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Started By
Message
re: Many student loan borrowers are in for a big, bad surprise in 2025
Posted on 12/10/24 at 7:10 pm to jbraua
Posted on 12/10/24 at 7:10 pm to jbraua
quote:This, how about we cut back on the insane bloat in higher ed and make tuition actually affordable for the average person like it used to be.
The real issue is the rising cost of higher ed in the US.
0
Posted on 12/10/24 at 7:14 pm to DakIsNoLB
There’s a big class action suit pending against Mohela right now. There have been many successful suits against several loan servicers over the last 10 years for shady sketchy behavior like I said earlier.
This post was edited on 12/10/24 at 7:15 pm
Posted on 12/10/24 at 7:17 pm to Obtuse1
quote:
It is amazing to me that so many people have no idea what a liberal arts degree is. When used in this type of context they generally mean a degree in humanities. Math and science are both potential liberal arts degrees. A liberal arts degree means the education includes a wide range of subject outside the major. For example, someone that majors in chemistry at a liberal arts college will also take classes like history, English, a foreign language, poli sci, economics, fine arts, etc. Someone getting an English degree will take math, science, history, etc.
You have to realize it's plant workers and oil and gas boys that think this.
Posted on 12/10/24 at 7:21 pm to Major Dutch Schaefer
SC already ruled on this. Biden has absolutely no power or authority to forgive a governmental loan.
Posted on 12/10/24 at 7:30 pm to bradygolf98
Forgive me if I’m misinformed but I was under the impression that the only “collections” they can impose on student loans is withholding federal tax returns, which can be subverted by adjusting the amount withheld such that you wouldn’t be entitled to a refund (which everybody should do because frick giving the government a 0% interest loan) or at worst owe a marginal amount each year. So from what I understand it’s a toothless threat
Posted on 12/10/24 at 7:42 pm to bradygolf98
As y'all are griping "pay back your debts" the White House just announced another $50 Billion to Ukraine, that'd forgive $31k in student loan debt for 1.6 million kids 
Idk why Student Loan Forgiveness is what riles the boomers up so much when there's much worse waste elsewhere with our government
Idk why Student Loan Forgiveness is what riles the boomers up so much when there's much worse waste elsewhere with our government
Posted on 12/10/24 at 8:12 pm to CrystalPreserves
quote:
There’s a big class action suit pending against Mohela right now. There have been many successful suits against several loan servicers over the last 10 years for shady sketchy behavior like I said earlier.
Hope this shite last forever
They put everyone's in forbearance until it gets resolved
Posted on 12/10/24 at 9:03 pm to PabloSmash
quote:Or don’t send our tax money to these places and also don’t pay off student loans.
Take it out of the foreign aid pool, and pay the student debt. Here are the top recipients for U.S. foreign aid in 2024: 1. Israel - $3.3 billion 2. Jordan - $1.45 billion 3. Egypt - $1.43 billion 4. Ukraine - $774 million 5. Nigeria - $625 million 6. Mozambique - $564 million 7. Uganda - $562 million 8. Tanzania - $561 million 9. Kenya - $514 million 10. Zambia - $507 million Student Loan forgiveness is just more divisive rhetoric, pitting US Citizen against Citizen.
Posted on 12/10/24 at 9:12 pm to JohnnyKilroy
quote:
Will any of those loans be forgiven as some sort of new program or is he just taking credit for PSLF forgiveness that's been law for 20 years?
I am not even sure you can make PSFL qualifying payments right now, I know I can't. They switched my loans to SAVE automatically then the courts put a stop to SAVE and now I can't even make a payment to get qualifying payments towards PSLF. Their solution, they put me in forbearance with no interest and no payments, I didn't once ask for any of these changes. I'd rather be bake on PAYE or REPAYE or whatever and be making qualifying payments every month.
Posted on 12/10/24 at 9:12 pm to Boudreauboudreaugoly
quote:
SC already ruled on this. Biden has absolutely no power or authority to forgive a governmental loan.
This is what low information looks like. There are hundreds of yall in every thread about this subject.
Posted on 12/10/24 at 10:20 pm to bradygolf98
Finished paying mine last month, 200k+ including interest over 12 years last month.… praise the Lord. I did take advantage of the covid pause for a while but otherwise didn’t get any help
Posted on 12/11/24 at 12:13 am to bradygolf98
Loan. That's a fairly specific term. A contract that requires scheduled payments to cover principle and interest.
End of discussion.
End of discussion.
Posted on 12/11/24 at 4:32 am to stout
quote:
Biden just announced today that as part of his last 40 days he is going to forgive more loans in January
The Supreme Court has already told him more than once it’s illegal
Posted on 12/11/24 at 4:53 am to bradygolf98
I mean you signed up and took the money. Pay it back. That's what many of us did when it was the norm.
Posted on 12/11/24 at 5:17 am to DaBeerz
quote:
Finished paying mine last month, 200k+ including interest over 12 years last month.… praise the Lord. I did take advantage of the covid pause for a while but otherwise didn’t get any help
This is a man folks.
Paid his debt.
It always feels better when you handle your business versus allowing someone else to do it. Builds character, confidence and you get respect because you didn’t put your hand out.
This post was edited on 12/11/24 at 5:19 am
Posted on 12/11/24 at 5:26 am to Revelator
quote:
already told him more than once
To be fair, he can't remember what he had for breakfast, or to zip his pants.
Trump's already taken over anyway.
Posted on 12/11/24 at 5:30 am to DaBeerz
quote:
Finished paying mine last month, 200k+ including interest over 12 years last month.… praise the Lord. I did take advantage of the covid pause for a while but otherwise didn’t get any help
We’re in almost exactly the same boat (though mine were nowhere near 200k). Now that I’ve paid mind off, I’m doubly pissed at the thought of my tax money paying off someone else’s.
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