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re: Required for minor to give statement to auto insurance adjuster?
Posted on 6/15/22 at 8:42 pm to Sheepdog1833
Posted on 6/15/22 at 8:42 pm to Sheepdog1833
Lotta misinformation in this thread.
Like, a lot.
The adjuster HAS to speak to each party. It’s standard operating procedure.
You can have the adjuster on speaker, be in the room with your son, and answer accordingly.
Or, you can file through your insurance.
Call your agent for help on this as well.
Like, a lot.
The adjuster HAS to speak to each party. It’s standard operating procedure.
You can have the adjuster on speaker, be in the room with your son, and answer accordingly.
Or, you can file through your insurance.
Call your agent for help on this as well.
4
Posted on 6/15/22 at 8:44 pm to BamaCoaster
quote:
Lotta misinformation in this thread. Like, a lot.
The adjuster HAS to speak to each party. It’s standard operating procedure.
Posted on 6/15/22 at 8:50 pm to Sheepdog1833
Police report does not speak for itself as other driver may dispute what officer claims he said. Insurance company just needs to get both sides of the story. you can submit in writing or caution him about choice of words, like other poster said.
Posted on 6/15/22 at 8:53 pm to BamaCoaster
The adjuster has to try and speak with each party.
As an insured you have a duty to cooperate in the investigation of your own company. With someone else’s insurance you do not owe them anything. It’s up to the individual, or in this case the parent, to decide if they want to provide any info to the other insurance company.
As an insured you have a duty to cooperate in the investigation of your own company. With someone else’s insurance you do not owe them anything. It’s up to the individual, or in this case the parent, to decide if they want to provide any info to the other insurance company.
This post was edited on 6/15/22 at 8:57 pm
Posted on 6/15/22 at 8:57 pm to BamaCoaster
Write down a statement to read. End of story. Kid can read right?
Posted on 6/15/22 at 9:01 pm to Sheepdog1833
Body shops here are a few months wait anyway. No rush
Posted on 6/15/22 at 9:01 pm to thatdude
quote:
Police report does not speak for itself as other driver may dispute what officer claims he said. Insurance company just needs to get both sides of the story. y
Wait for the report to come out. If it comes out saying what your son says, no need to state shite. If the other driver “disputes what the officer claims” let them try to sell that. Actually, pray they do try it.
Posted on 6/15/22 at 9:03 pm to Sheepdog1833
Either way, bend over and apply lubricant. Your premium on minor fitna eat.. was prolly high AF already.
Posted on 6/15/22 at 9:06 pm to JDPndahizzy
Time to Get Gordon
Posted on 6/15/22 at 9:07 pm to Sheepdog1833
Well, now that the other driver has admitted fault. Remind them that the process needs to be speedy and that your son's BACK AND NECK HAVE BEEN HURTING REALLY BAD. He can't even turn his head.
Remind them that your son is going to have to seek medical treatment and you may need legal counsel.
Watch how fast they forget about talking to your son.
He is just hoping to trip up your son. Take some of the liabilty off of his comapny.
Remind them that your son is going to have to seek medical treatment and you may need legal counsel.
Watch how fast they forget about talking to your son.
He is just hoping to trip up your son. Take some of the liabilty off of his comapny.
Posted on 6/15/22 at 9:39 pm to CaptainsWafer
Ok he doesn’t HAVE to give one but if the OP wants this ti go as smoothly as possible, he should. He just needs to know what to say and not to say.
Posted on 6/15/22 at 9:45 pm to Sheepdog1833
If it is your insurance company, yes. Otherwise, it could be deemed a failure to cooperate and you coverage may be voided.
If it's the other guy's (which you said was the case), there's no requirement. It will slow things down, however.
If it's the other guy's (which you said was the case), there's no requirement. It will slow things down, however.
Posted on 6/16/22 at 6:08 am to Sheepdog1833
So let me ask this,
If I talk directly to my insurance company and it’s deemed 100% the other driver’s fault, does my insurance go up anyway?
If I talk directly to my insurance company and it’s deemed 100% the other driver’s fault, does my insurance go up anyway?
Posted on 6/16/22 at 6:10 am to Sheepdog1833
quote:
If I talk directly to my insurance company and it’s deemed 100% the other driver’s fault, does my insurance go up anyway
If it is truly a no fault accident on your part, it should not cause your premium to increase.
Posted on 6/16/22 at 6:11 am to Sheepdog1833
No it should not.
If the other driver is 100% at fault your insurers investigation, anything they pay for your damages, they will try and collect 100% back from the other company. Including your deductible.
The companies do not have to agree, but yours is the only one who matters to you and your pocket book.
Double check with your agent.
If the other driver is 100% at fault your insurers investigation, anything they pay for your damages, they will try and collect 100% back from the other company. Including your deductible.
The companies do not have to agree, but yours is the only one who matters to you and your pocket book.
Double check with your agent.
Posted on 6/16/22 at 6:58 am to CaptainsWafer
Trust me, if your son's wrist begins "hurting" this will all end really quickly.
Posted on 6/16/22 at 7:31 am to Chromdome35
I’d hate to work in an industry so cut throat.
Posted on 6/16/22 at 7:34 am to Gorilla Ball
Get the DD difference.
Posted on 6/16/22 at 7:35 am to Sheepdog1833
Years ago I hit a lady in the rain near an exit ramp. It was my fault, I’d like to think State Farm or maybe Zurich (I think I was in my company car) didn’t try to manipulate the situation by talking to the lady I hit.
I felt pretty bad it was in the rain. Cop arrived taking statements etc in the rain- I was pretty disgusted with my self.
I felt pretty bad it was in the rain. Cop arrived taking statements etc in the rain- I was pretty disgusted with my self.
Posted on 6/16/22 at 7:39 am to Sheepdog1833
You have no obligation to give a statement to the other person's carrier. Your son already gave a statement to the police that should be included in the police report narrative which they have. The only reason they are seeking a statement is 1) Their insured is disputing the police report or 2) they are going to try to hope that your son makes an inconsistent statement from what he told the police.
You have a duty to cooperate with your own carrier, not a third-party.
What kind of claim are you making against the other carrier?
You have a duty to cooperate with your own carrier, not a third-party.
What kind of claim are you making against the other carrier?
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