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Started By
Message
Please explain how they can find for the plaintiff in this
Posted on 6/8/22 at 4:30 pm
Posted on 6/8/22 at 4:30 pm
This makes ZERO sense. How is this in any way possible? I’m not an insurance fan at all but this is fricking crazy.
LINK
quote:
Geico ordered to pay $5.2M to woman who got HPV in a car
LINK
14
Posted on 6/8/22 at 4:37 pm to Geekboy
Who the hell carries $5.2 million in automobile insurance?
Posted on 6/8/22 at 4:37 pm to Geekboy
How many people have auto liability coverage of $5-million? I would guess very, very few.
Posted on 6/8/22 at 5:08 pm to Geekboy
Arbitration. That's how.
Posted on 6/8/22 at 5:09 pm to MMauler
quote:
Who the hell carries $5.2 million in automobile insurance?
It is probably 5 million over 200,000.
A lot of people do.
Posted on 6/8/22 at 5:13 pm to Geekboy
quote:
the woman initiated a claim with Geico in February 2021 after learning that she'd contracted the sexually transmitted infection from a partner who knew but did not disclose his status. Since the incident in question happened in her partner's car, she argued that his liability insurance was responsible for damages.
Posted on 6/8/22 at 5:16 pm to Geekboy
quote:
Please explain how
Posted on 6/8/22 at 5:17 pm to Geekboy
Got nailed in arbitration. That’s freakin crazy.
Posted on 6/8/22 at 5:24 pm to Geekboy
Shakespeare had it right in Henry VI, Part 2, Act IV, Scene 2.
Posted on 6/8/22 at 5:28 pm to Olderthandirt
It is due to those crappy commercials
Posted on 6/8/22 at 5:31 pm to DamnGood86
quote:
How many people have auto liability coverage of $5-million? I would guess very, very few.
There was a million in policy limits but Geico got hung for the full amount I am assuming as a result of a finding of bad faith etc.
Posted on 6/8/22 at 5:36 pm to Geekboy
I bet she got gonorrhea from a tractor too.
Posted on 6/8/22 at 5:43 pm to Geekboy
Now Err’one knows she has HPV
Posted on 6/8/22 at 5:46 pm to idlewatcher
quote:
Now Err’one knows she has HPV
Doesn’t everyone?
quote:
In the United States, about 42% of adults ages 18-59 years have genital human papillomavirus (HPV) infections and about 7% have oral HPV. Experts estimate 80% of sexually active people are infected.
quote:
HPV is the most common STI. There were about 43 million HPV infections in 2018, many among people in their late teens and early 20s
This post was edited on 6/8/22 at 5:48 pm
Posted on 6/8/22 at 5:48 pm to SlapahoeTribe
quote:
Since the incident in question happened in her partner's car, she argued that his liability insurance was responsible for damages.
With this kind of logic, I wonder how much money can you get for getting pregnant in a car?
Posted on 6/8/22 at 5:52 pm to SlapahoeTribe
quote:
the woman initiated a claim with Geico in February 2021 after learning that she'd contracted the sexually transmitted infection from a partner who knew but did not disclose his status.
Old baw responsible
Posted on 6/8/22 at 5:52 pm to idlewatcher
quote:
Now Err’one knows she has HPV
The is identified as M.O. in the court proceedings.
Posted on 6/8/22 at 5:57 pm to Obtuse1
quote:
The is identified as M.O. in the court proceedings.
Geico should make a check out to M.O. and see if she can cash it.
Posted on 6/8/22 at 6:02 pm to Geekboy
I wonder if John Deere ever caught the bill for the gonorrhea incident.
Posted on 6/8/22 at 6:15 pm to HeadSlash
quote:
quote:
the woman initiated a claim with Geico in February 2021 after learning that she'd contracted the sexually transmitted infection from a partner who knew but did not disclose his status.
Old baw responsible
That is the key to finding him to be a tortfeasor. If the tort occurred in his car and he has liability insurance on his car without language that prevents recover for this then they would be on the hook. Since the insurance contract almost always is a result of unilateral drafting it would always be construed against the drafter in this case Geico. They left a hole for a very unusual fact pattern to slip through. This happens all the time and is the reason insurance contracts are so long and full of tons of boilerplate.
I would think the big issue is the proximate cause. I would assume there was a showing that she did not have HPV prior and did after. The transmission sex would need a showing that it did indeed occur in the car. Easier if they only had sex in the car and without knowing the facts presented that is likely.
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