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re: Poll: Six-figure earners feel they’re in ‘survival mode’

Posted on 11/18/25 at 9:55 am to
Posted by thegreatboudini
Member since Oct 2008
7075 posts
Posted on 11/18/25 at 9:55 am to
quote:

Create me a grocery list that will feed my family for 2 weeks for 300 dollars.


$300 for 2 weeks?

I wish. We average out to $300 per week between a monthly Costco run and a weekly HEB run.
Posted by danilo
Member since Nov 2008
24644 posts
Posted on 11/18/25 at 9:57 am to
I’ll go out on a limb and say people making $100k shouldn’t have kids, $1k of vehicle notes, or $250 of subscriptions.
This post was edited on 11/18/25 at 9:58 am
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
135062 posts
Posted on 11/18/25 at 9:58 am to
Its their spending, not their income, but costs are stupid.
Posted by Carson123987
Middle Court at the Rec
Member since Jul 2011
67762 posts
Posted on 11/18/25 at 10:01 am to
Because $200k is the new $100k
Posted by LNCHBOX
70448
Member since Jun 2009
88547 posts
Posted on 11/18/25 at 10:04 am to
quote:


I’ll go out on a limb and say people making $100k shouldn’t have kids


Are you aware what the average income in this country is?
Posted by Dire Wolf
bawcomville
Member since Sep 2008
39758 posts
Posted on 11/18/25 at 10:05 am to
quote:


I’ll go out on a limb and say people making $100k shouldn’t have kids


at least in this world social security crash a lot faster
Posted by bayoudude
Member since Dec 2007
25821 posts
Posted on 11/18/25 at 10:05 am to
quote:

Because $200k is the new $100k


Most definitely agree with this. Wife and I when we were starting out in the early 2000’s had a combined income just above 100k and we comfortably afforded a house note along with two car notes while saving money. Fast forward to today and we make maybe 20% more but with three kids we barely save. Hell it costs damn bear $1000 a month to live in a home I own outright between property taxes and insurance. We would need to be making $200-225k to live like we did 20 years ago on $100-110k
Posted by danilo
Member since Nov 2008
24644 posts
Posted on 11/18/25 at 10:06 am to
quote:

Are you aware what the average income in this country is?

There is regional aspect of course. Are you also aware the avg American is a broke dick moron who can’t afford an unexpected $1k bill
This post was edited on 11/18/25 at 10:10 am
Posted by WigSplitta22
The Bottom
Member since Apr 2014
2280 posts
Posted on 11/18/25 at 10:08 am to
quote:

Do it. Put together a grocery list that isn't beans and rice for a family of 5 for 2 full weeks, 300 dollars.

Everyone wants to point the finger in these threads but is far from realistic. So feed a family of 5 for 300 for 2 weeks. Then do it repeatedly.




I don't need to because i already do it. I have a family of 5. I guess the next question is where do you buy your groceries? $300 at Walmart gets you plenty
Posted by CapitalTiger
Baton Rouge, LA
Member since Sep 2019
233 posts
Posted on 11/18/25 at 10:10 am to
quote:

Hell i could make a potato soup, chili, gumbo, jambalaya etc that would last 3 days or more for $20 each


We're a family of 6 and actually make a chili relatively often. The recipe we use "serves 6" but can usually stretch it to 3 meals when doubling since we're feeding kiddos:

All priced on Walmart pickup order this morning:


2lbs 80/20 Ground Beef - $13.72
2 yellow onions - $1.40
4 bell peppers - $5.92
2 cans great value diced tomatoes - $1.94
2 sweet potatoes - $1.44
1 48oz carton great value beef broth - $1.98

$27.72 after tax not including any spices

And we get by on this because our kids aren't older and eating larger portions. You're up to $41.58 for 3 meals of a chili when our kids become pre-teen & teen ages.
This post was edited on 11/18/25 at 10:12 am
Posted by LNCHBOX
70448
Member since Jun 2009
88547 posts
Posted on 11/18/25 at 10:11 am to
quote:

There is regional aspect of course. Are you also aware the avg American is a broke dick moron who can’t afford an unexpected $1k bill


That has frick all to do with how absolutely ridiculous your comment was.
Posted by wm72
Brooklyn
Member since Mar 2010
9000 posts
Posted on 11/18/25 at 10:13 am to
quote:

Would most folks really be better off moving from NYC to Brewton Alabama with slightly cheaper living expenses in that exploding Brewton job market with stellar wages and benefits?


quote:


This has been the case since industrialization began in the U.S. It is nothing new. What is new is that net migration has reversed from a 200 year trend of rural to urban, most of it domestic. Only international migration continues to have a higher rate in urban areas. This puts the "jobs" theory into question.


What is relatively new is that Brewton, Alabama had a large paper mill, a textile mill, a lumber mill and a large brick factory among other smaller factories until the 1990s.

Now there's just the paper mill left and it's cut back workforce by 33% and benefits by even more.

Most of that money saved on manufacturing jobs now circulates in NYC and other big cities instead of those local economies. That means a ton more work for everyone from tradespeople to shop and restaurant owners where the money is being redirected.


Furthermore, the lack of good jobs with good wages has meant the main "migration" into Brewton Alabama is still more Mexicans and Guatemalans but without the professionals and people with some capital and energy to start small businesses that you see in NYC.




This post was edited on 11/18/25 at 11:36 am
Posted by danilo
Member since Nov 2008
24644 posts
Posted on 11/18/25 at 10:13 am to
quote:

That has frick all to do with how absolutely ridiculous your comment was.

If you can’t feed em don’t breed em
Posted by bayoudude
Member since Dec 2007
25821 posts
Posted on 11/18/25 at 10:13 am to
Yeah you are doing well if you can cook dinner for under $5 a portion these days. Feeding a family of five with three teenagers I need to cook 10-15 servings at every meal if I want leftovers.
Posted by Poker_hog
Member since Mar 2019
3396 posts
Posted on 11/18/25 at 10:13 am to
quote:

The “six figures” metric has outlived its usefulness by at least a decade. They need to recalibrate.


Same with net worth of a million. Not long ago being a millionaire meant you were rich, not so much anymore.
Posted by Ingeniero
Baton Rouge
Member since Dec 2013
21687 posts
Posted on 11/18/25 at 10:20 am to
quote:

All priced on Walmart pickup order this morning:


2lbs 80/20 Ground Beef - $13.72
2 yellow onions - $1.40
4 bell peppers - $5.92
2 cans great value diced tomatoes - $1.94
2 sweet potatoes - $1.44
1 48oz carton great value beef broth - $1.98

$27.72 after tax not including any spices

And we get by on this because our kids aren't older and eating larger portions. You're up to $41.58 for 3 meals of a chili when our kids become pre-teen & teen ages.


You have to average $1.42 per person, per meal to meet WigSplitta's "$300 per 2 weeks grocery" benchmark.

150 per week, that's 21 meals.
$150/21 = $7.14 per meal
$7.14/5 people = $1.42 per person per meal

Let's look at your bulk chili

$41.58 / (6 people * 3 nights) = $2.31 per meal

Even if you multiply it by (5/6) to get the cost for a family of 5, that's $1.93 per person per meal, or 35% higher than the $1.42 it takes to stay under $300. And this is a bulk meal cooked with Walmart ingredients, without spices, with the intention of it lasting 3 days and no one getting second servings.
Posted by BoogaBear
Member since Jul 2013
6931 posts
Posted on 11/18/25 at 10:24 am to
quote:

don't need to because i already do it. I have a family of 5. I guess the next question is where do you buy your groceries? $300 at Walmart gets you plenty


Because you can't do it reasonably, unless you're eating rice beans and ramen every meal.

You used some bullshite numbers and have no idea what you actually spend at the grocery because your wife does the shopping.

You even said ground meat and chicken are cheap as hell, when's the last time you set foot in a grocery store? Ground meat is damn near the same price per pound that steak was in 2019.
Posted by ks_nola
Bozeman
Member since Sep 2015
721 posts
Posted on 11/18/25 at 10:25 am to
I think this estimate for take home is $750 too high unless the 401k is maybe 3%. It’s basically break even for the expenses you list.
Posted by slidingstop
Member since Jan 2025
1629 posts
Posted on 11/18/25 at 10:25 am to
quote:

Not talking $75,000 truck but if you live in Louisiana, then your kids go to private school. You pay for their college because earners pay tuition, poorer kids go for free through Pell grants and state aid.
Success actually increase your need to be more successful because in the end you pay more.
I have about $40,000 in property taxes coming due next month.
It’s the price you pay for success


Dont forget homeowners insurance that is $8K+ annually if you live on or near the GOA.
Posted by danilo
Member since Nov 2008
24644 posts
Posted on 11/18/25 at 10:27 am to
You’re only making 20% more two decades later? Just 2% a year would be over 40% overall increase
This post was edited on 11/18/25 at 10:41 am
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