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Started By
Message
re: Screw ever buying a new vehicle again
Posted on 4/14/18 at 7:14 pm to PhiTiger1764
Posted on 4/14/18 at 7:14 pm to PhiTiger1764
quote:
$18.5k/year into your 401k
If that’s all you’re putting away for retirement a year then you going to be working a long time
3
Posted on 4/14/18 at 7:14 pm to redstick13
Dude got on here so happy and he paid $52k and some change. Yeesh.
Posted on 4/14/18 at 7:15 pm to tgrbaitn08
We’re all gonna work til we’re dead. Don’t kid yourself.
Posted on 4/14/18 at 7:21 pm to TDcline
The price of most vehicles now is absurd.
Posted on 4/14/18 at 7:27 pm to tgrbaitn08
quote:
If that’s all you’re putting away for retirement a year then you going to be working a long time
Huh? There is a bit more to it then just how much you put away
Like, how much debt you have, how much you want to live off of etc
Posted on 4/14/18 at 7:29 pm to HempHead
quote:
Gone are the days of a 17k Ranger with manual windows and no bells and whistles - consumers don't want it.
My dad got a Silverado for 19,990, literally zero frills though.
Posted on 4/14/18 at 7:30 pm to the LSUSaint
quote:
She dragged the shot out till 2 days before we were to induce and she called me from Toyota and said "frick it, I'm buying new, and dont say shite"
That would have gotten her close to a divorce in my mind. Zero way you do something like that on the fly without the other partner being involved. I don't care how preggo you are, that's absurd.
Posted on 4/14/18 at 7:31 pm to Jcorye1
quote:
My dad got a Silverado for 19,990, literally zero frills though.
I bought a 2017 XLT screw last year for about 28k. It had 5k on it and was the sales manager's take home vehicle for 6 months. They sold it as a used vehicle due to the mileage.
Posted on 4/14/18 at 7:32 pm to TDcline
quote:
consumers who are dumb enough to pay it.
This is the problem. And it isn't just with vehicles. House prices is the one that gets me. I understand high prices in really nice areas, but I am talking about cookie cutter homes in newly developed neighborhoods in which the contractors build them as cheap as possible, barely meeting code and people paying $275k-$300k for it..
It isn't my business at all, but there are people, who I see getting new vehicles (the latest and greatest) every 4 or 5 years who have jobs that pay average salaries. Anyway, I guess debt is the American way.
Posted on 4/14/18 at 7:33 pm to HailToTheChiz
For the record. He is saying if you put away 18.5k for 30 years at 6% return annualized, for a 1.5M lump sum. That’s with no employer match. Consider a 4% withdrawal rate, $60,000 for 30 years income outside social security.
I conclude tgrbait08 is an idiot.
I conclude tgrbait08 is an idiot.
This post was edited on 4/14/18 at 7:34 pm
Posted on 4/14/18 at 7:34 pm to BRgetthenet
We’re all gonna work til we’re dead. Don’t kid yourself
———
I’m starting to believe that. Just to pay the medical bills you will have to.
———
I’m starting to believe that. Just to pay the medical bills you will have to.
Posted on 4/14/18 at 7:34 pm to TDcline
quote:
Screw a $650 payment for 7 years. End semi-rant. Yea I’m trashy.
I don’t think that’s trashy. That’s just theft.
Posted on 4/14/18 at 7:36 pm to OweO
quote:
It isn't my business at all, but there are people, who I see getting new vehicles (the latest and greatest) every 4 or 5 years who have jobs that pay average salaries. Anyway, I guess debt is the American way.
Just look at the debt statistics. I felt terrible when I had my credit card issues in my 20's thinking ~2k was a ton of money to have debt on but I know multiple people 20k plus in credit card debt.
It's insane.
Posted on 4/14/18 at 7:36 pm to YoungManOldMan
quote:
I conclude tgrbait08 is an idiot.
Maybe so but what makes you say that?
Posted on 4/14/18 at 7:39 pm to BRgetthenet
quote:
We’re all gonna work til we’re dead. Don’t kid yourself.
Most people can't retire early due to health insurance. My dad was lucky. He retired at 56 but his company allowed people with 25+ years to stay on their group health until 65. Not many have that option.
Posted on 4/14/18 at 7:40 pm to redstick13
quote:
When I got transferred to Houston this year I paid cash for a 2015 Corolla with 35k miles on it
I didn’t think little bitty short people were allowed on the OT
Posted on 4/14/18 at 7:42 pm to SabiDojo
quote:
Y'all remember that dude who paid over $50k for a Ford Explorer? fuuuuuuuuuck that
And he bragged about the great deal he got. Wasn’t even a troll.
Posted on 4/14/18 at 7:43 pm to Jcorye1
quote:
20k plus in credit card debt.
Yikes
Posted on 4/14/18 at 7:46 pm to HailToTheChiz
quote:
Huh? There is a bit more to it then just how much you put away
I realize that but that’s not what the post that I was responding to said.
FTR, I don’t have 401k, my wife does and she contributes 15% with a 15% employer match. She’s doing quite well.
I contrinute to SEP, Roth’s and IRA’s that are doing just fine.
I may be an idiot but I’m not dumb
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