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Started By
Message
Should I make an insurance claim?
Posted on 2/2/19 at 2:32 pm
Posted on 2/2/19 at 2:32 pm
I hit a deer in my '16 Suburban. Zip tied everything back together, drives fine, but there is bumper/light/sensor damage, and now the a/c has gone hot. Should I make a claim and get it fixed, pay out of pocket, or just trade it in? I think it would be about a $2k fix, but who knows, probably could get to $5k pretty easily too. I just really don't want to make a claim, but i guess what is the point of having the coverage if you are never going to use it. TIA.
$1k deductible with Allstate
$1k deductible with Allstate
20
Posted on 2/2/19 at 2:33 pm to Kingpenm3
Comp claim. Frickin A right file that.
Posted on 2/2/19 at 2:33 pm to Kingpenm3
Just file the claim. It will be less of a headache.
Posted on 2/2/19 at 2:33 pm to Kingpenm3
It's a comp claim. Yeah
Posted on 2/2/19 at 2:35 pm to Kingpenm3
Go see my cousin Louie.
Posted on 2/2/19 at 2:36 pm to Kingpenm3
You people using your insurance is the reason our rates are so high
Posted on 2/2/19 at 2:36 pm to Kingpenm3
Do you have a friend that has a dad with a set of tools?
Posted on 2/2/19 at 2:44 pm to Kingpenm3
file the claim. take the money. don't fix it. trade it in for a tax return season deal.
Posted on 2/2/19 at 2:46 pm to Kingpenm3
quote:
hit a deer in my '16 Suburban
Deer season is over poacher
Posted on 2/2/19 at 2:52 pm to el Gaucho
quote:Wrong sweetheart. Uninsured drivers, your bad credit and insurance score are why it's so high
You people using your insurance is the reason our rates are so high
Posted on 2/2/19 at 2:53 pm to Henry Jones Jr
quote:
Henry Jones Jr
You've been here long enough to not fall for his schtick.
Posted on 2/2/19 at 2:53 pm to Kingpenm3
If it’s a deer you hit them that’s comprehensive. No fault.
Unless you have shitty insurance.
ETA: just realized you’re with Allstate. Yes, you definitely have shitty insurance.
Unless you have shitty insurance.
ETA: just realized you’re with Allstate. Yes, you definitely have shitty insurance.
This post was edited on 2/2/19 at 2:55 pm
Posted on 2/2/19 at 2:55 pm to CaptainsWafer
quote:
Comp claim.
LOL, no. He was driving and hit something. Def a collision
Posted on 2/2/19 at 3:10 pm to Kingpenm3
Do a claim
Posted on 2/2/19 at 3:12 pm to Kingpenm3
My wife ran over a deer and F'ed her Camry up.
Insurance paid and didn't put it on her driving record, it's an act of nature no fault claim.
Or sumesuch
Insurance paid and didn't put it on her driving record, it's an act of nature no fault claim.
Or sumesuch
Posted on 2/2/19 at 3:16 pm to Kingpenm3
I think you need to sue the State for damages. The State makes citizens buy a license to hunt and kill deer; so they seem to believe that they have some sort of ownership or custodial duty to the deer. As such, IMHO they have taken responsibility of the deer and should be held accountable for any and all damages incurred by the deer.
If you hit the deer out of season or did not have a big game hunting license they may come back on your for killing the deer out of season or without a proper license.
File the claim and let your insurance sort it out.
If you hit the deer out of season or did not have a big game hunting license they may come back on your for killing the deer out of season or without a proper license.
File the claim and let your insurance sort it out.
Posted on 2/2/19 at 3:16 pm to GeeOH
quote:
LOL, no. He was driving and hit something. Def a collision
"Comprehensive coverage on your car insurance policy typically covers deer accidents"
Allstate
"if you swerve to avoid hitting a deer and crash into another object or vehicle, you would need collision coverage to help repair damage to your car"
Posted on 2/2/19 at 3:17 pm to The Torch
quote:
My wife ran over a deer and F'ed her Camry up.
My wife has a camry brag.
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