 0.1%
This post was edited on 8/18/16 at 4:08 pm
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