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Started By
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Pensacola getting it done.
Posted on 1/23/25 at 4:54 pm
Posted on 1/23/25 at 4:54 pm
5
Posted on 1/23/25 at 4:55 pm to loogaroo
Naming winter storms is stupid. All it does is allow the insurance companies to cry named storm deductible when a claim is filed, frick the insurance companies.
Posted on 1/23/25 at 4:57 pm to loogaroo
At least they tried
I support effort
I support effort
Posted on 1/23/25 at 5:22 pm to Cosmo
effort
--what effort?
--what effort?
Posted on 1/23/25 at 5:43 pm to back9Tiger
quote:
Naming winter storms is stupid. All it does is allow the insurance companies to cry named storm deductible when a claim is filed, frick the insurance companies.
The Weather Channel naming winter storms has nothing to do with insurance
Posted on 1/23/25 at 5:46 pm to Cosmo
Also, not a lot of government wastes there. For once the government used what they had or could acquire cheaply and quickly.
Posted on 1/23/25 at 6:00 pm to back9Tiger
Not how it works
Posted on 1/23/25 at 6:04 pm to GeauxTigers123
mayor of Pcola used to live across the street from me, back when he was a sportswriter for the local paper
nice guy, and had the foresight to borrow a few snowplows from Atlanta before the storm, main thoroughfares were passable the morning after
nice guy, and had the foresight to borrow a few snowplows from Atlanta before the storm, main thoroughfares were passable the morning after
Posted on 1/23/25 at 6:15 pm to back9Tiger
You’re a fricking idiot. Get off the internet. You think naming a storm makes your deductible go up? L - O - fricking - L
Posted on 1/23/25 at 7:07 pm to back9Tiger
quote:m
Naming winter storms is stupid. All it does is allow the insurance companies to cry named storm deductible when a claim is filed, frick the insurance companies.
I really don’t see “named storm” on any policies or quotes I see. I see “wind” or wind/hail”.
Posted on 1/23/25 at 7:19 pm to OceanMan
quote:
I really don’t see “named storm” on any policies or quotes I see. I see “wind” or wind/hail”.
There is a named storm deductible on every single builders risk policy I see. And I see a lot of them.
Posted on 1/23/25 at 7:25 pm to OceanMan
quote:
really don’t see “named storm” on any policies or quotes I see. I see “wind” or wind/hail”.
Mine does.
I have separate deductibles for wind/hail for a regular thunderstorm and another one if it’s a “named storm.”
I’ve owned three different houses and also have a rental with different insurance companies and have had similar language in all of them.
Posted on 1/23/25 at 7:36 pm to loogaroo
I don’t know if you care but it seems like you might be doxing yourself with that link.
Posted on 1/23/25 at 7:41 pm to theOG
quote:
There is a named storm deductible on every single builders risk policy I see. And I see a lot of them.
What’s the deductible difference?
Honestly curious. Builder’s risk is more like commercial insurance than homeowners, but you bring up an interesting point.
Posted on 1/23/25 at 7:46 pm to loogaroo
Improvise, adapt and overcome.
A for effort.
A for effort.
Posted on 1/23/25 at 7:50 pm to loogaroo
They could have at least stopped at Homedepot and grabbed one of those fertilizer spreaders.
Posted on 1/23/25 at 7:51 pm to OceanMan
My named storm deductible is $7,000+ and it is a percentage of what I have your house insured for.
Regular deductible is $1,000.
Regular deductible is $1,000.
Posted on 1/23/25 at 7:56 pm to weadjust
quote:
The Weather Channel naming winter storms has nothing to do with insurance
WINTER BLIZZARD BERTHA
Posted on 1/23/25 at 8:34 pm to theOG
Generally There are 3 types of storm deductibles down here
Wind/hail (all claims wind/hail related)
Named storm (all claims named storm related)
Hurricane (all claims hurricane related)
Some companies give you an option to choose one. The hurricane deductible is the best claims-wise because your higher deductible will apply to less claim potential. However, premium-wise, it will cost more to have a hurricane deductible for this reason. Obviously wind/hail would the be best premium-wise
It can get a little more complicated, for instance Some companies have also begun taking the wind hail and allowing you to split it into one deductible for wind/hail and a separate deductible for named storm or hurricane
It’s a mess down here, but for the most part the first 3 are the standard storm deductibles you’ll see on a policy. Hurricane is generally the one you’ll see the least, wind/hail is what you’ll see on most policies
Wind/hail (all claims wind/hail related)
Named storm (all claims named storm related)
Hurricane (all claims hurricane related)
Some companies give you an option to choose one. The hurricane deductible is the best claims-wise because your higher deductible will apply to less claim potential. However, premium-wise, it will cost more to have a hurricane deductible for this reason. Obviously wind/hail would the be best premium-wise
It can get a little more complicated, for instance Some companies have also begun taking the wind hail and allowing you to split it into one deductible for wind/hail and a separate deductible for named storm or hurricane
It’s a mess down here, but for the most part the first 3 are the standard storm deductibles you’ll see on a policy. Hurricane is generally the one you’ll see the least, wind/hail is what you’ll see on most policies
Posted on 1/23/25 at 8:35 pm to OceanMan
Zurich is a huge builder risk company that allows you to choose a named storm or a wind/hail deductible
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