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re: Millennial baws, how you hanging on?
Posted on 12/21/23 at 5:10 pm to Klark Kent
Posted on 12/21/23 at 5:10 pm to Klark Kent
Is that high? I was under the impression that that was pretty decent ratio.
My mortgage is about 16.5% of our gross.
My mortgage is about 16.5% of our gross.
0
Posted on 12/21/23 at 5:21 pm to GetCocky11
I mean you can mock the legitimate c
But living in an urban utopia isn’t a necessity. You might (gasp) have to live in a rural or semi-rural area hours away from the nearest city.
But living in an urban utopia isn’t a necessity. You might (gasp) have to live in a rural or semi-rural area hours away from the nearest city.
Posted on 12/21/23 at 5:25 pm to LaLadyinTx
quote:
Nice to hear revisionist history from a delusional millennial. I think you're talking about the 50s or earlier.
What are you even arguing? Its pretty clear wages have not increased proportionally to practically every other expense (Mortgage, utility, groceries etc)
Posted on 12/21/23 at 5:26 pm to fareplay
This post was edited on 12/21/23 at 11:03 pm
Posted on 12/21/23 at 5:29 pm to Klark Kent
quote:what is the problem klark
jesus fricking christ
Posted on 12/21/23 at 5:35 pm to GreatLakesTiger24
He’s probably jealous of how cheap it is to live here vs texas
Posted on 12/21/23 at 5:36 pm to fareplay
Less than 10k away from dos commas.
Posted on 12/21/23 at 5:47 pm to el Gaucho
quote:
He’s probably jealous of how cheap it is to live here vs texas
that’s itPosted on 12/21/23 at 6:01 pm to fareplay
Buy a house in the suburbs and start your own business.
Your mindset is programmed to live a lifestyle that won’t get you ahead. You need to change that.
Your mindset is programmed to live a lifestyle that won’t get you ahead. You need to change that.
Posted on 12/21/23 at 6:13 pm to el Gaucho
quote:I figured he was going the other way
He’s probably jealous of how cheap it is
Posted on 12/21/23 at 6:28 pm to GreatLakesTiger24
Yeah I feel like if you rent it better at least be 25% of your income plus tip
Posted on 12/21/23 at 6:29 pm to fareplay
I'm 38. I'm not a millennial? Cool.
Posted on 12/21/23 at 6:35 pm to daydranking
quote:
Having friends is hard and dating is even harder. If im not at work, I'm in my apartment reading, playing video games, watching LSU football/baseball, and sleeping
Some of yall need to grow a pair. Jesus Christ. You’re almost 30???
Posted on 12/21/23 at 6:36 pm to lsut2005
quote:
Some of yall need to grow a pair. Jesus Christ. You’re almost 30???
Yeah no wonder he doesn’t date girls, he’s an lsjw fan
Posted on 12/21/23 at 6:49 pm to daydranking
quote:
Having friends is hard and dating is even harder. If im not at work, I'm in my apartment reading, playing video games, watching LSU football/baseball, and sleeping
Stop playing video games and making excuses as to why shite is hard. If you never put yourself out there you’ll be forty in your apartment alone playing fricking video games.
Posted on 12/21/23 at 6:54 pm to el Gaucho
Are things tougher today for young professionals? Yes. That said, I have seem a large majority of them feel that as they graduate and start their first or second jobs out of college that their desire to be successful ASAP and that means having a 2000+ house with media room, hardwood floors, and drive a 50K vehicle. In other words, they want to get as fast as they can all of the material items that it took their parents decades to acquire and get to. My first home after being out of school and living in apts and town houses was 1300 sqft. Yes, I too wanted the big house, country club membership, etc. but I knew it would take 10-15 years or more to get there. Now I have the income to get the CC Membership, and my wife and I have decided to downsize and build on land we bought from family. I would prefer a good tractor or siide by side to a Mercedes, Range Rover, or BMW
Posted on 12/22/23 at 7:36 am to Byron Bojangles III
quote:I can't be that far off. Most landlords have a 30% limit.
you're the outlier
Posted on 12/22/23 at 8:01 am to fareplay
30 year old here, basically debt free aside from mortgage. Bought my house in late 2020 at the peak of the low interest rates, even if it cost me my entire savings at the time. Best decision I ever made.
I credit a lot of my situation to deciding to go to Nicholls over LSU and graduating with no student loans. It was a more boring college experience, but I ended up with the same job as a lot of LSU grads. Starting out life behind the 8 ball is unfortunately why so many of my friends are still renting.
I don’t come from money either, grew up in a single income household. My dad was a welder. Just gotta take life very seriously a lot sooner than most are willing to.
I credit a lot of my situation to deciding to go to Nicholls over LSU and graduating with no student loans. It was a more boring college experience, but I ended up with the same job as a lot of LSU grads. Starting out life behind the 8 ball is unfortunately why so many of my friends are still renting.
I don’t come from money either, grew up in a single income household. My dad was a welder. Just gotta take life very seriously a lot sooner than most are willing to.
Posted on 12/22/23 at 8:10 am to fareplay
I’m 31 and can’t complain. Own a house, bought a lot on the river to build on, raising kids, saving over 20% of my take-home, and career has been going great. Might start getting into rental properties soon. Only gripe is that I have a high stress/long hours job, but that’s just how it goes to have nice shite.
Posted on 12/22/23 at 8:12 am to LSU1SLU
quote:
start a career, put money into your retirement now. The system is built to hold you back. Be patient and break it.
I would like to have a serious conversation about retirement. Is it actually beneficial going forward to put a lot away for that? Seems like a waste in the long run.
It depends how much of a burden you'd like to be on your adult kids.
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