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Message
re: One-third of Louisiana's residents are enrolled in Medicaid
Posted on 6/13/19 at 10:19 am to KurtRussell
Posted on 6/13/19 at 10:19 am to KurtRussell
quote:
Medicaid is infinitely better than private pay patients who don't pay their bills.
We call this "self-pay" and yes it is the worst of all.
We just assume it lost in most cases.
Posted on 6/13/19 at 10:21 am to danilo
The feds need to relocate and diversify the country. No reason for the NE and PNW to be pasty white and not burden themselves with their governments past transgressions.
Posted on 6/13/19 at 10:22 am to danilo
Is what it is. Some really need it. Some know how to work the system. Wish we all had a solution to where everyone can receive the care and treatment they need. 
Posted on 6/13/19 at 10:22 am to KurtRussell
quote:
Good lord. Does it at least discount prescriptions?
There’s a negotiated rate but there are times where I have pay as a cash customer because it’s cheaper than the insurance negotiated rate
Posted on 6/13/19 at 10:22 am to danilo
My mom worked as a school teacher in rural N Louisiana and said the parents teach the kids the system for getting a check and it has been passed down for generations.
Pretty much goes like this - Turn 18, have a baby or two out of wedlock, PROFIT.
No incentive to ever work, then after the kids are 18 file for disability. Most country Dr's want to get paid so they write up some bullsheet reason. PROFIT
Live your entire life without ever working one honest day.
Pretty much goes like this - Turn 18, have a baby or two out of wedlock, PROFIT.
No incentive to ever work, then after the kids are 18 file for disability. Most country Dr's want to get paid so they write up some bullsheet reason. PROFIT
Live your entire life without ever working one honest day.
Posted on 6/13/19 at 10:25 am to Obtuse1
quote:
Sincere question, what would be your solution?
I think this question is impossible to answer for every state. Each has different medicaid laws, has different socio-economic issues, etc.
In my opinion, it is less a medicaid issue and more of a welfare state issue and cultural problem. We should focus on getting people into the workforce instead of allowing them to just collect welfare every month. Once they are employed, they often have insurance through their employers. Culturally, we need to focus on population health more. Obesity epidemic is a massive strain on medicaid and medicare because of the correlating health issues.
There are also policy changes a lot of states could make regarding what who is eligible for medicaid, how long they can be on medicaid if able-bodied, etc.
Honestly, there is no silver bullet. It will take a variety of things that sadly, will never happen.
Posted on 6/13/19 at 10:26 am to Commandeaux
Who gives a shite what color they are. 1/3 of our residents shouldn’t be on government healthcare
Posted on 6/13/19 at 10:26 am to TheCaterpillar
What they lose in Medicaid and self pay, they have to make up by outrageous charges to private insurance and workers' compensation. And those costs get passed down to the consumer.
In summary, we who have insurance are paying quadruple what we should in premiums, to pay for all the medicaid and private pay patients. And the only way we can afford the astronomical premiums is to carry huge deductibles.
In summary, the leeches make out like bandits. Honest hardworking folks get robbed. God Bless America.
In summary, we who have insurance are paying quadruple what we should in premiums, to pay for all the medicaid and private pay patients. And the only way we can afford the astronomical premiums is to carry huge deductibles.
In summary, the leeches make out like bandits. Honest hardworking folks get robbed. God Bless America.
Posted on 6/13/19 at 10:28 am to Festus
quote:They learned how to game ALL govt entitlement programs years ago.
In summary, the leeches make out like bandits. Honest hardworking folks get robbed. God Bless America
Posted on 6/13/19 at 10:28 am to TheCaterpillar
agreed. the reimbursements from medicaid are a disaster.
will continue to hurt the quality of healthcare in the next few decades.
will continue to hurt the quality of healthcare in the next few decades.
Posted on 6/13/19 at 10:28 am to Hammond Tiger Fan
quote:
There’s a negotiated rate but there are times where I have pay as a cash customer because it’s cheaper than the insurance negotiated rate
Try Good Rx
The lady at Walgreens told me to try it, my deductible is 7500.00, no prescription discounts
Medicine was 160.00 a month, with Good Rx it’s 66.00, it just doesn’t go towards my deductible
I’ll never reach it anyway
Posted on 6/13/19 at 10:29 am to iAmBatman
quote:
If the deductible is this high, why even have insurance in the first place?
Because a catastrophic illness would put you in deeper debt than you could ever imagine.
It sucks.
I had private insurance for less than $300/month with Blue Cross with a $1,700 deductible that was destroyed by Obamacare. It would have gone up to $700/month and a $6K+ deductible but it's no longer needed.
Posted on 6/13/19 at 10:29 am to Festus
So essentially, we have a single payer system?
Posted on 6/13/19 at 10:30 am to TheCaterpillar
quote:
Hospitals, both public and private, lose money, thus creating worse overall healthcare for everyone
Only thing you said that was relevant.
All taxes do number 1 and 2.
And most of those taxes cause as much strain as Medicaid as our government is wasteful as ever before with more money than before.
But number 3 is spot on. Healthcare is so bad here where I live the wealthy folk send their loved ones out of state and won't let a local doctor treat them.
Posted on 6/13/19 at 10:32 am to Obtuse1
quote:
Sincere question, what would be your solution?
REAL evaluations performed on a case by case basis. Cut out the able bodied people with COPD, fibromyalgia, and all the other catch all bullshite that’s used to justify being a professional leech on society. Find work, even if at home, for people wanting Medicaid.
Posted on 6/13/19 at 10:33 am to Red Stick Tigress
quote:I have the same group insurance thru blue cross and the cost has risen to $1600 a month - and that's with raising the deductible to $5000.
I had private insurance for less than $300/month with Blue Cross with a $1,700 deductible that was destroyed by Obamacare. It would have gone up to $700/month and a $6K+ deductible but it's no longer needed.
Posted on 6/13/19 at 10:33 am to Oilfieldbiology
Just to add to what I've said if people are curious, a big part of my job is also market research.
I develop methodologies for determining what markets we should invest in or enter into with massive, sometimes in the billions, investments.
Big things to look at:
- socio-economic factors such as trended average household income, unemployment rate, etc. We obviously want employed and prosperous populations.
- population health factors. We don't want too healthy (cough...Denver), but we don't want obesity levels to be too high. Obesity might cause profitable things for hospitals like heart surgeries, etc., but it actually is a net loss because it A. more often causes low margin issues like diabetes complications, COPD, etc. and those things clog our ERs...and B. Obesity is more common with low income folks
- population age. We make money on Medicare, but not as much. Sweet spot is that 45-65 age where you start to have health issues, but you're not on medicare yet (obviously this pertains to commercially insured folks)
- finally, the % of population on Medicaid trended over time. If that trend looks bad, we just won't go there.
I develop methodologies for determining what markets we should invest in or enter into with massive, sometimes in the billions, investments.
Big things to look at:
- socio-economic factors such as trended average household income, unemployment rate, etc. We obviously want employed and prosperous populations.
- population health factors. We don't want too healthy (cough...Denver), but we don't want obesity levels to be too high. Obesity might cause profitable things for hospitals like heart surgeries, etc., but it actually is a net loss because it A. more often causes low margin issues like diabetes complications, COPD, etc. and those things clog our ERs...and B. Obesity is more common with low income folks
- population age. We make money on Medicare, but not as much. Sweet spot is that 45-65 age where you start to have health issues, but you're not on medicare yet (obviously this pertains to commercially insured folks)
- finally, the % of population on Medicaid trended over time. If that trend looks bad, we just won't go there.
Posted on 6/13/19 at 10:34 am to Festus
quote:
What they lose in Medicaid and self pay, they have to make up by outrageous charges to private insurance and workers' compensation. And those costs get passed down to the consumer.
In summary, we who have insurance are paying quadruple what we should in premiums, to pay for all the medicaid and private pay patients. And the only way we can afford the astronomical premiums is to carry huge deductibles.
Correct.
Posted on 6/13/19 at 10:37 am to LaBR4
quote:
The entire EBR school system is supposedly under all free lunch What a time to be alive in La
Are you really surprised? Everyone with means sends there kids to private schools or they move to Ascension/Livingston
Posted on 6/13/19 at 10:38 am to alajones
quote:
I’m too rich still according to voters.
That’s not at all the reason we voted that shite proposal down and you fricking know it.
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