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Started By
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re: Married folks — do you and your spouse keep separate checking accounts?
Posted on 11/22/25 at 12:32 pm to HoustonGumbeauxGuy
Posted on 11/22/25 at 12:32 pm to HoustonGumbeauxGuy
We have a joint checking. I also put 5% of my paychecks into a separate account in my name to pay for guns/hunting trips/lease dues. Keeps the peace in the house.
0
Posted on 11/22/25 at 12:37 pm to HoustonGumbeauxGuy
Ex wife and I did. That's how we ended up with so much debt. She was always overdrawn on her account
Posted on 11/22/25 at 12:37 pm to HoustonGumbeauxGuy
Joint checking account, but separate credit cards.
Posted on 11/22/25 at 12:37 pm to HoustonGumbeauxGuy
No. My wife had more money then me when we married, and she's 3 1/2 years younger than me. And we've been married 47 years.
Posted on 11/22/25 at 12:39 pm to CaptainsWafer
quote:
Maybe so maybe not. I didn’t marry a woman who would come at me like that after buying something, but she also didn’t marry someone who goes and spends a boatload of money on dumb shite either
Neither did I, but don't think that what you think is an important purchase is always viewed the same as your spouse. Regardless of being "one unit" we are still people with various characteristics, ideas and emotions. Like I said, our way which again works for us, eliminates what alot of people fight about...money
Posted on 11/22/25 at 12:40 pm to HoustonGumbeauxGuy
quote:
she asked them recently about how much money they have in 401(k)
stay at home wife
Umm...
Posted on 11/22/25 at 12:44 pm to HoustonGumbeauxGuy
We do only because she has a separate form of earnings that has to go to an account in her name for medical liability purposes (when she covers shifts for the other MDs in her group). We both have access to all of our banking, retirement, brokerage, Amex, etc accounts. She’s so financially illiterate she doesn’t understand why any of it means but we at least discuss it.
Kiiiiinda wild someone would hide this from their spouse. Especially when consumer debt can be tied to both parties when married.
Kiiiiinda wild someone would hide this from their spouse. Especially when consumer debt can be tied to both parties when married.
Posted on 11/22/25 at 12:45 pm to HoustonGumbeauxGuy
We have joint checking and savings. All of our financial stuff we approach as a team. It’s our money and investments. With that being said, people need to do what works for them. I know couples who have separate accounts and they seem fine. To each their own.
Posted on 11/22/25 at 12:46 pm to HoustonGumbeauxGuy
Going through a divorce right now, do it if you aren’t already.
You can have a linked account to put your part in.
You can have a linked account to put your part in.
This post was edited on 11/22/25 at 12:47 pm
Posted on 11/22/25 at 12:46 pm to Rendevoustavern
quote:
Kiiiiinda wild someone would hide this from their spouse. Especially when consumer debt can be tied to both parties when married.
I agree. If you’re gonna do it for reasons stated, you should want to have a separate property regime. (La law lingo)
This post was edited on 11/22/25 at 12:47 pm
Posted on 11/22/25 at 12:50 pm to HoustonGumbeauxGuy
No, I have no money it all belongs to her.
Posted on 11/22/25 at 12:50 pm to HoustonGumbeauxGuy
The money she made when I was in school was our money.
She’s in school and now I’m making the money, again it’s our money.
Everything is ours. It’s called marriage.
She’s in school and now I’m making the money, again it’s our money.
Everything is ours. It’s called marriage.
Posted on 11/22/25 at 12:51 pm to UptownJoeBrown
My wife of 30 years doesn't even know what bank our money is in. I give her an allowance each Sunday for the week. It's worked well so far.
Posted on 11/22/25 at 12:52 pm to AirbusDawg
quote:
I give her an allowance each Sunday for the week.
so do I you cheap screw! give her a raise, she's cutting into my budget!
Posted on 11/22/25 at 12:54 pm to AirbusDawg
quote:
My wife of 30 years doesn't even know what bank our money is in. I give her an allowance each Sunday for the week. It's worked well so far.
And if you die before teaching her about some basic finances, she’s gonna be in trouble. Seen it happen to both male and female widows.
Posted on 11/22/25 at 12:56 pm to UptownJoeBrown
quote:
if you die before teaching her about some basic finances, she’s gonna be in trouble.
preach! going through that with the mil, her husband left her in pretty good shape and she's squandered almost everything, didn't let us in on anything until she'd run out of options, helping her get her shite in order now
Posted on 11/22/25 at 12:59 pm to UptownJoeBrown
quote:
We do too but young people separate everything. I pay this and this. You pay that and that. WTF is this? A marriage or not?
They see parents getting divorced and the guys see their dad ls getting cleaned out.
Posted on 11/22/25 at 1:01 pm to HoustonGumbeauxGuy
Separate. Not for any particular reason other than we never went to the trouble of joining them. It’s worked out because whatever each choose to spend our individual money on is our own business and the other doesn’t have room to gripe much.
Posted on 11/22/25 at 1:03 pm to HoustonGumbeauxGuy
quote:
my sister-in-law and her husband
Your brother?
Posted on 11/22/25 at 1:10 pm to HoustonGumbeauxGuy
Married 23 years. Have a joint account for house expenses. Separate accounts for everything else. Have never had any problems. Neither of us worry about what the other does with their money. Works for us.
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