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re: I think people need to accept that the housing window has closed
Posted on 7/31/26 at 5:53 pm to Odysseus32
Posted on 7/31/26 at 5:53 pm to Odysseus32
I didn’t buy a home until I was 35.
It was a big home but I had to wait to get my credit and crap straight.
Is what it is.
It was a big home but I had to wait to get my credit and crap straight.
Is what it is.
0
Posted on 7/31/26 at 5:56 pm to GoCrazyAuburn
quote:
Yea this is part of a post I made earlier about people being stuck.
Yep im stuck right now with 3.99% interest rate, but once again I got realllly lucky and also made some better than average financial decisions in terms of debt payoffs.
But this house is a long term investment until we retire to a smaller house in the middle of nowhere Alaska
Posted on 7/31/26 at 5:56 pm to CPA Yung Boi
quote:
Townhomes in places like Allen or Plano
Ahhh...I see your problem
Blame your state leaders for allowing Indians to take over whole affordable neighborhoods
Posted on 7/31/26 at 5:57 pm to stout
quote:
Ahhh...I see your problem
Blame your state leaders for allowing Indians to take over whole affordable neighborhoods
That’s certainly part of the problem
Posted on 7/31/26 at 5:59 pm to CPA Yung Boi
An Indian named I shite says you are just jealous of them
Loading Twitter/X Embed...
If tweet fails to load, click here.Posted on 7/31/26 at 5:59 pm to stout
quote:
Blame your state leaders for allowing Indians to take over whole affordable neighborhoods
I blame federal leaders. We need immigrants, but we should be taking them from countries with similar backgrounds (like we did before LBJ overhauled the immigration system).
Now I will say that growth of a metro leads to rising prices. Thats why many in this thread can't appreciate that if they live in stagnant regions in the south.
Posted on 7/31/26 at 6:02 pm to Odysseus32
quote:
I agree, but I think the issue is that starter homes now aren’t just in lower class but safe neighborhoods. Something has changed and those lower class neighborhoods are no longer safe
We were living in dangerous arse neighborhoods or trailer parks, most of the people I knew at least, until our mid to late 20s. This was early 90s. I graduated HS in 1990. I don’t think I had a single friend actually own a home until at earliest maybe mid 20s. I would say the earliest any of them owned a decent home was damn near 30. This post was edited on 7/31/26 at 6:09 pm
Posted on 7/31/26 at 6:05 pm to GeauxTigers123
quote:
Now I will say that growth of a metro leads to rising prices. Thats why many in this thread can't appreciate that if they live in stagnant regions in the south.
I get that feeling from some of the posters as well.
But what I dont understand is the folks that just refuse to take escrow into consideration when talking about mortgages on these housing topics
You would think a southern message board would understand that living in coastal anywhere would understand that flood insurance and wind/hail coverage is ridiculous now.
Sonebody earlier even said they were getting cut in half recently...maybe in the redneck areas...certainly not around i10
Posted on 7/31/26 at 6:05 pm to Mushroom1968
quote:
We were living in dangerous arse neighborhoods or trailer parks, most of the people I knew at least, until our mid to late 20s. This was early 90s.
Strange, its been 20+ years you think society would progress in that time
Posted on 7/31/26 at 6:05 pm to WaydownSouth
quote:
Do you have student loans or car payments? We are in the same ball park financially and our house was a little over 400k. Would not feel comfortable with a $650k house with 2 kids-- ETA unless you are putting a significant down payment down Once our kids are old enough to start public schools and we have $1400+ a month in freed up expenses, may be a different story
No student loans and car payments total about $700 per month. A $400k house around here would be in the hood with minority majority schools. Crazy that we can be in the top 7-8% of household earners and barely be able to afford a safe neighborhood. Something has to change
Posted on 7/31/26 at 6:06 pm to GeauxTigers123
quote:
Now I will say that growth of a metro leads to rising prices. Thats why many in this thread can't appreciate that if they live in stagnant regions in the south
I lived in the 2nd largest metro in the USA so I understand both areas you are speaking of.
The offset is that there are much better and higher-paying jobs in said metros vs the stagnated South
Posted on 7/31/26 at 6:06 pm to stout
quote:
The offset is that there are much better and higher-paying jobs in said metros vs the stagnated South
That are getting taken by jeets
Posted on 7/31/26 at 6:09 pm to gaetti15
Yea that is a huge issue
I am now a single-issue voter, and that issue is to stop unnecessary immigration and Visa abuse.
I am a hypocrite like Clayton Bigsby, though, because I am married to an immigrant.
At least mine did it the correct way, applied, and came here over 20 years ago, and is naturalized
I am now a single-issue voter, and that issue is to stop unnecessary immigration and Visa abuse.
I am a hypocrite like Clayton Bigsby, though, because I am married to an immigrant.
At least mine did it the correct way, applied, and came here over 20 years ago, and is naturalized
Posted on 7/31/26 at 6:11 pm to stout
quote:
I am a hypocrite like Clayton Bigsby, though, because I am married to an immigrant.
At least mine did it the correct way, applied, and came here over 20 years ago, and is naturalized
Im married to an eskimo, they didnt gain citizenship until the 1950s so I feel you
Posted on 7/31/26 at 6:15 pm to MC5601
quote:
A $400k house around here would be in the hood with minority majority schools
In Tyler, TX?
Posted on 7/31/26 at 6:23 pm to DCtiger1
quote:
In Tyler, TX?
Originally from Tyler but live and work in DFW. A nice house can be had in Tyler for $450k but good luck getting a 6 figure job lol - otherwise I’d move back
Posted on 7/31/26 at 6:24 pm to Shexter
quote:
I can't imagine how difficult it is to pay for a starter home these days when they start at over $200k.
In 1970, that was probably a 1500 sq ft house with no garage. Back then, 2000 sq ft was a big house. A few years earlier, it was 1300 sq ft with only one bathroom. That's what a starter house used to be.
Posted on 7/31/26 at 6:30 pm to Odysseus32
Amazing what happens when you encourage an entire generation of welfare leeches to breed like crazy in the projects then import tens of millions of illegals - all having their housing, food, and medical subsidized by the working class. Hippie boomers fricked up this country like crazy with their suicidal empathy for people who have zero work ethic, now everything is fricked from housing to even getting groceries. Hippie boomers put the government in charge of everything and everything they've touched has turned to shite in just fifty years of them being in charge of the country.
Posted on 7/31/26 at 6:32 pm to Shexter
quote:More than that in a lot of areas in this country thanks to the dipshit Californians selling their homes for a million bucks and overpaying for homes in states like Idaho, Utah, Montana, etc. Basic two or three bedroom starter home outside of Salt Lake City is now in the $400k range.
I can't imagine how difficult it is to pay for a starter home these days when they start at over $200k.
Posted on 7/31/26 at 6:32 pm to stout
The section 8ing of the suburbs under Obama has been a massive blow to affordable (in a reasonable neighborhood) housing. The Houston metro exurbs are filling up because a lot of the older suburbs are not much better than living in the city. I’m sure the same is true of many large metro areas.
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