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re: Parents of new college students are having some issues
Posted on 8/6/26 at 3:46 pm to LSUFanHouston
Posted on 8/6/26 at 3:46 pm to LSUFanHouston
Look at the parents who have teen age kids now, and you can see all the problems.
0
Posted on 8/6/26 at 3:46 pm to forkedintheroad
quote:
Just my take but no parent owes their kid a college education.
You don't think the parents should at least be able to help guide their kid when it comes to financing their college education?
Posted on 8/6/26 at 3:47 pm to The Pirate King
Just because you didn't have a loving and supporting family doesn't mean others can't.
Posted on 8/6/26 at 3:47 pm to BluegrassBelle
That kid is going to leave the state immediately upon graduation.
Posted on 8/6/26 at 3:48 pm to jchamil
quote:
You don't think the parents should at least be able to help guide their kid when it comes to financing their college education?
Notice how the laziest/absent parents and boomer "self reliance" parents do the exact same things.
Posted on 8/6/26 at 3:48 pm to NFLSU
quote:
Just wait until they see what their kid's first DUI costs
Posted on 8/6/26 at 3:48 pm to tiggerthetooth
quote:
Be a parent, be a family, stop speaking about your kid like a stranger on the street.
there's a time to coddle and a time to teach. 18-19 year olds, especially men are way past the coddling stage. Funding your children's entire lives until they're out of college is coddling.
Posted on 8/6/26 at 3:48 pm to LSUFanHouston
Here's one way this happens: I open 529s for each of my kids as soon as they got their SSNs. Contributed monthly until the divorce 11 years later. Paid thousands in child support, 50% more than what is required for years. Not a dime of that went into college savings. I started talking to my kids when they were 11 and 13 on what their plans for college were, whether money was being saved, and the reply was, "we're going to get scholarships."
I respond, well, you're not going to know what you get until you have 1.5 years before you start college. If you save now, and you get everything paid for if you get scholarships, you can use it for graduate school, etc. My 11 year old responds, Mommy and Mr. B (new husband), "like to figure it out as they go." And my ex has an accounting degree. Totally juvenile.
I respond, well, you're not going to know what you get until you have 1.5 years before you start college. If you save now, and you get everything paid for if you get scholarships, you can use it for graduate school, etc. My 11 year old responds, Mommy and Mr. B (new husband), "like to figure it out as they go." And my ex has an accounting degree.
Totally juvenile.
Posted on 8/6/26 at 3:49 pm to forkedintheroad
quote:
Just my take but no parent owes their kid a college education.
I am glad I didn't grow up in a family like this. I would have moved heaven and earth to give my son the best education he could have gotten. If I were incapable of doing it, that becomes a different story.
Posted on 8/6/26 at 3:49 pm to Byron Bojangles III
quote:
Just because you didn't have a loving and supporting family doesn't mean others can't.
I had a much better family life than most all of my friends. Giving your kids free stuff perpetually isn't "loving" them
Posted on 8/6/26 at 3:50 pm to LSUFanHouston
Got it. I guess the fees have escalated a bit since attending 14-18. At that time I had whatever the top tier of TOPS was, which I think was just full tuition plus like $750 per semester and that covered all my schooling cost outside of books. Books I didn't buy unless I needed the online code for quizzes/assignments.
Room and board I remember was more expensive on campus than off campus then. There was no requirement for freshman to live in dorms however so I chose off campus with friends.
Room and board I remember was more expensive on campus than off campus then. There was no requirement for freshman to live in dorms however so I chose off campus with friends.
Posted on 8/6/26 at 3:52 pm to LSUFanHouston
I felt like I was way behind the ball when I started exploring our options in April. He had some scholarships (not TOPS), but I knew he was going to need loans. I don’t know what changed from April to August, but the first preapprovals I got were for anywhere from 7-10%, and I was shitting bricks. We ended up at 2.64% thank God.
We were definitely behind on applying for every scholarship that we could find, and I plan on starting earlier for next year for sure. He also decided on a school late, so that was another problem that we won’t have next year.
We were definitely behind on applying for every scholarship that we could find, and I plan on starting earlier for next year for sure. He also decided on a school late, so that was another problem that we won’t have next year.
Posted on 8/6/26 at 3:53 pm to The Pirate King
quote:"giving your kids a free education so they aren't riddled with debt isn't 'loving them'"
I had a much better family life than most all of my friends. Giving your kids free stuff perpetually isn't "loving" them
Posted on 8/6/26 at 3:53 pm to Obtuse1
quote:
I am glad I didn't grow up in a family like this. I would have moved heaven and earth to give my son the best education he could have gotten. If I were incapable of doing it, that becomes a different story.
The irony of that person's perspective is that, by far, the best and most successful kids come from families where they recieve plenty of support and guidance.
The ones who arent successful generally come from BROKEN families that do not provide them the support.
For some reason boomers convinced themselves and tried to convince everyone else that helping your family and kids was someone "weak". Thats the boomer legacy.
Posted on 8/6/26 at 3:54 pm to LSUFanHouston
quote:Interesting. I'd love to see this broken down.
It covers tuition but not fees.
The state won’t allow schools to raise tuition
The state will allow schools to raise fees.
Southeastern fall tuition is 2889, and mandatory fees is 1703
The base tops level is 2826
Posted on 8/6/26 at 3:57 pm to The Pirate King
quote:
I had a much better family life than most all of my friends. Giving your kids free stuff perpetually isn't "loving" them
Meh. Helping your kids not have the yoke of student loans down the road isn't coddling them. It's giving them a leg up over their peers who will likely have student loan payments the size of mortgage payments for decades without some kind of help.
I've paid off a good chunk of my student loans. It didn't make me more resilient. It just made it take longer to afford to buy a house.
Posted on 8/6/26 at 3:58 pm to Byron Bojangles III
quote:
"giving your kids a free education so they aren't riddled with debt isn't 'loving them'"
If a kid qualifies for zero tuition assistance in Louisiana that would "riddle them with debt", they don't care about school and are almost assuredly going to wash out anyway.
Posted on 8/6/26 at 3:59 pm to LSUFanHouston
LSU $100k for 4 years is right. If a parent is just realizing this weeks before the 1st Fall semester, they are in trouble.
Posted on 8/6/26 at 4:00 pm to LemmyLives
quote:
Paid thousands in child support, 50% more than what is required for years. Not a dime of that went into college savings.
Why?
Posted on 8/6/26 at 4:01 pm to The Pirate King
my god i hope you aren't a parent to anyone.
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