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Started By
Message
1
Posted on 8/26/25 at 8:23 am to DrrTiger
quote:
Both sides of this stupid argument are wrong.
The ones who don’t want to admit that, yes, the average house is less affordable than 40 years ago. And the ones who won’t acknowledge the inflated consumerist lifestyles that people live today.
I am kinda on this side of the discussion.
Home prices, for a variety of reasons are friggin outrageous. Anyone arguing that is not in touch with reality.
But to also say that lifestyles have not changed since I was looking for my first house in 1995 is dishonest as well.
There was one question asked in this thread that is key:
Should a couple, who make $120K/year not expect to live comfortably?
I believe they should. Prices across the board are at a level where this just isn't true. I made $65K at the age of 25. That is roughly $138K today. My tuition loans were not as much comparatively, my first home was $120K which at around 2X my salary was much less than today. Food from any source was cheaper vs my salary than today. Hell, my 1996 F-150 was just shy of $18K.
At roughly $138K in today's salary, I was living much better in the mid-90's than than those, that I personally know do today. Anecdotal, I know but if you do not think things are harder for kids these days, you are asleep at the wheel.
Of course many folks my age (55) will point and say "look at what they waste money on". Honestly, I cannot bitch. Cell phones, lattes, etc...products of my generation. As parents you conditioned your kids to these products. They are a part of your kids life now thanks to you. Blame yourself if you think they waste money on them. Jaxxon didn't need that phone at 14, but you got it for him anyway.
Posted on 8/26/25 at 8:27 am to UtahCajun
quote:
Of course many folks my age (55) will point and say "look at what they waste money on". Honestly, I cannot bitch. Cell phones,
Cell phones!!!!!!!!!!!!!!
Posted on 8/26/25 at 8:30 am to TideCPA
Excellent summary, but you forgot to add ther Boomer hate because we might take money from a program we involuntarily paid into that we didn't vote for.
This post was edited on 8/26/25 at 8:32 am
Posted on 8/26/25 at 8:37 am to JohnnyKilroy
quote:
Cell phones!!!!!!!!!!!!!!
Yeah, I know. Those bitching have yet to realize we have not been able to live without them for over 20 years now.
But it always comes down to cell phones.
This post was edited on 8/26/25 at 8:38 am
Posted on 8/26/25 at 8:41 am to TideCPA
quote:
yes the personal economies for younger families are difficult as education and housing costs have far outstripped inflation and wage growth, but if they just grind a little harder, skipping the coffee and ditching the cell phone, they too will magically get a home at half its current market value with a 2% 30-year note.
Think about the homes that people in the 80s could have bought if they didn’t blow all their money on cocaine and Michael Jackson albums
Posted on 8/26/25 at 8:57 am to Dire Wolf
Posted on 8/26/25 at 9:00 am to KWL85
quote:
The rest of the economy is doing fine because both the consumer and our government are spending more money than they should.
Well that certainly makes me feel better.
Posted on 8/26/25 at 9:07 am to RogerTheShrubber
The economy isn’t bad. It’s fine. Not good or great, just fine.
People’s inability to control their expenses is bad. But keep in mind that it’s these people that spend excessive money on stupid stuff that keeps our economy going.
Their poor decisions, non-stop debt load, and financial immaturity actually helps everyday businesses.
People’s inability to control their expenses is bad. But keep in mind that it’s these people that spend excessive money on stupid stuff that keeps our economy going.
Their poor decisions, non-stop debt load, and financial immaturity actually helps everyday businesses.
Posted on 8/26/25 at 9:22 am to Mingo Was His NameO
quote:
Now they just don’t have the ability to. It’s completely different.
bullshite. Culture of irresponsible consumption didn't change in 5 years. People have the ability to save, have the ability to make responsible financial choices and live within their means. People choose not to, especially younger people glued to social media and trying to keep up with influencers (who are mostly themselves broke but selling their followers on the facade of wealth). Needs vs. wants, most don't know the difference.
Posted on 8/26/25 at 9:25 am to Clames
quote:
Needs vs. wants, most don't know the difference.
I agree, most of you define a cell phone as a want in the year of our lord 2025
Posted on 8/26/25 at 9:32 am to Mingo Was His NameO
A cell phone isnt a “want”, but a the nicest iPhone with best plan absolutely is.
Also, an iPhone alone provides you access to things that someone as late as 2000 would have had to pay hundreds or even thousands of dollars to access.
Why isn’t it fair to take into account tech advancements when comparing your life to a boomer at your age?
Also, an iPhone alone provides you access to things that someone as late as 2000 would have had to pay hundreds or even thousands of dollars to access.
Why isn’t it fair to take into account tech advancements when comparing your life to a boomer at your age?
Posted on 8/26/25 at 9:32 am to Mingo Was His NameO
quote:
I agree, most of you define a cell phone as a want in the year of our lord 2025
In a thread where a 2000 sq ft home, in a good school district, within a 10 minute commute of work is described as a need, this makes sense.
Posted on 8/26/25 at 9:32 am to Mingo Was His NameO
quote:
most of you define a cell phone as a want in the year of our lord 2025
Dishonest and ignorant as usual for you. Wrong too, but nobody needs a new cell phone every year or two. Or a new tablet/computer or any number of new gadgets that wind-up forgotten and taking up space in a drawer. Same with subscriptions to any number of food and product services. Being addicted to Amazon, Temu, etc is a real thing, there are plenty of people that can't go more than a few days without having boxes dropped on their doorstep. Not like you have the intelligence or education to understand the realities here.
Posted on 8/26/25 at 9:45 am to Dire Wolf
I never bought a Michael Jackson album in my life!
Oh...
quote:
cocaine
Oh...
Posted on 8/26/25 at 9:53 am to Clames
quote:
ame with subscriptions to any number of food and product services. Being addicted to Amazon, Temu, etc is a real thing, there are plenty of people that can't go more than a few days without having boxes dropped on their doorstep
for better or worse, it replaced going to the mall and "shopping" as a hobby for wives
Posted on 8/26/25 at 9:54 am to greenbean
The economy must be doing great if a bunch of people can be debating/bitching & moaning while on company time.
Posted on 8/26/25 at 9:54 am to Mingo Was His NameO
quote:
Because that’s what non ghetto houses cost
Come on. Even you agreed that the 220-230K houses I posted earlier were perfectly fine starter homes, which they are.
Posted on 8/26/25 at 9:56 am to HailHailtoMichigan!
quote:
A cell phone isnt a “want”, but a the nicest iPhone with best plan absolutely is.
It’s $20/month at 0%. Phones are not what is hampering people. Not at all
Posted on 8/26/25 at 9:58 am to iwyLSUiwy
quote:
Come on. Even you agreed that the 220-230K houses I posted earlier were perfectly fine starter homes, which they are.
Not everywhere is haughton buddy
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