Started By
Message

re: One-third of Louisiana's residents are enrolled in Medicaid

Posted on 6/13/19 at 10:19 am to
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 6/13/19 at 10:19 am to
quote:

Medicaid is infinitely better than private pay patients who don't pay their bills.



We call this "self-pay" and yes it is the worst of all.

We just assume it lost in most cases.
Posted by AUCE05
Member since Dec 2009
45369 posts
Posted on 6/13/19 at 10:21 am to
The feds need to relocate and diversify the country. No reason for the NE and PNW to be pasty white and not burden themselves with their governments past transgressions.
Posted by S
RIP Wayde
Member since Jan 2007
172353 posts
Posted on 6/13/19 at 10:22 am to
Is what it is. Some really need it. Some know how to work the system. Wish we all had a solution to where everyone can receive the care and treatment they need.
Posted by Hammond Tiger Fan
Hammond
Member since Oct 2007
16419 posts
Posted on 6/13/19 at 10:22 am to
quote:

Good lord. Does it at least discount prescriptions?


There’s a negotiated rate but there are times where I have pay as a cash customer because it’s cheaper than the insurance negotiated rate
Posted by The Torch
DFW The Dub
Member since Aug 2014
29615 posts
Posted on 6/13/19 at 10:22 am to
My mom worked as a school teacher in rural N Louisiana and said the parents teach the kids the system for getting a check and it has been passed down for generations.

Pretty much goes like this - Turn 18, have a baby or two out of wedlock, PROFIT.

No incentive to ever work, then after the kids are 18 file for disability. Most country Dr's want to get paid so they write up some bullsheet reason. PROFIT

Live your entire life without ever working one honest day.

Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 6/13/19 at 10:25 am to
quote:

Sincere question, what would be your solution?



I think this question is impossible to answer for every state. Each has different medicaid laws, has different socio-economic issues, etc.

In my opinion, it is less a medicaid issue and more of a welfare state issue and cultural problem. We should focus on getting people into the workforce instead of allowing them to just collect welfare every month. Once they are employed, they often have insurance through their employers. Culturally, we need to focus on population health more. Obesity epidemic is a massive strain on medicaid and medicare because of the correlating health issues.

There are also policy changes a lot of states could make regarding what who is eligible for medicaid, how long they can be on medicaid if able-bodied, etc.

Honestly, there is no silver bullet. It will take a variety of things that sadly, will never happen.
Posted by Oilfieldbiology
Member since Nov 2016
42296 posts
Posted on 6/13/19 at 10:26 am to
Who gives a shite what color they are. 1/3 of our residents shouldn’t be on government healthcare
Posted by Festus
With Skillet
Member since Nov 2009
86128 posts
Posted on 6/13/19 at 10:26 am to
What they lose in Medicaid and self pay, they have to make up by outrageous charges to private insurance and workers' compensation. And those costs get passed down to the consumer.

In summary, we who have insurance are paying quadruple what we should in premiums, to pay for all the medicaid and private pay patients. And the only way we can afford the astronomical premiums is to carry huge deductibles.

In summary, the leeches make out like bandits. Honest hardworking folks get robbed. God Bless America.
Posted by Dead Man Walking
Member since Mar 2019
963 posts
Posted on 6/13/19 at 10:28 am to
quote:

In summary, the leeches make out like bandits. Honest hardworking folks get robbed. God Bless America
They learned how to game ALL govt entitlement programs years ago.
Posted by donRANDOMnumbers
Hub City
Member since Nov 2006
17456 posts
Posted on 6/13/19 at 10:28 am to
agreed. the reimbursements from medicaid are a disaster.

will continue to hurt the quality of healthcare in the next few decades.
Posted by LSUJML
Central
Member since May 2008
56620 posts
Posted on 6/13/19 at 10:28 am to
quote:

There’s a negotiated rate but there are times where I have pay as a cash customer because it’s cheaper than the insurance negotiated rate


Try Good Rx
The lady at Walgreens told me to try it, my deductible is 7500.00, no prescription discounts
Medicine was 160.00 a month, with Good Rx it’s 66.00, it just doesn’t go towards my deductible
I’ll never reach it anyway
Posted by Red Stick Tigress
Tiger Stadium
Member since Nov 2005
20839 posts
Posted on 6/13/19 at 10:29 am to
quote:

If the deductible is this high, why even have insurance in the first place?


Because a catastrophic illness would put you in deeper debt than you could ever imagine.

It sucks.

I had private insurance for less than $300/month with Blue Cross with a $1,700 deductible that was destroyed by Obamacare. It would have gone up to $700/month and a $6K+ deductible but it's no longer needed.

Posted by 100851
Member since Jan 2015
107 posts
Posted on 6/13/19 at 10:29 am to
So essentially, we have a single payer system?
Posted by 187undercover
Member since May 2019
1538 posts
Posted on 6/13/19 at 10:30 am to
quote:

Hospitals, both public and private, lose money, thus creating worse overall healthcare for everyone



Only thing you said that was relevant.

All taxes do number 1 and 2.

And most of those taxes cause as much strain as Medicaid as our government is wasteful as ever before with more money than before.

But number 3 is spot on. Healthcare is so bad here where I live the wealthy folk send their loved ones out of state and won't let a local doctor treat them.
Posted by Hoops
LA
Member since Jan 2013
8249 posts
Posted on 6/13/19 at 10:32 am to
quote:

Sincere question, what would be your solution?


REAL evaluations performed on a case by case basis. Cut out the able bodied people with COPD, fibromyalgia, and all the other catch all bullshite that’s used to justify being a professional leech on society. Find work, even if at home, for people wanting Medicaid.
Posted by Dead Man Walking
Member since Mar 2019
963 posts
Posted on 6/13/19 at 10:33 am to
quote:

I had private insurance for less than $300/month with Blue Cross with a $1,700 deductible that was destroyed by Obamacare. It would have gone up to $700/month and a $6K+ deductible but it's no longer needed.
I have the same group insurance thru blue cross and the cost has risen to $1600 a month - and that's with raising the deductible to $5000.
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 6/13/19 at 10:33 am to
Just to add to what I've said if people are curious, a big part of my job is also market research.

I develop methodologies for determining what markets we should invest in or enter into with massive, sometimes in the billions, investments.

Big things to look at:

- socio-economic factors such as trended average household income, unemployment rate, etc. We obviously want employed and prosperous populations.

- population health factors. We don't want too healthy (cough...Denver), but we don't want obesity levels to be too high. Obesity might cause profitable things for hospitals like heart surgeries, etc., but it actually is a net loss because it A. more often causes low margin issues like diabetes complications, COPD, etc. and those things clog our ERs...and B. Obesity is more common with low income folks

- population age. We make money on Medicare, but not as much. Sweet spot is that 45-65 age where you start to have health issues, but you're not on medicare yet (obviously this pertains to commercially insured folks)

- finally, the % of population on Medicaid trended over time. If that trend looks bad, we just won't go there.
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 6/13/19 at 10:34 am to
quote:

What they lose in Medicaid and self pay, they have to make up by outrageous charges to private insurance and workers' compensation. And those costs get passed down to the consumer.

In summary, we who have insurance are paying quadruple what we should in premiums, to pay for all the medicaid and private pay patients. And the only way we can afford the astronomical premiums is to carry huge deductibles.


Correct.
Posted by danilo
Member since Nov 2008
25733 posts
Posted on 6/13/19 at 10:37 am to
quote:

The entire EBR school system is supposedly under all free lunch What a time to be alive in La

Are you really surprised? Everyone with means sends there kids to private schools or they move to Ascension/Livingston
Posted by TigerFanInSouthland
Louisiana
Member since Aug 2012
28065 posts
Posted on 6/13/19 at 10:38 am to
quote:

I’m too rich still according to voters.


That’s not at all the reason we voted that shite proposal down and you fricking know it.
first pageprev pagePage 2 of 4Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram