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re: Reddit shows that not knowing math means America sucks
Posted on 5/1/26 at 3:07 pm to StringedInstruments
Posted on 5/1/26 at 3:07 pm to StringedInstruments
In some sense, complaints like this ring hollow to me. My college education was very inexpensive because I got an academic scholarship and worked as a coop student. I changed my major and needed to cover a couple of extra semesters. I started down the whole student loan road, but I found the paperwork very frustrating so I just used a credit card which I paid off right after I graduated.
In another sense, though, I can relate. The guidance counselors at my private high school were very motivated to get me into the most prestigious-sounding college they could. They didn't really care how complex and burdensome the "financial aid package" necessary would be.
I did care, though. I wanted a simpler life, and I wanted frick all to do with banks, so I focused on public schools in Louisiana and Mississippi. A lot of graduating seniors don't take this path, and it's their fault, but we need to guide them away from this "ZOMG I got into Vanderbilt!" mentality that equates going to a prestigious school with success.
Also, I actually learned how to do my job in college. My workday managing software developers very much resembles what I did all day as a student in college. It is strange to me that other people aren't like this.
In another sense, though, I can relate. The guidance counselors at my private high school were very motivated to get me into the most prestigious-sounding college they could. They didn't really care how complex and burdensome the "financial aid package" necessary would be.
I did care, though. I wanted a simpler life, and I wanted frick all to do with banks, so I focused on public schools in Louisiana and Mississippi. A lot of graduating seniors don't take this path, and it's their fault, but we need to guide them away from this "ZOMG I got into Vanderbilt!" mentality that equates going to a prestigious school with success.
Also, I actually learned how to do my job in college. My workday managing software developers very much resembles what I did all day as a student in college. It is strange to me that other people aren't like this.
0
Posted on 5/1/26 at 3:13 pm to Klark Kent
quote:
Reddit is a Marxist cesspool
There are a handful of good subs.
r/thepast is fun.
Posted on 5/1/26 at 3:21 pm to StringedInstruments
What kind of car is she driving? I'm sure it cost at least 20k and has to be paid off in about 6 years. I bet she pays it like clockwork because it'll get repo'd if not.
Posted on 5/1/26 at 3:31 pm to StringedInstruments
Of course a communist will expect someone else to pay for their shite.
Posted on 5/1/26 at 3:31 pm to StringedInstruments
quote:
In 2006, student loan interest rates were around 6%-9%. With a $20,000 loan, minimum payments would be around $166.
$30,000/15/12=$166.67. Looks like she was paying the minimum
Posted on 5/1/26 at 6:39 pm to wadewilson
I wish we'd get rid of any and all government student loans to non-STEM fields. We don't need any more Human Resources or Music History majors.
Posted on 5/1/26 at 6:41 pm to SUB
NawlinsTiger bought stock in reddit
Posted on 5/1/26 at 6:55 pm to StringedInstruments
These people pay $4.50 a month and think that’s gonna do anything to the balance
Posted on 5/1/26 at 8:13 pm to StringedInstruments
Everyone on reddit has a disability so they love a sob story....of course redditors consider anxiety a disability. Autism is as good a reason as any for all them to quit life and expect everything to be handed to them.
Posted on 5/1/26 at 8:15 pm to Bestbank Tiger
completely agree. to your point tho, the only way to avoid politics on Reddit is to find a apolitical subreddit topic and then and only then do you have about 50/50 shot of every other comment being the latest Leftist talking point.
Posted on 5/1/26 at 9:35 pm to SoFla Tideroller
If that's the case, end all government-backed student loans, period.
Let private America pay to train the employees that they need.
My point is that universities should have some responsibility in how they train and educate students.
Let private America pay to train the employees that they need.
My point is that universities should have some responsibility in how they train and educate students.
Posted on 5/1/26 at 9:42 pm to StringedInstruments
Pay your debts!
Something inside my belly turns into broken glass if I owe anyone anything. Hate it.
Depending on how that degree turned into pay, at those interest rates, that thing gets paid off in 2 years max.
Bet she did not give up her Frappuccino’s and Lululemon shopping for an iota. Instead, shite on her personal responsibility and debtors.
Character is not taught at university. Evidently, it should be.
Something inside my belly turns into broken glass if I owe anyone anything. Hate it.
Depending on how that degree turned into pay, at those interest rates, that thing gets paid off in 2 years max.
Bet she did not give up her Frappuccino’s and Lululemon shopping for an iota. Instead, shite on her personal responsibility and debtors.
Character is not taught at university. Evidently, it should be.
Posted on 5/1/26 at 9:43 pm to wadewilson
quote:
end all government-backed student loans, period.
This is what should happen. Gets rid of 22-year-olds starting their adult lives tens of thousands of dollars in debt, and will also force universities to adjust tuition instead of gouging people because they know they'll get it.
Posted on 5/1/26 at 9:44 pm to wadewilson
quote:
If that's the case, end all government-backed student loans, period.
Deal
Posted on 5/1/26 at 10:01 pm to lsuconnman
quote:
Numbers don’t make sense. In 2006 a ten year loan was the standard length, and interest was between 2-5% from 2002-05 until 2006 when they revamped the system to 6.8 fixed.
By no means am I an expert on student loans but I do know in 2005 I was able consolidate mine to a 20 year term.
Posted on 5/1/26 at 10:09 pm to MSMHater
quote:
THIS is why the system sucks, despite her shitty math. For an education. One we were told, at the time, was an imperative to any success later in life.
And we fell for it
Look up how much money these professors and admiistrators are making. It's public information.
Posted on 5/1/26 at 10:30 pm to StringedInstruments
quote:
predatory student loans
This is one of the dumbest cliche statements that keeps getting repeated to ad nauseam. There is nothing predatory about student loans. If you aren't smart enough to calculate payments and determine whether or not there is an ROI on your major then perhaps you shouldn't be going to college in the first place.
Either way people need to start "owning" their poor choices in life and quit blaming everyone but themselves for their poor choices.
Here's a newsflash every generation has had it hard, but most figured out how to make the best of it and find success.
You weren't "lied to" you just lacked the critical thinking skills to realize you were following bad advice. We've all been there.
It's not the failures in life that will define you, but instead it's how you react to those failures.
I stumbled upon Mike Leach's Rich Kid Poor Kid lesson the other day couldn't help but think of all of the self loathers on the OT. Hopefully, some on here will read and embrace it.
quote:
Mike Leach often shared a "Rich Kid, Poor Kid" lesson during training camp, emphasizing ownership over circumstances. He told his team that rich kids can waste advantages (soft/entitled) or build on them, while poor kids can drown in excuses or outwork everyone. Leach stressed that greatness comes from feeding the right mindset.
Key elements of this lesson and Leach's philosophy include:
Ownership vs. Victimhood: He taught that both types of players, regardless of background, must choose whether to create excuses or own their actions.
Compound Opportunities: The "rich kid" lesson focuses on taking resources and compounding them, rather than becoming soft.
Outwork Everyone: The "poor kid" lesson emphasizes that, rather than blaming the world, one should outwork everyone in the room to succeed.
Individual Mindset: This philosophy aligned with his belief in individual responsibility, often framed as owning your circumstances and choices.
End of rant which was not intended to be directed at Stingedinstruments but the OT as a whole.
This post was edited on 5/1/26 at 10:57 pm
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