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re: I think people need to accept that the housing window has closed
Posted on 7/31/26 at 2:38 pm to CPA Yung Boi
Posted on 7/31/26 at 2:38 pm to CPA Yung Boi
quote:
There MAY be like 2 or 3 out of the couple of hundred you posted. There are almost 9 million people in DFW
Why are you so obsessed with DFW area? Tons of places to live in Texas if you want to raise a family in a typical american dream suburban home that are not in DFW and much more affordable.
1
Posted on 7/31/26 at 2:39 pm to Anonforthis
quote:
1. Nobody builds smaller starter homes anymore. I’m sure that many people here grew up in a home smaller than 1,200 square feet. Nobody has build those homes for 30 years unless you include beach homes.
This isn't true
Posted on 7/31/26 at 2:43 pm to Odysseus32
The REAL problem is the ghetto has expanded WELL beyond anything seen before. Especially in metros where the police aren't allowed to actually police. So when 2/3 of the area is considered a crime area, then that 1/3 is going to be super expensive. The need to subsidize the criminal elements has created a problem for anyone not wanting to live in a crime infested area.
Posted on 7/31/26 at 2:45 pm to baldona
quote:
Why are you so obsessed with DFW area? Tons of places to live in Texas if you want to raise a family in a typical american dream suburban home that are not in DFW and much more affordable.
I would assume its because job availability.
Economy isnt great and hasnt been for a quick minute
Posted on 7/31/26 at 2:48 pm to CPA Yung Boi
quote:
: the American dream personified
And there it is. Thinking you should get the dream on say one instead of working up to it.
That is the mentality that makes people think they are above starter homes or living below their means to save up for their dream.
Posted on 7/31/26 at 2:52 pm to fightin tigers
quote:
That is the mentality that makes people think they are above starter homes or living below their means to save up for their dream.
Look, I think there is a lot of entitlement at play.
But where are the starter homes in safe areas within an hour of Atlanta? Or Miami, or Dallas, etc.? And for many people, they can't go ply their trade in a rural area or small town.
Nobody is taking tracts of real estate in decent-yet-unexciting areas in big metros and going "let's build 2000 sf garden homes here and sell them for 200-400k". Why would they? When anywhere with those qualities can command twice that much?
Posted on 7/31/26 at 2:52 pm to fightin tigers
quote:
living below their means to save up for their dream.
Realistically, how much do you think the average person/household doing this should be able to save per year?
Posted on 7/31/26 at 2:52 pm to CPA Yung Boi
quote:
They’ll just have to find $50k somewhere in order to do it
Oh no saving for a down payment on a house. That must be a new concept because no one else had to do that. Just you.
Posted on 7/31/26 at 2:53 pm to fightin tigers
quote:
And there it is. Thinking you should get the dream on say one instead of working up to it.
That is the mentality that makes people think they are above starter homes or living below their means to save up for their dream
People are 40 fricking years old before they buy their first home on average dude
Posted on 7/31/26 at 2:54 pm to Pettifogger
quote:
But where are the starter homes in safe areas within an hour of Atlanta? Or Miami, or Dallas, etc.?
What about New York City or Los Angeles or San Fran!
My American dream is owning a 4000sq ft starter home with a 1/2 of grass in San Fran or NYC for $400k, damnit!
Posted on 7/31/26 at 2:56 pm to baldona
quote:
What about New York City or Los Angeles or San Fran!
My American dream is owning a 4000sq ft starter home with a 1/2 of grass in San Fran or NYC for $400k, damnit!
Baton Rouge and Jackson Mississippi are shite holes with no industry and DR Horton homes 45 minutes from the little they do have are like $325k.
Posted on 7/31/26 at 2:58 pm to CPA Yung Boi
quote:
People are 40 fricking years old before they buy their first home on average dude
They also carry a shite ton of debt, suck with money, and are uneducated.
Not affording a house is an effect of people being bad at life. You can only help people that help themselves.
People, even young people, do it every day. Ive never met a responsible person that bitches about not being able to afford a house. Always someone who brings a shitload of problems on themselves with bad choices.
Posted on 7/31/26 at 3:00 pm to GoCrazyAuburn
quote:
Realistically, how much do you think the average person/household doing this should be able to save per year
10% of your income should be easy.
Posted on 7/31/26 at 3:00 pm to armytiger96
quote:
Oh no saving for a down payment on a house. That must be a new concept because no one else had to do that. Just you.
You really struggle with basic concepts, don't you?
Posted on 7/31/26 at 3:00 pm to baldona
quote:
What about New York City or Los Angeles or San Fran!
My American dream is owning a 4000sq ft starter home with a 1/2 of grass in San Fran or NYC for $400k, damnit!
I mean, this is dumb.
They don't need endless amounts of CPAs and corporate attorneys or PTs or respiratory therapists in Longview Texas.
You can't just go do anything anywhere. And you're asking people who were raised out of communities where that was still a thing to live that life. I grew up in a town where a lot of people didn't go to college, it was nearly all white, church was the dominant social scene, the schools sent kids to really good colleges AND it was within an hour of a metro. My dad worked in Buckhead his whole life.
So it's not like I came from the woods and decided to be an investment banker and I'm mad I can't be one one in rural Georgia.
Circumstances have changed pretty drastically, options are narrower, and it's silly to act like that's not the case just because you want to shite on people who eat avocado toast or whatever. You can recognize the reality and still shite on said people.
Posted on 7/31/26 at 3:01 pm to fightin tigers
quote:
They also carry a shite ton of debt, suck with money, and are uneducated.
They didn’t have to carry a shite ton of debt and could be uneducated a buy a home at 25 40 years ago, which is the point.
Y’all seem to think people think individuals are blameless here. They aren’t. But you can do everything “right” and not be able to buy a decent house until 15 years later than your parents did. That fricking blows. It is what it is, I just don’t see the point in denying that’s the reality.
Posted on 7/31/26 at 3:01 pm to CPA Yung Boi
quote:
People are 40 fricking years old before they buy their first home on average dude
Again though this is the avg or median. I'd bet if you took the Avg age of the top 30% of income earners it would be much much lower. I bought 2 homes before I was 35, one in my 20s. Almost every single friend of mine that graduated college and started a decent career, bought before they were 35.
The ones that didn't, either suck at life or were bad with money/ decisions.
My point is that I think your metric sucks. Its fairly pointless.
ETA: I'm in my low 40s now, everyone I can think of that hasn't bought a home yet or hasn't owned for awhile sucks at life.
This post was edited on 7/31/26 at 3:03 pm
Posted on 7/31/26 at 3:02 pm to CPA Yung Boi
Yes.
People are probably more vapid. Less resilient. Less willing to sacrifice.
All that can be true, and it doesn't change the reality that the landscape of it has changed under their feet at the same time.
People are probably more vapid. Less resilient. Less willing to sacrifice.
All that can be true, and it doesn't change the reality that the landscape of it has changed under their feet at the same time.
Posted on 7/31/26 at 3:04 pm to CPA Yung Boi
quote:
They’ll just have to find $50k somewhere in order to do it
You can go ahead and believe that. I had three kids in daycare at same time while paying two house notes because I made a bad financial decision and managed to survive. Oh yeah my interest rate at the time was a historically low 6.0 on both houses.
Yes quit believing the rhetoric that is spewed daily to create division and recognize that we have all been there.
Posted on 7/31/26 at 3:04 pm to baldona
quote:
I bought 2 homes before I was 35, one in my 20s.
You were also given a successful business.
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