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Message
re: Millennials will spend 45% of income on rent before age 30
Posted on 3/28/18 at 2:08 pm to 50_Tiger
Posted on 3/28/18 at 2:08 pm to 50_Tiger
quote:
So my rebuttal to a statement pertaining to this subject is dumb?
Yes because we are talking about general rent/housing/commutes not yours, so your not normal situation is not really relevant.
quote:
Because I don't need to be 3 minutes away from Uptown.
12 minutes isn't going to make or break a night out.
This is what is so fricking hilarious.
Yall are really tripping over those 12 extra minutes.
My commute wod be at least 30 minutes longer from there. Your lack of admitting that the commute would be worse from Las Colinas than 5 miles away from downtown is almost a dumb of take as Roger's in this thread.
1
Posted on 3/28/18 at 2:09 pm to Paul Allen
quote:
Then take 635 or Dallas north tollway
So increased tolls. This is part of my point.
And 635 is a nightmare during rush hour.
This post was edited on 3/28/18 at 2:10 pm
Posted on 3/28/18 at 2:10 pm to Mingo Was His NameO
quote:
My commute wod be at least 30 minutes longer from there. Your lack of admitting that the commute would be worse from Las Colinas than 5 miles away from downtown is almost a dumb of take as Roger's in this thread.
I guess you don't have flexible hours either.
quote:
Yes because we are talking about general rent/housing/commutes not yours, so your not normal situation is not really relevant.
I can look back in the thread, but im pretty sure yall were using Dallas situations. If not, that's on me, apologies.
Posted on 3/28/18 at 2:10 pm to DeathValley85
quote:
Trying to save for a down-payment on a house... While rent prices are going up... While housing prices are also going up.
This is my dilemma. It's pretty difficult to save up 60-75k cash in only a few years (not including closing costs and all that) if you're paying off loans, high rent and saving for retirement.
That's on top of the 10k+ you should have in an emergency fund.
Posted on 3/28/18 at 2:11 pm to TH03
Can we not turn this thread into a dallas suburbs pissing match? Thanks.
Posted on 3/28/18 at 2:11 pm to TH03
quote:
So increased tolls. This is part of my point.
And 635 is a nightmare during rush hour.
You could live in Murphy easily and avoid the tolls, and get into a legit house for ~325k.
Posted on 3/28/18 at 2:11 pm to DeathValley85
quote:
Something is going to have to give eventually.
People want affordable housing yet want all kinds of protections for their property value.
Posted on 3/28/18 at 2:12 pm to GreatLakesTiger24
quote:
Dallas suburbs
The underlying problem is that there are too many
Posted on 3/28/18 at 2:12 pm to GreatLakesTiger24
quote:
Can we not turn this thread into a dallas suburbs pissing match? Thanks.
That's my fault. I'll drop out.
Posted on 3/28/18 at 2:13 pm to 50_Tiger
quote:
I guess you don't have flexible hours either.
Yeah I do and I come in by 7:30 to avoid morning traffic, but I don't really want to leave at 7PM or later to avoid the evening traffic. And if by flexible you mean leaving at 3, I guess I don't.
Posted on 3/28/18 at 2:14 pm to 50_Tiger
quote:
Do you not have flexible hours?
Yes and I work outer markets so I go against traffic. My commute is the same as it was before.
My wife covers Dallas proper. Uptown, oak lawn, north Dallas, even parts of Richardson.
I only drove it when we came down for a game or to a friend's house and I wanted to rip my hair out. I couldn't imagine what she was doing.
So we decided to get a better place for a little bit more so that I'd have the same commute and hers would be basically nothing.
The money saved on Ubers alone has been great. $30 during surge vs $100+.
Posted on 3/28/18 at 2:14 pm to 50_Tiger
i was wrong from my post on page 2... I said 12 pages... we've cruised right on past that
Posted on 3/28/18 at 2:16 pm to Weagle25
quote:only millenials and up would understand me. Sorry gen Z is on the up and up though man. Youll be old enough in no time.
Add another millennial with no sense of humor to the list
Posted on 3/28/18 at 2:17 pm to JohnnyKilroy
quote:
This is my dilemma. It's pretty difficult to save up 60-75k cash in only a few years (not including closing costs and all that) if you're paying off loans, high rent and saving for retirement.
Yep, my student loan payments are as much as my rent. I'd love to go give 18-year-old me a swift kick in the nuts for that decision.
Posted on 3/28/18 at 2:27 pm to HogX
quote:
Yep, my student loan payments are as much as my rent. I'd love to go give 18-year-old me a swift kick in the nuts for that decision.
Bad decision making aside...soaring tuition prices are another huge issue.
Current setup....pay way more to get a degree that allows you to get a job that pays similar to what it did a decade ago. Then pay higher rent while trying to save for that house that keeps soaring in price as well.
I'm only pointing out that there sure is a lot of frickery these days.
This post was edited on 3/28/18 at 2:30 pm
Posted on 3/28/18 at 2:30 pm to DeathValley85
quote:
.soaring tuition prices are another huge issue.
It's worse than housing imo. I checked LSU's tuition earlier and it is over 450% more than when I started in the mid 90s
Posted on 3/28/18 at 2:34 pm to fallguy_1978
One of the reasons something will have to give somewhere in the near future imo.
Rising healthcare killing boomers
Rising tuition and housing killing millennials.
All while productivity and efficiency continues to greatly outpace wage growth.
Rising healthcare killing boomers
Rising tuition and housing killing millennials.
All while productivity and efficiency continues to greatly outpace wage growth.
Posted on 3/28/18 at 2:39 pm to Hester Carries
quote:
The economy didn't crash because people rented apartments they couldn't afford. It crashed because people felt like they had to buy houses.
partly true. It crashed because people who couldn't afford a home were told they could get a home, even though they had no business owning a home. Then they were given "special' loans they had no business getting. Thanks Bill Clinton et al.
Very similar to the situation young people find themselves in with a college degree and the loans they are offered to get it.
My post is still true- you can afford a home, just not the one you want. I don't blame em for renting. No point in buying something you don't want and compounding debt.
Posted on 3/28/18 at 2:39 pm to GreatLakesTiger24
Rent is so high and income requirements by the apartment complexes are so high that if you can afford to rent an apartment you can afford to buy a house. If you can’t afford to live in an apartment you don’t have many options. I don’t understand how they fill those places up.
Posted on 3/28/18 at 4:20 pm to Undertow
quote:
high that if you can afford to rent an apartment you can afford to buy a house
being able to pay $1,500/month for an old one bedroom =\= having 40k cash for a down payment 
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